JOKAVEDE
ActiveSummary
JOKAVEDE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €716,097 and a net result of €154,620. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 2309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 3.45 against 2.33 in 2024; short-term debt: 11.9% and cash: 40.5% of total assets), and 18.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
17.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
52 d early
2023
54 d early
2022
33 d early
2021
46 d early
2020
39 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 oldest company in Sint-Katelijne-Waver, Administrative and support services sector
Equity
€716,097▲ 21.8%
2024 · €588,137
Total assets
€882,955▲ 22.0%
2024 · €724,008
Net result
€154,620▲ 20.2%
2024 · €128,603
Working capital
€256,617▲ 105%
2024 · €125,026
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€143,143▲ 99.3%€157,500▲ 10.0%€178,720▲ 13.5%€189,929▲ 6.3%€230,761▲ 21.5%
Net result€114,356above the sector's middle half▲ 90.3%€123,394above the sector's middle half▲ 7.9%€140,581above the sector's middle half▲ 13.9%€128,603within the sector's middle half▼ 8.5%€154,620above the sector's middle half▲ 20.2%
Equity€455,558within the sector's middle half▲ 40.5%€533,952within the sector's middle half▲ 17.2%€554,533within the sector's middle half▲ 3.9%€588,137within the sector's middle half▲ 6.1%€716,097within the sector's middle half▲ 21.8%
Total assets€745,095within the sector's middle half▲ 29.4%€717,562within the sector's middle half▼ 3.7%€710,656within the sector's middle half▼ 1.0%€724,008within the sector's middle half▲ 1.9%€882,955within the sector's middle half▲ 22.0%
Debt€289,537▲ 15.1%€183,610▼ 36.6%€156,123▼ 15.0%€135,871▼ 13.0%€166,858▲ 22.8%
Working capital€6,068within the sector's middle half€70,814within the sector's middle half▲ 1,067%€16,122within the sector's middle half▼ 77.2%€125,026within the sector's middle half▲ 675%€256,617within the sector's middle half▲ 105%
Solvency61.1%within the sector's middle half▲ 4.8pp74.4%above the sector's middle half▲ 13.3pp78.0%above the sector's middle half▲ 3.6pp81.2%above the sector's middle half▲ 3.2pp81.1%above the sector's middle half▼ 0.1pp
Current ratio1.03within the sector's middle half▲ 0.511.63within the sector's middle half▲ 0.601.16within the sector's middle half▼ 0.472.33within the sector's middle half▲ 1.173.45above the sector's middle half▲ 1.12
Return on assets (ROA)15.3%above the sector's middle half▲ 4.9pp17.2%above the sector's middle half▲ 1.8pp19.8%above the sector's middle half▲ 2.6pp17.8%above the sector's middle half▼ 2.0pp17.5%above the sector's middle half▼ 0.3pp
Staff (FTE)0.4below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €882,955
Fixed assets
€521,535 ▲ 3.2%
Current assets
€361,420 ▲ 65.2%
Equity and liabilities €882,955
Equity
€716,097 ▲ 21.8%
Debt
€166,858 ▲ 22.8%
Debt's share of the balance-sheet total rises from 18.8% to 18.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€268,529▲
2024 · €210,661
Cash flow
€192,388▲
2024 · €149,335
Debt to equity
0.23▲
2024 · 0.23
ROE
21.6%▼
2024 · 21.9%
Interest coverage
139.57▲
2024 · 41.86
Debt ≤ 1 year
€104,803▲
2024 · €93,796
Debt > 1 year
€62,055▲
2024 · €42,075
Income taxes
€75,464▲
2024 · €56,333
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €20,105 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,905 | €27,998 | €21,092 | €20,732 | €37,768 | ▲ 82.2% |
| Other operating charges640/8 | - | €4,816 | €3,413 | €5,007 | €5,372 | ▲ 7.3% |
| Gross operating margin9900 | €186,611 | €210,419 | €203,225 | €215,668 | €273,901 | ▲ 27.0% |
| Operating profit (loss)9901 | €143,143 | €157,500 | €178,720 | €189,929 | €230,761 | ▲ 21.5% |
| Financial income75/76B | - | €1 | €10 | €39 | €1,247 | ▲ 3,097% |
| Recurring financial income75 | €1 | €1 | €10 | €39 | €1,247 | ▲ 3,097% |
| Financial charges65/66B | - | €2,158 | €1,976 | €5,032 | €1,924 | ▼ 61.8% |
| Recurring financial charges65 | €2,535 | €2,158 | €1,976 | €5,032 | €1,924 | ▼ 61.8% |
| Profit (loss) for the period before taxes9903 | €140,609 | €155,343 | €176,754 | €184,936 | €230,084 | ▲ 24.4% |
| Income taxes67/77 | €26,253 | €31,949 | €36,173 | €56,333 | €75,464 | ▲ 34.0% |
| Profit (loss) for the period9904 | €114,356 | €123,394 | €140,581 | €128,603 | €154,620 | ▲ 20.2% |
| Profit (loss) for the period to be appropriated9905 | €114,356 | €123,394 | €140,581 | €128,603 | €154,620 | ▲ 20.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €745,095 | €717,562 | €710,656 | €724,008 | €882,955 | ▲ 22.0% |
| Fixed assets21/28 | €562,393 | €534,395 | €594,058 | €505,186 | €521,535 | ▲ 3.2% |
| Tangible fixed assets22/27 | €562,393 | €534,395 | €594,058 | €505,186 | €521,535 | ▲ 3.2% |
| Land and buildings22 | - | €530,112 | €574,623 | €483,184 | €466,745 | ▼ 3.4% |
| Plant, machinery and equipment23 | - | €4,283 | €19,435 | €17,446 | €14,331 | ▼ 17.9% |
| Furniture and vehicles24 | - | - | - | €4,556 | €3,524 | ▼ 22.7% |
| Leasing and similar rights25 | - | - | - | - | €36,935 | - |
| Current assets29/58 | €182,702 | €183,167 | €116,598 | €218,822 | €361,420 | ▲ 65.2% |
| Amounts receivable within one year40/41 | €138,206 | €141,408 | €23,532 | €34,993 | - | - |
| Trade receivables40 | - | €5,457 | €23,532 | €34,993 | - | - |
| Other amounts receivable41 | - | €135,951 | - | - | - | - |
| Cash at bank and in hand54/58 | €40,111 | €37,570 | €88,037 | €180,615 | €358,030 | ▲ 98.2% |
| Deferred charges and accrued income490/1 | - | €4,189 | €5,029 | €3,214 | €3,390 | ▲ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €745,095 | €717,562 | €710,656 | €724,008 | €882,955 | ▲ 22.0% |
| Equity10/15 | €455,558 | €533,952 | €554,533 | €588,137 | €716,097 | ▲ 21.8% |
| Contributions10/11 | - | €31,071 | €31,071 | €31,071 | €31,071 | = |
| Revaluation surpluses12 | - | €250,000 | €175,000 | €100,000 | €100,000 | = |
| Reserves13 | €174,487 | €252,881 | €348,462 | €457,066 | €585,026 | ▲ 28.0% |
| Non-distributable reserves130/1 | - | €7,107 | €7,107 | €7,107 | €7,107 | = |
| Reserves not available under the articles1311 | - | €7,107 | €7,107 | €7,107 | €7,107 | = |
| Tax-exempt reserves132 | - | €47,806 | €47,806 | €47,806 | €47,806 | = |
| Distributable reserves133 | - | €197,968 | €293,549 | €402,153 | €530,113 | ▲ 31.8% |
| Amounts payable17/49 | €289,537 | €183,610 | €156,123 | €135,871 | €166,858 | ▲ 22.8% |
| Amounts payable after more than one year17 | €100,028 | €71,247 | €55,647 | €42,075 | €62,055 | ▲ 47.5% |
| Financial debts170/4 | - | €71,247 | €55,647 | €42,075 | €62,055 | ▲ 47.5% |
| Amounts payable within one year42/48 | €176,634 | €112,353 | €100,476 | €93,796 | €104,803 | ▲ 11.7% |
| Current portion of amounts payable after more than one year42 | - | €28,781 | €13,894 | €13,654 | €25,902 | ▲ 89.7% |
| Financial debts43 | - | - | €10,000 | €20,417 | €37,500 | ▲ 83.7% |
| Credit institutions430/8 | - | - | €10,000 | €20,417 | €37,500 | ▲ 83.7% |
| Trade debts44 | €17,806 | €12,490 | €9,634 | €15,822 | €4,042 | ▼ 74.5% |
| Suppliers440/4 | - | €12,490 | €9,634 | €15,822 | €4,042 | ▼ 74.5% |
| Taxes, remuneration and social security45 | - | €26,082 | €21,948 | €40,479 | €31,437 | ▼ 22.3% |
| Taxes450/3 | - | €26,082 | €21,948 | €40,479 | €31,437 | ▼ 22.3% |
| Other amounts payable47/48 | - | €45,000 | €45,000 | €3,424 | €5,922 | ▲ 73.0% |
| Accrued charges and deferred income492/3 | - | €10 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €114,356 | €123,394 | €140,581 | €128,603 | €154,620 | ▲ 20.2% |
| + Depreciation and write-downs630 | €38,905 | €27,998 | €21,092 | €20,732 | €37,768 | ▲ 82.2% |
| Operating cash flow (approximation) | €153,261 | €151,392 | €161,673 | €149,335 | €192,388 | ▲ 28.8% |
| Investment in fixed assets (approximation) | - | €0 | -€80,755 | €68,140 | -€54,117 | ▼ 179% |
| Change in cash | - | -€2,541 | €50,467 | €92,578 | €177,415 | ▲ 91.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €154,620 ▲20.2%
Operating result €230,761, net result €154,620, both a record.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 2.33
Current ratio from 1.16 to 2.33; short-term debt falls from €100,476 to €93,796.
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €500,000Eq €533,952 ▲17.2%
4 profitable years in a row build equity to €533,952.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Weakest financial yearnet €60,090 ▼45.9%
Net result drops to €60,090, the lowest in the series; recovery starts the following year.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 1994
Ground area
218 m²
Building footprint
218 m²
Volume, LiDAR
1,350 m³
Parcel 12027C0251/00H000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Groep Desver
since 19942.155.921.109
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027C0251/00H000 | Flanders | 218 m² | 1 · 218 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersOwners 2
- John De Smedtnatural personSourceown accounts 30-06-202550%
- Karin Verrethnatural personSourceown accounts 30-06-202550%
Holdings 0
The accounts to 30-06-2025 list no holdings, and no other source names one.
According to the annual accounts to 30-06-2025 of JOKAVEDE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 35 EUR awarded · 35 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 35 EUR | 35 EUR |
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Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 5,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-1994
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
68203Renting and operating of own or leased non-residential real estate, excluding land
77229Renting and leasing of other personal and household goods
77330Rental and leasing activities
Contact
E-mail
john@desver.be
Phone
015/76.11.11
Fax
015/76.16.06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0451734245
Also
9925:BE0451734245
Registered
05-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.