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Jokibelle

Active
Private limited companyfounded 201115 yrs activeMaalse Steenweg 37, 8310 Brugge, BelgiumKBO/BCE: BE 0837.565.306

Jokibelle has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 40% of 4555 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
48 / 100
Fair▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-21
Solvency18=
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.9 in 2024), and 84.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15.5%
Return on assets
1.6%
Age of the figures
11 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €54k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
12 d early
2023
6 d early
2022
6 d early
2021
1 d early
2020
3 d early
2019
3 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€54k▲ 11.3%
2024 · €48k
2018: €54k 2019: €55k 2020: €70k 2021: €67k 2022: €94k 2023: €41k 2024: €48k
2018 → 2025
Total assets
€346k▼ 7.1%
2024 · €372k
2018: €301k 2019: €295k 2020: €337k 2021: €378k 2022: €378k 2023: €311k 2024: €372k
2018 → 2025
Net result
€5k▼ 21.0%
2024 · €7k
2018: €264 2019: €2k 2020: €15k 2021: €-3k 2022: €27k 2023: €-53k 2024: €7k
2018 → 2025
Working capital
€-25k▼ 91.0%
2024 · €-13k
2018: €53k 2019: €59k 2020: €81k 2021: €87k 2022: €90k 2023: €4k 2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€67k-€94k▲ 40.8%€41k▼ 56.2%€48k▲ 16.7%€54k▲ 11.3%
Operating result€7k-€40k▲ 474%€42k▲ 5.7%€22k▼ 47.9%€25k▲ 12.9%
Net result€-3k-€27k€-53k€7k€5k▼ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-75k€-50k€-25k€0€25k€50kOperating result 2021: €7k€7kNet result 2021: €-3k€-3kOperating result 2022: €40k€40kNet result 2022: €27k€27kOperating result 2023: €42k€42kNet result 2023: €-53k€-53kOperating result 2024: €22k€22kNet result 2024: €7k€7kOperating result 2025: €25k€25kNet result 2025: €5k€5k20212022202320242025
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets €227k▼ 10.9%
Current assets €120k▲ 1.3%
Equity and liabilities €346k
Equity €54k▲ 11.3%
Debt €292k▼ 9.8%
The debt ratio falls from 87.0% to 84.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€61k
2024 · €55k
Cash flow
€41k
2024 · €40k
Solvency
15.5%
2024 · 13.0%
Current ratio
0.83
2024 · 0.90
Quick ratio
0.64
2024 · 0.67
Debt / equity
5.44
2024 · 6.71
ROE
10.2%
2024 · 14.3%
ROA
1.6%
2024 · 1.9%
Interest coverage
4.79
2024 · 3.74
Debt
€292k
2024 · €324k
Debt ≤ 1 year
€145k
2024 · €131k
Debt > 1 year
€148k
2024 · €193k
Income taxes
€5k
2024 · €3k
Staff costs
€155k
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€372k€346k
Formation expenses20-€0
Fixed assets21/28€254k€227k
Intangible fixed assets21-€0
Tangible fixed assets22/27€254k€227k
Plant, machinery and equipment23€66k€57k
Furniture and vehicles24€8k€6k
Other tangible fixed assets26€180k€164k
Current assets29/58€118k€120k
Stocks and contracts in progress3€30k€27k
Stocks30/36€30k€27k
Amounts receivable within one year40/41€52k€61k
Trade receivables40€32k€35k
Other amounts receivable41€20k€26k
Cash at bank and in hand54/58€27k€21k
Deferred charges and accrued income490/1€10k€10k
Equity and liabilities
Total equity and liabilities10/49€372k€346k
Equity10/15€48k€54k
Contributions10/11€41k€41k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€923€6k
Amounts payable17/49€324k€292k
Amounts payable after more than one year17€193k€148k
Financial debts170/4€193k€148k
Amounts payable within one year42/48€131k€145k
Current portion of amounts payable after more than one year42€53k€44k
Financial debts43-€12k
Credit institutions430/8-€12k
Trade debts44€31k€41k
Suppliers440/4€31k€41k
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€47k€38k
Taxes450/3€23k€19k
Remuneration and social security454/9€24k€18k
Income statement Code20242025
Remuneration, social security and pensions62€148k€155k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€36k
Other operating charges640/8€6k€3k
Non-recurring operating charges66A€2k-
Gross operating margin9900€212k€219k
Operating profit (loss)9901€22k€25k
Financial income75/76B€2k€1k
Recurring financial income75€631€971
Non-recurring financial income76B€2k€167
Financial charges65/66B€15k€15k
Recurring financial charges65€15k€13k
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€9k€11k
Income taxes67/77€3k€5k
Profit (loss) for the period9904€7k€5k
Profit (loss) for the period to be appropriated9905€7k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€6k
Profit (loss) brought forward from the previous period14P€-9k€923
Transfer from equity791/2€9k-
Transfer to equity691/2€6k-
To other reserves6921€6k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
24-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Weakest financial yearnet €-53k ▼294%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
24-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €27k
Net result €27k after one loss-making year.
29-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maalse Steenweg 378310 Brugge
Ground area
684 m²
Building footprint
142 m²
Volume, LiDAR
912 m³
Parcel 31433D0164/00L006, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Glow institute
Maalse Steenweg 37, 8310 BruggeManufacture of chemicals and chemical products
since 20112.200.509.633
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31433D0164/00L006 Flanders 684 m² 1 · 142 m² 11.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 781 EUR awarded · 781 EUR paid
Year Entries awardedpaid
2023 1 511 EUR511 EUR
2022 1 270 EUR270 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 781 EUR · 781 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,812 companies in sector 96220 we hold annual accounts for 1,426. 1,116 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-07-2011
Fiscal year end30-09
Trade name NL 't Nagelateljee
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.