JOLI
ActiveJOLI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €542k and a net result of €10k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-12
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 15.42 against 7.22 in 2024), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
1.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
48 d early
2023
62 d early
2022
25 d early
2021
46 d early
2020
5 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€542k▼ 8.2%
2024 · €591k
2018: €285k
2019: €344k
2020: €411k
2021: €502k
2022: €582k
2023: €607k
2024: €591k
2018 → 2025
Total assets
€553k▼ 10.6%
2024 · €619k
2018: €589k
2019: €613k
2020: €666k
2021: €589k
2022: €613k
2023: €629k
2024: €619k
2018 → 2025
Net result
€10k▼ 58.3%
2024 · €24k
2018: €41k
2019: €59k
2020: €67k
2021: €91k
2022: €80k
2023: €25k
2024: €24k
2018 → 2025
Working capital
€151k▼ 12.4%
2024 · €172k
2018: €76k
2019: €156k
2020: €216k
2021: €101k
2022: €148k
2023: €204k
2024: €172k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€502k-€582k▲ 16.0%€607k▲ 4.3%€591k▼ 2.7%€542k▼ 8.2%
Operating result€124k-€113k▼ 9.0%€36k▼ 67.8%€35k▼ 2.8%€15k▼ 57.9%
Net result€91k-€80k▼ 11.8%€25k▼ 68.8%€24k▼ 3.0%€10k▼ 58.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 58% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553k
Fixed assets
€392k▼ 6.4%
Current assets
€161k▼ 19.3%
Equity and liabilities €553k
Equity
€542k▼ 8.2%
Debt
€11k▼ 61.5%
The debt ratio falls from 4.5% to 1.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€53k▼
2024 · €64k
Cash flow
€48k▼
2024 · €53k
Solvency
98.1%▲
2024 · 95.5%
Current ratio
15.42▲
2024 · 7.22
Quick ratio
15.42▲
2024 · 7.22
Debt / equity
0.02▼
2024 · 0.05
ROE
1.9%▼
2024 · 4.1%
ROA
1.8%▼
2024 · 3.9%
Interest coverage
318.43▼
2024 · 442.76
Debt
€11k▼
2024 · €28k
Debt ≤ 1 year
€10k▼
2024 · €28k
Income taxes
€5k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€619k€553k▼
Fixed assets21/28€419k€392k▼
Tangible fixed assets22/27€419k€392k▼
Land and buildings22€363k€343k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€55k€47k▼
Current assets29/58€200k€161k▼
Amounts receivable within one year40/41€81k€160k▲
Trade receivables40€77k€150k▲
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€115k€1k▼
Deferred charges and accrued income490/1€4k€158▼
Equity and liabilities
Total equity and liabilities10/49€619k€553k▼
Equity10/15€591k€542k▼
Contributions10/11€19k€19k=
Reserves13€572k€524k▼
Distributable reserves133€572k€524k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€28k€11k▼
Amounts payable within one year42/48€28k€10k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€18k€4k▼
Taxes450/3€18k€2k▼
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€6k€3k▼
Accrued charges and deferred income492/3€117€266▲
Income statement
Code20242025
Non-recurring operating income76A€993€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€38k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€70k€57k▼
Operating profit (loss)9901€35k€15k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€144€167▲
Recurring financial charges65€144€167▲
Profit (loss) for the period before taxes9903€35k€15k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€24k€10k▼
Profit (loss) for the period to be appropriated9905€24k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€10k▼
Transfer from equity791/2€41k€59k▲
Transfer to equity691/2€24k€10k▼
To other reserves6921€24k€10k▼
Profit to be distributed694/7€41k€59k▲
Return on contributions (dividend)694€41k€59k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €10k ▼58.3%
Net result drops to €10k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 15.42
Current ratio from 7.22 to 15.42; short-term debt falls from €28k to €10k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 15.79
Current ratio from 5.79 to 15.79; short-term debt falls from €31k to €14k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €91k ▲35.9%
Operating result €124k, net result €91k, both a record.
31-12
Financial
Equity above €500kEq €502k ▲22.2%
4 profitable years in a row build equity to €502k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 6.09
Current ratio from 2.61 to 6.09; short-term debt falls from €47k to €31k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 1641860 MeiseGround area
1,295 m²
Building footprint
218 m²
Volume, LiDAR
1,207 m³
Parcel 23050F0088/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOLI
since 20102.193.987.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0088/00E000 | Flanders | 1,295 m² | 1 · 218 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyJOLIBE 0831.645.534
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 4,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2010
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
41001General construction of residential buildings
68121Development of residential building projects
43211General electrical installation work
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.