JOLI
ActiveSummary
JOLI has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €736,852 and a net result of €94,981. Equity is growing by ~15.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-18
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 8.81 against 1.98 in 2024; short-term debt: 6% and cash: 0.9% of total assets), and 19.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
10.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-11-2025, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
66 d early
2023
72 d early
2022
61 d early
2021
66 d early
2020
73 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 60 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€736,852▲ 14.8%
2024 · €641,871
Total assets
€917,324▼ 9.2%
2024 · €1.0m
Net result
€94,981▼ 66.0%
2024 · €279,436
Working capital
€430,342▲ 93.4%
2024 · €222,541
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,346▼ 68.2%€6,236▲ 166%€1,238▼ 80.1%€401,222▲ 32,310%€133,562▼ 66.7%
Net result-€2,380€1,917-€2,706€279,436€94,981▼ 66.0%
Equity€363,224▼ 0.7%€365,141▲ 0.5%€362,435▼ 0.7%€641,871▲ 77.1%€736,852▲ 14.8%
Total assets€668,107▼ 4.6%€648,822▼ 2.9%€622,047▼ 4.1%€1.0m▲ 62.5%€917,324▼ 9.2%
Debt€304,883▼ 9.0%€283,681▼ 7.0%€259,612▼ 8.5%€368,794▲ 42.1%€180,472▼ 51.1%
Working capital-€102,075▲ 4.1%-€98,265▲ 3.7%-€92,974▲ 5.4%€222,541€430,342▲ 93.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €917,324
Fixed assets
€431,865 ▼ 23.2%
Current assets
€485,459 ▲ 8.2%
Equity and liabilities €917,324
Equity
€736,852 ▲ 14.8%
Debt
€180,472 ▼ 51.1%
Debt's share of the balance-sheet total falls from 36.5% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€155,427▼
2024 · €430,551
Cash flow
€116,846▼
2024 · €308,765
Current ratio
8.81▲
2024 · 1.98
Debt to equity
0.24▼
2024 · 0.57
ROE
12.9%▼
2024 · 43.5%
ROA
10.4%▼
2024 · 27.6%
Interest coverage
23.33▼
2024 · 120.75
Debt ≤ 1 year
€55,116▼
2024 · €226,052
Debt > 1 year
€125,355▼
2024 · €142,742
Income taxes
€42,646▼
2024 · €118,282
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €405,122 | €142,718 | ▼ 64.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,652 | €32,926 | €31,519 | €29,329 | €21,865 | ▼ 25.5% |
| Other operating charges640/8 | - | €6,220 | €6,570 | €8,332 | €8,220 | ▼ 1.3% |
| Gross operating margin9900 | €41,249 | €45,383 | €39,327 | €438,883 | €163,647 | ▼ 62.7% |
| Operating profit (loss)9901 | €2,346 | €6,236 | €1,238 | €401,222 | €133,562 | ▼ 66.7% |
| Financial income75/76B | - | - | - | €62 | €10,729 | ▲ 17,125% |
| Recurring financial income75 | €1 | - | - | €62 | €10,729 | ▲ 17,125% |
| Financial charges65/66B | - | €4,320 | €3,944 | €3,566 | €6,663 | ▲ 86.9% |
| Recurring financial charges65 | €4,727 | €4,320 | €3,944 | €3,566 | €6,663 | ▲ 86.9% |
| Profit (loss) for the period before taxes9903 | -€2,380 | €1,917 | -€2,706 | €397,718 | €137,628 | ▼ 65.4% |
| Income taxes67/77 | - | - | - | €118,282 | €42,646 | ▼ 63.9% |
| Profit (loss) for the period9904 | -€2,380 | €1,917 | -€2,706 | €279,436 | €94,981 | ▼ 66.0% |
| Profit (loss) for the period to be appropriated9905 | -€2,380 | €1,917 | -€2,706 | €279,436 | €94,981 | ▼ 66.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €668,107 | €648,822 | €622,047 | €1.0m | €917,324 | ▼ 9.2% |
| Fixed assets21/28 | €663,299 | €639,872 | €615,188 | €562,072 | €431,865 | ▼ 23.2% |
| Tangible fixed assets22/27 | €663,299 | €639,872 | €615,188 | €562,072 | €431,865 | ▼ 23.2% |
| Land and buildings22 | - | €635,643 | €611,886 | €557,855 | €428,591 | ▼ 23.2% |
| Plant, machinery and equipment23 | - | €4,229 | €3,085 | €3,352 | €2,652 | ▼ 20.9% |
| Furniture and vehicles24 | - | - | €217 | €865 | €622 | ▼ 28.1% |
| Current assets29/58 | €4,808 | €8,950 | €6,859 | €448,593 | €485,459 | ▲ 8.2% |
| Amounts receivable within one year40/41 | €584 | €896 | €421 | €18,075 | €421 | ▼ 97.7% |
| Trade receivables40 | - | €474 | - | €17,654 | - | - |
| Other amounts receivable41 | - | €421 | €421 | €421 | €421 | = |
| Current investments50/53 | €62 | €62 | €62 | €425,092 | €473,534 | ▲ 11.4% |
| Cash at bank and in hand54/58 | €2,573 | €4,765 | - | - | €7,876 | - |
| Deferred charges and accrued income490/1 | - | €3,227 | €6,376 | €5,425 | €3,627 | ▼ 33.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €668,107 | €648,822 | €622,047 | €1.0m | €917,324 | ▼ 9.2% |
| Equity10/15 | €363,224 | €365,141 | €362,435 | €641,871 | €736,852 | ▲ 14.8% |
| Contributions10/11 | €272,683 | €272,683 | €272,683 | €272,683 | €272,683 | = |
| Capital10 | - | €272,683 | €272,683 | €272,683 | €272,683 | = |
| Issued capital100 | - | €272,683 | €272,683 | €272,683 | €272,683 | = |
| Reserves13 | €139,869 | €139,869 | €139,869 | €368,869 | €463,769 | ▲ 25.7% |
| Non-distributable reserves130/1 | - | €27,268 | €27,268 | €27,268 | €27,268 | = |
| Legal reserve130 | - | €27,268 | €27,268 | €27,268 | €27,268 | = |
| Tax-exempt reserves132 | - | €29,901 | €29,901 | €29,901 | €29,901 | = |
| Distributable reserves133 | - | €82,700 | €82,700 | €311,700 | €406,600 | ▲ 30.4% |
| Profit (loss) carried forward14 | -€49,328 | -€47,411 | -€50,117 | €319 | €400 | ▲ 25.5% |
| Amounts payable17/49 | €304,883 | €283,681 | €259,612 | €368,794 | €180,472 | ▼ 51.1% |
| Amounts payable after more than one year17 | €198,000 | €176,466 | €159,779 | €142,742 | €125,355 | ▼ 12.2% |
| Financial debts170/4 | - | €176,466 | €159,779 | €142,742 | €125,355 | ▼ 12.2% |
| Amounts payable within one year42/48 | €106,883 | €107,216 | €99,833 | €226,052 | €55,116 | ▼ 75.6% |
| Current portion of amounts payable after more than one year42 | - | €21,530 | €16,687 | €17,038 | €37,803 | ▲ 122% |
| Financial debts43 | - | - | €4,404 | €1,355 | - | - |
| Credit institutions430/8 | - | - | €4,404 | €1,355 | - | - |
| Trade debts44 | - | €3,291 | €4,985 | €3,525 | €4,035 | ▲ 14.5% |
| Suppliers440/4 | - | €3,291 | €4,985 | €3,525 | €4,035 | ▲ 14.5% |
| Taxes, remuneration and social security45 | - | €1,066 | €1,066 | €119,331 | €5,841 | ▼ 95.1% |
| Taxes450/3 | - | - | - | €118,265 | €4,776 | ▼ 96.0% |
| Remuneration and social security454/9 | - | €1,066 | €1,066 | €1,066 | €1,066 | = |
| Other amounts payable47/48 | - | €81,329 | €72,691 | €84,803 | €7,437 | ▼ 91.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,380 | €1,917 | -€2,706 | €279,436 | €94,981 | ▼ 66.0% |
| + Depreciation and write-downs630 | €32,652 | €32,926 | €31,519 | €29,329 | €21,865 | ▼ 25.5% |
| Operating cash flow (approximation) | €30,272 | €34,843 | €28,813 | €308,765 | €116,846 | ▼ 62.2% |
| Investment in fixed assets (approximation) | - | -€9,499 | -€6,836 | €23,787 | €108,342 | ▲ 355% |
| Change in cash | - | €2,192 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 8.81
Current ratio from 1.98 to 8.81; short-term debt falls from €226,052 to €55,116.
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €279,436
Net result €279,436 after one loss-making year.
30-06
Financial
Liquidity times 29current ratio 1.98
Current ratio from 0.07 to 1.98.
30-06
Financial
Equity above €500,000Eq €641,871 ▲77.1%
Equity rises from €362,435 to €641,871.
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €1,917
Net result €1,917 after one loss-making year.
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €2,211
Net result €2,211 after one loss-making year.
Show earlier events
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1986
Ground area
2,008 m²
Building footprint
443 m²
Volume, LiDAR
2,030 m³
Parcel 72022C0244/00N003, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eikenstraat 6, 3670 Oudsbergen
since 19862.028.885.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72022C0244/00N003 | Flanders | 2,008 m² | 1 · 443 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded03-01-1986
Fiscal year end30-06
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.