JOLI Management
ActiveSummary
JOLI Management has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €928,366 and a net result of -€3,604. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 8782 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+62
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 20.55 against 13.89 in 2024; short-term debt: 3.5% and cash: 7% of total assets), and 23.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
-0.3%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,604
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
97 d late
2023
7 d early
2022
54 d late
2021
15 d early
2020
6 d late
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 April (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€928,366▼ 0.4%
2024 · €931,969
Total assets
€1.2m▼ 3.7%
2024 · €1.3m
Net result
-€3,604▲ 97.2%
2024 · -€126,529
Working capital
€824,232▲ 2.0%
2024 · €808,323
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,108€1.1m€38,131▼ 96.5%-€134,402-€13,546▲ 89.9%
Net result-€49,375below the sector's middle half€869,023above the sector's middle half€40,242within the sector's middle half▼ 95.4%-€126,529below the sector's middle half-€3,604below the sector's middle half▲ 97.2%
Equity€149,233within the sector's middle half▼ 24.9%€1.0mwithin the sector's middle half▲ 582%€1.1mwithin the sector's middle half▲ 4.0%€931,969within the sector's middle half▼ 12.0%€928,366within the sector's middle half▼ 0.4%
Total assets€338,914below the sector's middle half▼ 11.8%€1.3mwithin the sector's middle half▲ 280%€1.5mwithin the sector's middle half▲ 14.9%€1.3mwithin the sector's middle half▼ 15.0%€1.2mwithin the sector's middle half▼ 3.7%
Debt€189,682▲ 2.2%€55,476▼ 70.8%€208,175▲ 275%€114,049▼ 45.2%€72,753▼ 36.2%
Working capital-€73,897within the sector's middle half▼ 464%€975,238above the sector's middle half€790,444above the sector's middle half▼ 18.9%€808,323above the sector's middle half▲ 2.3%€824,232above the sector's middle half▲ 2.0%
Solvency44.0%within the sector's middle half▼ 7.7pp79.0%above the sector's middle half▲ 34.9pp71.5%within the sector's middle half▼ 7.5pp74.0%within the sector's middle half▲ 2.6pp76.6%within the sector's middle half▲ 2.5pp
Current ratio0.37below the sector's middle half▼ 0.5619.12above the sector's middle half▲ 18.756.77above the sector's middle half▼ 12.3513.89above the sector's middle half▲ 7.1120.55above the sector's middle half▲ 6.67
Return on assets (ROA)-14.6%below the sector's middle half▼ 34.0pp67.4%above the sector's middle half▲ 82.0pp2.7%within the sector's middle half▼ 64.7pp-10.1%below the sector's middle half▼ 12.8pp-0.3%below the sector's middle half▲ 9.8pp
Staff (FTE)1within the sector's middle half=0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13,546 in 2025 against €134,402 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€346,288 ▼ 10.7%
Current assets
€866,385 ▼ 0.5%
Equity and liabilities €1.2m
Equity
€928,366 ▼ 0.4%
Provisions
€211,555 ▼ 0.6%
Debt
€72,753 ▼ 36.2%
Debt's share of the balance-sheet total falls from 9.1% to 6.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28,045▲
2024 · -€109,569
Cash flow
€37,987▲
2024 · -€101,696
Debt to equity
0.08▼
2024 · 0.12
ROE
-0.4%▲
2024 · -13.6%
Interest coverage
10.54▲
2024 · -30.64
Debt ≤ 1 year
€42,153▼
2024 · €62,732
Debt > 1 year
€28,953▼
2024 · €49,671
Income taxes
€1,393▲
2024 · €527
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €44,525 | €1.1m | - | - | - | - |
| Remuneration, social security and pensions62 | €20,269 | - | - | - | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57,610 | €11,023 | €27,092 | €24,833 | €41,591 | ▲ 67.5% |
| Other operating charges640/8 | €9,200 | €1,125 | €17,789 | €2,419 | €3,510 | ▲ 45.1% |
| Non-recurring operating charges66A | - | €25,374 | €56,976 | €139,408 | €6,689 | ▼ 95.2% |
| Gross operating margin9900 | €72,971 | €1.1m | €139,988 | €32,258 | €38,245 | ▲ 18.6% |
| Operating profit (loss)9901 | -€14,108 | €1.1m | €38,131 | -€134,402 | -€13,546 | ▲ 89.9% |
| Financial income75/76B | €0 | - | €9,458 | €10,616 | €12,635 | ▲ 19.0% |
| Recurring financial income75 | €0 | - | €9,458 | €10,616 | €12,635 | ▲ 19.0% |
| Financial charges65/66B | €34,591 | €3,422 | €2,871 | €3,576 | €2,661 | ▼ 25.6% |
| Recurring financial charges65 | €1,591 | €3,422 | €2,871 | €3,576 | €2,661 | ▼ 25.6% |
| Non-recurring financial charges66B | €33,000 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€48,700 | €1.1m | €44,719 | -€127,363 | -€3,572 | ▲ 97.2% |
| Transfer from deferred taxes780 | - | €724 | €1,221 | €1,361 | €1,361 | = |
| Transfer to deferred taxes680 | - | €216,223 | - | - | - | - |
| Income taxes67/77 | €676 | €3,900 | €5,698 | €527 | €1,393 | ▲ 164% |
| Profit (loss) for the period9904 | -€49,375 | €869,023 | €40,242 | -€126,529 | -€3,604 | ▲ 97.2% |
| Transfer from tax-exempt reserves789 | - | €25,374 | €4,886 | €5,445 | €5,445 | = |
| Transfer to tax-exempt reserves689 | - | €864,890 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€49,375 | €29,507 | €45,128 | -€121,083 | €1,842 | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €338,914 | €1.3m | €1.5m | €1.3m | €1.2m | ▼ 3.7% |
| Fixed assets21/28 | €295,812 | €260,163 | €553,547 | €387,879 | €346,288 | ▼ 10.7% |
| Tangible fixed assets22/27 | €295,812 | €260,163 | €553,547 | €387,879 | €346,288 | ▼ 10.7% |
| Land and buildings22 | €156,688 | €260,163 | €247,470 | €234,777 | €222,485 | ▼ 5.2% |
| Plant, machinery and equipment23 | - | - | - | €36,598 | €32,848 | ▼ 10.2% |
| Furniture and vehicles24 | €139,124 | - | €306,077 | €116,503 | €90,955 | ▼ 21.9% |
| Current assets29/58 | €43,102 | €1.0m | €927,402 | €871,055 | €866,385 | ▼ 0.5% |
| Amounts receivable after more than one year29 | - | €366,889 | €379,039 | €358,057 | €316,325 | ▼ 11.7% |
| Other amounts receivable291 | - | €366,889 | €379,039 | €358,057 | €316,325 | ▼ 11.7% |
| Amounts receivable within one year40/41 | €13,663 | €282,170 | €458,480 | €479,856 | €462,660 | ▼ 3.6% |
| Trade receivables40 | €13,080 | €12,100 | €117,322 | €105,042 | €143,945 | ▲ 37.0% |
| Other amounts receivable41 | €583 | €270,070 | €341,158 | €374,814 | €318,715 | ▼ 15.0% |
| Cash at bank and in hand54/58 | €9,753 | €379,406 | €88,240 | €30,796 | €85,085 | ▲ 176% |
| Deferred charges and accrued income490/1 | €19,686 | €602 | €1,644 | €2,346 | €2,316 | ▼ 1.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €338,914 | €1.3m | €1.5m | €1.3m | €1.2m | ▼ 3.7% |
| Equity10/15 | €149,233 | €1.0m | €1.1m | €931,969 | €928,366 | ▼ 0.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €130,633 | €999,656 | €1.0m | €913,369 | €909,766 | ▼ 0.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Tax-exempt reserves132 | €22,478 | €861,995 | €857,109 | €851,664 | €846,218 | ▼ 0.6% |
| Distributable reserves133 | €106,294 | €135,801 | €180,929 | €59,846 | €63,547 | ▲ 6.2% |
| Provisions and deferred taxes16 | - | €215,499 | €214,277 | €212,916 | €211,555 | ▼ 0.6% |
| Deferred taxes168 | - | €215,499 | €214,277 | €212,916 | €211,555 | ▼ 0.6% |
| Amounts payable17/49 | €189,682 | €55,476 | €208,175 | €114,049 | €72,753 | ▼ 36.2% |
| Amounts payable after more than one year17 | €72,682 | - | €69,570 | €49,671 | €28,953 | ▼ 41.7% |
| Financial debts170/4 | €72,682 | - | €69,570 | €49,671 | €28,953 | ▼ 41.7% |
| Amounts payable within one year42/48 | €116,999 | €53,829 | €136,958 | €62,732 | €42,153 | ▼ 32.8% |
| Current portion of amounts payable after more than one year42 | €23,035 | - | €19,105 | €19,899 | €20,717 | ▲ 4.1% |
| Trade debts44 | €7,070 | €1,534 | €1,061 | €2,308 | €5,089 | ▲ 120% |
| Suppliers440/4 | €7,070 | €1,534 | €1,061 | €2,308 | €5,089 | ▲ 120% |
| Taxes, remuneration and social security45 | €7,932 | €7,203 | €52,036 | €13,110 | €16,347 | ▲ 24.7% |
| Taxes450/3 | €6,657 | €7,203 | €47,321 | €13,110 | €16,347 | ▲ 24.7% |
| Remuneration and social security454/9 | €1,275 | - | €4,715 | - | - | - |
| Other amounts payable47/48 | €78,962 | €45,092 | €64,756 | €27,414 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €1,646 | €1,646 | €1,646 | €1,646 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€49,375 | €869,023 | €40,242 | -€126,529 | -€3,604 | ▲ 97.2% |
| + Depreciation and write-downs630 | €57,610 | €11,023 | €27,092 | €24,833 | €41,591 | ▲ 67.5% |
| Operating cash flow (approximation) | €8,235 | €880,046 | €67,334 | -€101,696 | €37,987 | ▲ 137% |
| Investment in fixed assets (approximation) | - | €24,626 | -€320,477 | €140,836 | €0 | ▼ 100% |
| Change in cash | - | €369,653 | -€291,166 | -€57,444 | €54,289 | ▲ 195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 97 days late
2024
30-09
Financial
Weakest financial yearnet -€126,529
Net result drops to -€126,529, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 13.89
Current ratio from 6.77 to 13.89; short-term debt falls from €136,958 to €62,732.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 54 days late
2022
30-09
Financial
Back to profitnet €869,023
Net result €869,023 after one loss-making year.
30-09
Financial
Liquidity times 52current ratio 19.12
Current ratio from 0.37 to 19.12; short-term debt falls from €116,999 to €53,829.
30-09
Financial
Equity above €1mEq €1.0m ▲582%
Equity rises from €149,233 to €1.0m.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2020
30-09
Financial
Back to profitnet €74,543
Net result €74,543 after one loss-making year.
Show earlier events
30-09
Financial
Equity above €150,000Eq €198,608 ▲60.1%
Equity rises from €124,065 to €198,608.
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 14 days late
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2000
Ground area
1,836 m²
Building footprint
356 m²
Volume, LiDAR
1,399 m³
Parcel 71056A0459/00K000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JOLI Management
since 20002.099.536.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71056A0459/00K000 | Flanders | 1,836 m² | 1 · 356 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2022 list no shareholders, and no other source names one.
Holdings 1
-
16.5%
According to the annual accounts to 30-09-2022 of JOLI Management and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPrivate limited company
Founded03-04-2000
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471644484
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.