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JOLIE

Active
Private limited companyfounded 200125 yrs activePaalstraat 10, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0474.233.097
Summary

JOLIE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€514,740) and a net result of €346,518. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 1764 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability85▲+33
Solvency5▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.38 in 2024; short-term debt: 72.3% and cash: 2.9% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1764 sector peers (2025).
NBB · sector comparison
Position among 1764 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
9 d late
2022
3 d early
2021
12 d early
2020
3 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOLIE was incorporated on 2 March 2001.1 Total assets rose from EUR 361,955 in 2018 to EUR 2.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€142,620
EBIT margin
-14.5%
Net result
€346,518▲ 240%
2024 · €102,044
Working capital
-€819,701▲ 26.0%
2024 · -€1.1m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€32,339▲ 21.1%-€25,259▲ 21.9%-€277,325▼ 998%€156,336€396,806▲ 154%
Net result-€55,379below the sector's middle half▲ 11.1%-€46,523below the sector's middle half▲ 16.0%-€326,157below the sector's middle half▼ 601%€102,044within the sector's middle half€346,518above the sector's middle half▲ 240%
EBIT margin
Equity-€590,622below the sector's middle half▼ 10.3%-€637,145below the sector's middle half▼ 7.9%-€963,302below the sector's middle half▼ 51.2%-€861,258below the sector's middle half▲ 10.6%-€514,740below the sector's middle half▲ 40.2%
Total assets€235,031below the sector's middle half▼ 15.6%€194,145below the sector's middle half▼ 17.4%€2.1mwithin the sector's middle half▲ 960%€2.3mwithin the sector's middle half▲ 10.2%€2.6mwithin the sector's middle half▲ 15.7%
Debt€825,652▲ 1.5%€831,290▲ 0.7%€3.0m▲ 263%€3.1m▲ 3.6%€3.1m▲ 0.3%
Working capital-€745,363below the sector's middle half▼ 2.1%-€751,737below the sector's middle half▼ 0.9%-€1.2mbelow the sector's middle half▼ 55.1%-€1.1mbelow the sector's middle half▲ 5.0%-€819,701below the sector's middle half▲ 26.0%
Solvency-251.3%below the sector's middle half▼ 59.1pp-328.2%below the sector's middle half▼ 76.9pp-46.8%below the sector's middle half▲ 281.4pp-38.0%below the sector's middle half▲ 8.8pp-19.6%below the sector's middle half▲ 18.4pp
Current ratio0.10below the sector's middle half▼ 0.010.10below the sector's middle half=0.27below the sector's middle half▲ 0.180.38below the sector's middle half▲ 0.110.57below the sector's middle half▲ 0.18
Return on assets (ROA)-23.6%below the sector's middle half▼ 1.2pp-24.0%below the sector's middle half▼ 0.4pp-15.8%below the sector's middle half▲ 8.1pp4.5%within the sector's middle half▲ 20.3pp13.2%above the sector's middle half▲ 8.7pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000€400,000Operating result 2021: -€32,339-€32,339Net result 2021: -€55,379-€55,379Operating result 2022: -€25,259-€25,259Net result 2022: -€46,523-€46,523Operating result 2023: -€277,325-€277,325Net result 2023: -€326,157-€326,157Operating result 2024: €156,336€156,336Net result 2024: €102,044€102,044Operating result 2025: €396,806€396,806Net result 2025: €346,518€346,51820212022202320242025-€400,000-€200,000€0€200,000€400,000Operating result 2023: -€277,325-€277,000Net result 2023: -€326,157-€326,000Operating result 2024: €156,336€156,000Net result 2024: €102,044€102,000Operating result 2025: €396,806€397,000Net result 2025: €346,518€347,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 154% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.6m
Fixed assets €1.5m ▼ 1.9%
Current assets €1.1m ▲ 55.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€426,148▲
2024 · €197,601
Cash flow
€375,860▲
2024 · €143,310
Quick ratio
0.46▲
2024 · 0.32
Debt to equity
-6.10▼
2024 · -3.63
Interest coverage
7.52▲
2024 · 3.27
Debt ≤ 1 year
€1.9m▲
2024 · €1.8m
Debt > 1 year
€1.2m▼
2024 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 317 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 92% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
4.1% stopped otherwise
92% still going

A further 2.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 317 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.3m€2.6m▲
Fixed assets21/28€1.6m€1.5m▼
Tangible fixed assets22/27€1.6m€1.5m▼
Land and buildings22€1.6m€1.5m▼
Plant, machinery and equipment23€1,543€419▼
Current assets29/58€692,626€1.1m▲
Stocks and contracts in progress3€120,443€204,773▲
Stocks30/36€120,443€204,773▲
Amounts receivable within one year40/41€563,721€799,075▲
Trade receivables40€103,044€371,520▲
Other amounts receivable41€460,676€427,555▼
Cash at bank and in hand54/58€8,237€74,996▲
Deferred charges and accrued income490/1€225€350▲
Equity and liabilities
Total equity and liabilities10/49€2.3m€2.6m▲
Equity10/15-€861,258-€514,740▲
Contributions10/11€21,000€21,000=
Profit (loss) carried forward14-€882,258-€535,740▲
Amounts payable17/49€3.1m€3.1m▲
Amounts payable after more than one year17€1.3m€1.2m▼
Financial debts170/4€1.3m€1.2m▼
Amounts payable within one year42/48€1.8m€1.9m▲
Current portion of amounts payable after more than one year42€84,614€88,440▲
Trade debts44€118,594€328,099▲
Suppliers440/4€118,594€328,099▲
Advances received on contracts in progress46€110,000€0▼
Taxes, remuneration and social security45-€3,439
Taxes450/3-€3,439
Other amounts payable47/48€1.5m€1.5m▼
Accrued charges and deferred income492/3€500€500=
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,266€29,342▼
Other operating charges640/8€6,471€7,043▲
Non-recurring operating charges66A€0-
Gross operating margin9900€204,072€433,192▲
Operating profit (loss)9901€156,336€396,806▲
Financial income75/76B€6,071€6,369▲
Recurring financial income75€6,071€6,369▲
Financial charges65/66B€60,363€56,657▼
Recurring financial charges65€60,363€56,657▼
Profit (loss) for the period before taxes9903€102,044€346,518▲
Profit (loss) for the period9904€102,044€346,518▲
Profit (loss) for the period to be appropriated9905€102,044€346,518▲
Appropriation of the result
Profit (loss) to be appropriated9906-€882,258-€535,740▲
Profit (loss) brought forward from the previous period14P-€984,302-€882,258▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€191€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45,564€40,148€238,362€41,266€29,342▼ 28.9%
Other operating charges640/8€7,253€4,470€6,221€6,471€7,043▲ 8.9%
Non-recurring operating charges66A--€62,170€0--
Gross operating margin9900€20,478€19,359€29,428€204,072€433,192▲ 112%
Operating profit (loss)9901-€32,339-€25,259-€277,325€156,336€396,806▲ 154%
Financial income75/76B€1,041€607€702€6,071€6,369▲ 4.9%
Recurring financial income75€1,041€607€702€6,071€6,369▲ 4.9%
Financial charges65/66B€22,587€21,870€49,534€60,363€56,657▼ 6.1%
Recurring financial charges65€22,587€21,870€49,534€60,363€56,657▼ 6.1%
Profit (loss) for the period before taxes9903-€53,884-€46,523-€326,157€102,044€346,518▲ 240%
Income taxes67/77€1,496€0----
Profit (loss) for the period9904-€55,379-€46,523-€326,157€102,044€346,518▲ 240%
Profit (loss) for the period to be appropriated9905-€55,379-€46,523-€326,157€102,044€346,518▲ 240%
Line20212022202320242025Change
Assets
Total assets20/58€235,031€194,145€2.1m€2.3m€2.6m▲ 15.7%
Fixed assets21/28€155,241€115,093€1.6m€1.6m€1.5m▼ 1.9%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€155,241€115,093€1.6m€1.6m€1.5m▼ 1.9%
Land and buildings22€146,567€110,043€1.6m€1.6m€1.5m▼ 1.8%
Plant, machinery and equipment23€6,915€4,791€2,667€1,543€419▼ 72.9%
Furniture and vehicles24€1,759€259€0---
Current assets29/58€79,789€79,053€440,509€692,626€1.1m▲ 55.8%
Stocks and contracts in progress3€285€0-€120,443€204,773▲ 70.0%
Stocks30/36€285€0-€120,443€204,773▲ 70.0%
Amounts receivable within one year40/41€75,785€76,169€438,151€563,721€799,075▲ 41.8%
Trade receivables40€12,640€11,669€29,851€103,044€371,520▲ 261%
Other amounts receivable41€63,145€64,500€408,301€460,676€427,555▼ 7.2%
Cash at bank and in hand54/58€2,804€1,517€1,933€8,237€74,996▲ 810%
Deferred charges and accrued income490/1€915€1,366€424€225€350▲ 55.6%
Equity and liabilities
Total equity and liabilities10/49€235,031€194,145€2.1m€2.3m€2.6m▲ 15.7%
Equity10/15-€590,622-€637,145-€963,302-€861,258-€514,740▲ 40.2%
Contributions10/11€21,000€21,000€21,000€21,000€21,000=
Profit (loss) carried forward14-€611,622-€658,145-€984,302-€882,258-€535,740▲ 39.3%
Amounts payable17/49€825,652€831,290€3.0m€3.1m€3.1m▲ 0.3%
Amounts payable after more than one year17--€1.4m€1.3m€1.2m▼ 6.6%
Financial debts170/4--€1.4m€1.3m€1.2m▼ 6.6%
Amounts payable within one year42/48€825,152€830,790€1.6m€1.8m€1.9m▲ 5.5%
Current portion of amounts payable after more than one year42--€80,953€84,614€88,440▲ 4.5%
Trade debts44€102,218€91,455€106,173€118,594€328,099▲ 177%
Suppliers440/4€102,218€91,455€106,173€118,594€328,099▲ 177%
Advances received on contracts in progress46---€110,000€0▼ 100%
Taxes, remuneration and social security45€0---€3,439-
Taxes450/3----€3,439-
Remuneration and social security454/9€0-----
Other amounts payable47/48€722,934€739,336€1.4m€1.5m€1.5m▼ 0.5%
Accrued charges and deferred income492/3€500€500€500€500€500=
Line20212022202320242025Change
Profit (loss) for the period9904-€55,379-€46,523-€326,157€102,044€346,518▲ 240%
+ Depreciation and write-downs630€45,564€40,148€238,362€41,266€29,342▼ 28.9%
Operating cash flow (approximation)-€9,815-€6,374-€87,794€143,310€375,860▲ 162%
Investment in fixed assets (approximation)-€0-€1.7m€0€0-
Change in cash--€1,287€416€6,304€66,759▲ 959%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €346,518 ▲240%
Operating result €396,806, net result €346,518, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €102,044
Net result €102,044 after 6 loss-making years.
09-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
31-12
Financial Weakest financial yearnet -€326,157
Net result drops to -€326,157, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 2 establishment units since 2001
seat establishment All 2 establishment units on the map
Ground area
1.9 ha
Building footprint
8,470 m²
Volume, LiDAR
1,429 m³
2 parcels, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
8 companies at this address See who is registered here
2 establishment units
JOLIE
Paalstraat 10, 9700 OudenaardeGrowing of cereals (except rice), leguminous crops and oil seeds
since 20012.097.986.769
Warmoesstraat(B) 8, 8600 Diksmuide
NACE 01231
since 20022.209.968.222
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45508B0068/00T004 Flanders 1.5 ha 1 · 8,159 m² -
32001A0143/00T000 Flanders 3,960 m² 1 · 311 m² 7.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. GELUK 99.69%
  2. IMMO DECLERCQ 72.5%
  3. JOLIE

Highest known parent: GELUK. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Oudenaarde2.097.986.769
2 permissions
Boerderij - akkerbouw · since 07-04-2026
Groententeeltbedrijf · since 07-04-2026

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 903 companies in sector 01461 we hold annual accounts for 295. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-03-2001
Fiscal year end31-12
Activities, NACEBEL 2025
01461Pig breeding farms
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01500Mixed farming
01610Support activities for crop production
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0474233097
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.