JOKY
ActiveSummary
JOKY has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €-6k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 1077 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-48
Solvency100▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.96 against 4.81 in 2023; short-term debt: 25.3% and cash: 62.1% of total assets), and 25.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.7%
Return on assets
-23.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
35 d late
2022
61 d late
2021
31 d late
2020
24 d late
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€20k▼ 23.8%
2023 · €26k
2018: €11k
2019: €10k▼ -5.6% vs 2018lowest in 7 years
2020: €23k▲ +129% vs 2019
2021: €40k▲ +71.8% vs 2020highest in 7 years
2022: €25k▼ -39.2% vs 2021
2023: €26k▲ +6.8% vs 2022
2024: €20k▼ -23.8% vs 2023
2018 → 2024
Total assets
€27k▼ 32.2%
2023 · €39k
2018: €27k
2019: €24k▼ -9.3% vs 2018lowest in 7 years
2020: €31k▲ +27.7% vs 2019
2021: €60k▲ +93.3% vs 2020highest in 7 years
2022: €52k▼ -14.1% vs 2021
2023: €39k▼ -23.7% vs 2022
2024: €27k▼ -32.2% vs 2023
2018 → 2024
Net result
€-6k
2023 · €2k
2018: €-4k
2019: €-608▲ +86.2% vs 2018
2020: €13k▲ +2274% vs 2019
2021: €17k▲ +27.6% vs 2020highest in 7 years
2022: €-16k▼ -194% vs 2021lowest in 7 years
2023: €2k▲ +111% vs 2022
2024: €-6k▼ -475% vs 2023
2018 → 2024
Working capital
€20k▼ 36.0%
2023 · €31k
2018: €6klowest in 7 years
2019: €9k▲ +36.1% vs 2018
2020: €23k▲ +158% vs 2019
2021: €40k▲ +77.3% vs 2020highest in 7 years
2022: €25k▼ -39.2% vs 2021
2023: €31k▲ +27.1% vs 2022
2024: €20k▼ -36.0% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€40k▲ 71.8%€25k▼ 39.2%€26k▲ 6.8%€20k▼ 23.8%
2020: €23k
2021: €40k▲ +71.8% vs 2020highest in 5 years
2022: €25k▼ -39.2% vs 2021
2023: €26k▲ +6.8% vs 2022
2024: €20k▼ -23.8% vs 2023lowest in 5 years
Operating result€14k-€18k▲ 28.1%€-13k€871€-6k
2020: €14k
2021: €18k▲ +28.1% vs 2020highest in 5 years
2022: €-13k▼ -174% vs 2021lowest in 5 years
2023: €871▲ +106% vs 2022
2024: €-6k▼ -811% vs 2023
Net result€13k-€17k▲ 27.6%€-16k€2k€-6k
2020: €13k
2021: €17k▲ +27.6% vs 2020highest in 5 years
2022: €-16k▼ -194% vs 2021lowest in 5 years
2023: €2k▲ +111% vs 2022
2024: €-6k▼ -475% vs 2023
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €871 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €27k
Equity
€20k ▼ 23.8%
Debt
€7k ▼ 48.8%
Debt's share of the balance-sheet total falls from 33.5% to 25.3%. Equity and debt are lower.
Key figures and ratios
Current ratio
3.96▼
2023 · 4.81
Debt to equity
0.34▼
2023 · 0.50
ROE
-31.2%▼
2023 · 6.3%
ROA
-23.4%▼
2023 · 4.2%
Debt ≤ 1 year
€7k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€39k€27k▼
Current assets29/58€39k€27k▼
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40-€3k
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€32k€17k▼
Deferred charges and accrued income490/1€950€973▲
Equity and liabilities
Total equity and liabilities10/49€39k€27k▼
Equity10/15€26k€20k▼
Contributions10/11€37k€37k=
Capital10€37k-
Issued capital100€37k-
Outside capital11-€37k
Other1109/19-€37k
Reserves13€9k€9k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k-
Reserves not available under the articles1311-€4k
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-20k€-26k▼
Amounts payable17/49€13k€7k▼
Amounts payable within one year42/48€8k€7k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€5k-
Income statement
Code20232024
Non-recurring operating income76A€5k€71▼
Remuneration, social security and pensions62€3k-
Other operating charges640/8€401€816▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€4k€723▼
Operating profit (loss)9901€871€-6k▼
Financial income75/76B€1k€16▼
Recurring financial income75€1k€16▼
Financial charges65/66B€566€65▼
Recurring financial charges65€566€65▼
Profit (loss) for the period before taxes9903€2k€-6k▼
Profit (loss) for the period9904€2k€-6k▼
Profit (loss) for the period to be appropriated9905€2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-26k▼
Profit (loss) brought forward from the previous period14P€-21k€-20k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14k | €600 | €5k | €71 | ▼ 98.7% |
| Remuneration, social security and pensions62 | - | €32k | €61k | €3k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €727 | €727 | - | - | - | - |
| Other operating charges640/8 | - | €901 | €1k | €401 | €816 | ▲ 104% |
| Non-recurring operating charges66A | - | - | - | - | €6k | - |
| Gross operating margin9900 | €45k | €52k | €49k | €4k | €723 | ▼ 83.2% |
| Operating profit (loss)9901 | €14k | €18k | €-13k | €871 | €-6k | ▼ 811% |
| Financial income75/76B | - | - | €181 | €1k | €16 | ▼ 98.8% |
| Recurring financial income75 | €578 | - | €181 | €1k | €16 | ▼ 98.8% |
| Financial charges65/66B | - | €1k | €3k | €566 | €65 | ▼ 88.5% |
| Recurring financial charges65 | €2k | €1k | €3k | €566 | €65 | ▼ 88.5% |
| Profit (loss) for the period before taxes9903 | €13k | €17k | €-16k | €2k | €-6k | ▼ 475% |
| Profit (loss) for the period9904 | €13k | €17k | €-16k | €2k | €-6k | ▼ 475% |
| Profit (loss) for the period to be appropriated9905 | €13k | €17k | €-16k | €2k | €-6k | ▼ 475% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31k | €60k | €52k | €39k | €27k | ▼ 32.2% |
| Fixed assets21/28 | €727 | - | - | - | - | - |
| Tangible fixed assets22/27 | €727 | - | - | - | - | - |
| Current assets29/58 | €30k | €60k | €52k | €39k | €27k | ▼ 32.2% |
| Amounts receivable within one year40/41 | €7k | €7k | €8k | €6k | €9k | ▲ 41.2% |
| Trade receivables40 | - | - | €1k | - | €3k | - |
| Other amounts receivable41 | - | €7k | €6k | €6k | €7k | ▲ 1.5% |
| Cash at bank and in hand54/58 | €22k | €53k | €44k | €32k | €17k | ▼ 48.1% |
| Deferred charges and accrued income490/1 | - | - | - | €950 | €973 | ▲ 2.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31k | €60k | €52k | €39k | €27k | ▼ 32.2% |
| Equity10/15 | €23k | €40k | €25k | €26k | €20k | ▼ 23.8% |
| Contributions10/11 | €37k | €37k | €37k | €37k | €37k | = |
| Capital10 | - | €37k | €37k | €37k | - | - |
| Issued capital100 | - | €37k | €37k | €37k | - | - |
| Outside capital11 | - | - | - | - | €37k | - |
| Other1109/19 | - | - | - | - | €37k | - |
| Reserves13 | €9k | €9k | €9k | €9k | €9k | = |
| Non-distributable reserves130/1 | - | €4k | €4k | €4k | €4k | = |
| Legal reserve130 | - | €4k | €4k | €4k | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €4k | - |
| Distributable reserves133 | - | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-22k | €-5k | €-21k | €-20k | €-26k | ▼ 31.9% |
| Amounts payable17/49 | €8k | €20k | €27k | €13k | €7k | ▼ 48.8% |
| Amounts payable within one year42/48 | €8k | €20k | €27k | €8k | €7k | ▼ 17.5% |
| Trade debts44 | €4k | €6k | €17k | €3k | €3k | ▲ 10.6% |
| Suppliers440/4 | - | €6k | €17k | €3k | €3k | ▲ 10.6% |
| Taxes, remuneration and social security45 | - | €11k | €8k | €4k | €2k | ▼ 47.9% |
| Taxes450/3 | - | €6k | €1k | €4k | €2k | ▼ 47.9% |
| Remuneration and social security454/9 | - | €5k | €7k | - | - | - |
| Other amounts payable47/48 | - | €3k | €3k | €2k | €2k | ▲ 4.0% |
| Accrued charges and deferred income492/3 | - | - | - | €5k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €17k | €-16k | €2k | €-6k | ▼ 475% |
| + Depreciation and write-downs630 | €727 | €727 | - | - | - | - |
| Operating cash flow (approximation) | €14k | €18k | €-16k | €2k | €-6k | ▼ 475% |
| Change in cash | - | €31k | €-9k | €-12k | €-15k | ▼ 26.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 46 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 35 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.81
Current ratio from 1.91 to 4.81; short-term debt falls from €27k to €8k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €17k ▲27.6%
Operating result €18k, net result €17k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 3.99
Current ratio from 1.63 to 3.99; short-term debt falls from €14k to €8k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2000
Ground area
971 m²
Building footprint
181 m²
Volume, LiDAR
1,088 m³
Parcel 42025B0072/00C002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
t' Giezeveld
since 20002.099.439.294
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025B0072/00C002 | Flanders | 971 m² | 1 · 181 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
5 endedHulpkok (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Kok (vwo)
Kok duaal (so)
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Of 7,006 companies in sector 81220 we hold annual accounts for 2,414. 1,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
56111Full-service restaurants
81230Other cleaning activities
Scores and ratios are computed by Checked and are not a credit decision.