Turnover
≈ €560,000 estimated
The micro format states no turnover.
JoLi
Lifetime
6 annual accounts with figures on one time axispeak €224,059 (2025)
€224,059▲ 33.4%
lowest -€6,796 (2023)
€25,624▼ 7.3%
peak €134,670 (2025)
€134,670▲ 23.5%
€40,687▲ 29.0%
peak 1.6 FTE (2020)
-not published
Board12 names since 2020
4 directorsRigtering Christeline and 3 others
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €167,937 to €224,0593 directors resigning, 1 reappointment 24-09Equity from €109,047 to €134,670Debts from €31,549 to €40,687Cash from €67,520 to €113,689
Key points
from the 2025 annual accountsFilings
6 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
76.8%
Higher solvency than 85% of companies in residential care. Sector median 40.5% · 124 companies.
Checked score
98
Excellent
Financially stronger than 86% of micro companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 254 companies (NACE 87, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Legal form: non-profit association
Liquidity: current ratio 4.17, cash €113,689
Sector: Residential care activities (NACE 87)
Equity €134,670 (76.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, micro). It does better than 89% of them on solvency, 91% on liquidity, 82% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JoLi has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JoLi itself is lower: < 0.1% within 12 months. It rests on far more data about JoLi than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JoLi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.17 (4.23 in 2024), above the usual 1.5. Short-term debt is 23.2% and cash 64.8% of total assets. 23.2% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
61 days early
2023
63 days early
2022
89 days early
2021
30 days late
2020
10 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 24 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (4 of the last 5 accounts filed within 91 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Pelt
3 directors resigning, 1 reappointment
Resignations: Van Herck Philomène Maria, Palmans Paul and Rutten Peter · Reappointment: Christeline Rigtering · General meeting of 02-07-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0681840714
Resignation: Huguette Bloemen (director)
“Exploitatie van het Credohuis Pelt: kleinschalige gestructureerde opvang en begeleiding van dak-en thuisloze…” (deed in Dutch) · General meeting of 16-05-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JoLi Pelt | €175,357 | €0.2m | 76.8% | - |
| Brasero Perwez | €390,645 | €0.9m | 28.2% | 10.6 |
| Acéso Namur | €182,334 | €1.2m | -37.6% | 14.1 |
| LE FOYER Charleroi | €843,979 | €0.8m | 31.8% | 11.6 |
| SERVICE FAMILLES D'ACCUEIL D'URGENCE Libramont-Chevigny | €667,425 | €0.4m | 42.7% | - |
| LA HUTTE Charleroi | €605,399 | €1.0m | 16.2% | 17.1 |
| LES ECLAIREURS Charleroi | €772,647 | €1.1m | 64.6% | 12.1 |
These companies have the same main activity as JoLi: residential care activities (NACE 87991). They are comparable in size and age: total assets between €182,000 and €844,000, founded between 2002 and 2019.
Official details
Source: KBO- Status
- Active since 27-09-2017Normal situation
- Activity
- Residential care activitiesNACE 87991
- Joint committee
- 319.01Educational and residential institutions · annual accounts 2025
- Establishment unit
- 2.284.385.2363910 Pelt, since 16-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Insights on JoLi
JoLi files the micro format. That format states no turnover. The gross margin rose from €90,163 in 2020 to €224,059 in 2025.
In September 2025, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JoLi
- What is the company number of JoLi?
- The company number of JoLi is 0681.840.714. The VAT number is the same number with BE in front: BE 0681.840.714.
- Where is JoLi based?
- The registered office is at Lille Dorp 10, 3910 Pelt.Company details
- What does JoLi do?
- According to the KBO register, the main activity is residential care activities (NACE 87991).
- What is the legal form of JoLi?
- JoLi is a non-profit association (VZW).
- When was JoLi founded?
- JoLi was founded on 27-09-2017.
- Is JoLi still active?
- Yes, JoLi is an active enterprise in the KBO register.
- How many employees does JoLi have?
- JoLi had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JoLi fall under?
- In its 2025 annual accounts, JoLi states joint committee 319.01 (Educational and residential institutions).
- What is the turnover of JoLi?
- The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €224,059 and 2,205 comparable companies of the same size. It probably lies between €370,000 and €870,000. It is a rough estimate.
- Is JoLi profitable?
- In financial year 2025, JoLi made a profit of €25,624.
- Where can I find the annual accounts of JoLi?
- JoLi filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JoLi due?
- JoLi must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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