JOLAVRA
ActiveJOLAVRA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €7k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 879 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-4
Solvency100▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 28.28 against 1.14 in 2024; short-term debt: 0.5% and cash: 8.4% of total assets), and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
2.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
39 d early
2023
5 d late
2022
19 d early
2021
3 d early
2020
55 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€252k▲ 2.7%
2024 · €245k
2019: €141k
2020: €158k
2021: €183k
2022: €205k
2023: €226k
2024: €245k
2019 → 2025
Total assets
€253k▼ 28.4%
2024 · €353k
2019: €297k
2020: €318k
2021: €341k
2022: €319k
2023: €333k
2024: €353k
2019 → 2025
Net result
€7k▼ 66.4%
2024 · €20k
2019: €17k
2020: €16k
2021: €25k
2022: €21k
2023: €21k
2024: €20k
2019 → 2025
Working capital
€34k▲ 126%
2024 · €15k
2019: €-97k
2020: €-80k
2021: €-63k
2022: €-24k
2023: €-16k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€205k▲ 11.7%€226k▲ 10.2%€245k▲ 8.7%€252k▲ 2.7%
Operating result€35k-€29k▼ 18.4%€28k▼ 2.5%€26k▼ 6.6%€9k▼ 66.3%
Net result€25k-€21k▼ 15.1%€21k▼ 2.5%€20k▼ 6.6%€7k▼ 66.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€218k▼ 5.4%
Current assets
€35k▼ 71.4%
Equity and liabilities €253k
Equity
€252k▲ 2.7%
Debt
€1k▼ 98.8%
The debt ratio falls from 30.6% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €38k
Cash flow
€19k▼
2024 · €32k
Solvency
99.5%▲
2024 · 69.4%
Current ratio
28.28▲
2024 · 1.14
Quick ratio
28.28▲
2024 · 1.14
Debt / equity
0.00▼
2024 · 0.44
ROE
2.6%▼
2024 · 8.0%
ROA
2.6%▼
2024 · 5.5%
Interest coverage
740.30▼
2024 · 1599.36
Debt
€1k▼
2024 · €108k
Debt ≤ 1 year
€1k▼
2024 · €108k
Income taxes
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€253k▼
Fixed assets21/28€230k€218k▼
Tangible fixed assets22/27€230k€218k▼
Land and buildings22€230k€218k▼
Current assets29/58€123k€35k▼
Amounts receivable within one year40/41€3k€13k▲
Other amounts receivable41€3k€13k▲
Cash at bank and in hand54/58€118k€21k▼
Deferred charges and accrued income490/1€928€942▲
Equity and liabilities
Total equity and liabilities10/49€353k€253k▼
Equity10/15€245k€252k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€183k€190k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€177k€183k▲
Amounts payable17/49€108k€1k▼
Amounts payable within one year42/48€108k€1k▼
Other amounts payable47/48€108k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€8k€8k▲
Gross operating margin9900€47k€30k▼
Operating profit (loss)9901€26k€9k▼
Financial charges65/66B€24€29▲
Recurring financial charges65€24€29▲
Profit (loss) for the period before taxes9903€26k€9k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€20k€7k▼
Profit (loss) for the period to be appropriated9905€20k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€7k▼
Transfer to equity691/2€20k€7k▼
To other reserves6921€20k€7k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €7k ▼66.4%
Net result drops to €7k, the lowest in the series.
30-06
Financial
Liquidity times 25current ratio 28.28
Current ratio from 1.14 to 28.28; short-term debt falls from €108k to €1k.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €200kEq €205k ▲11.7%
4 profitable years in a row build equity to €205k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €25k ▲53.3%
Operating result €35k, net result €25k, both a record.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €150kEq €158k ▲11.7%
2 profitable years in a row build equity to €158k.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Busselbergstraat 303583 BeringenGround area
4,884 m²
Building footprint
1,703 m²
Volume, LiDAR
11,503 m³
Parcel 71382C0135/00D000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Busselbergstraat 30, 3583 Beringen
since 20012.095.199.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0135/00D000 | Flanders | 4,884 m² | 1 · 1,703 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,290 companies in sector 93110 we hold annual accounts for 1,492. 1,091 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-02-1996
Fiscal year end30-06
Activities, NACEBEL
92613
93110Operation of sports facilities
01220
01450Raising of sheep and goats
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.