JOKAPI
ActiveSummary
JOKAPI has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118k and a net result of €18k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability85▼-6
Solvency100▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.43 against 3.01 in 2023; short-term debt: 13.5% and cash: 60.4% of total assets), and 13.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, micro schema
Equity
€118k▲ 17.6%
2023 · €101k
Total assets
€137k▼ 9.2%
2023 · €150k
Net result
€18k▼ 35.4%
2023 · €27k
Working capital
€118k▲ 18.0%
2023 · €100k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€31k▼ 67.2%€49k▲ 56.3%€26k▼ 47.5%€41k▲ 61.5%€26k▼ 37.5%
Net result€20k▼ 72.2%€33k▲ 61.1%€18k▼ 44.0%€27k▲ 49.9%€18k▼ 35.4%
Equity€45k▲ 82.1%€77k▲ 72.6%€73k▼ 5.4%€101k▲ 37.3%€118k▲ 17.6%
Total assets€87k▼ 11.0%€115k▲ 32.5%€115k▲ 0.2%€150k▲ 30.8%€137k▼ 9.2%
Debt€42k▼ 42.5%€37k▼ 10.6%€42k▲ 11.8%€50k▲ 19.3%€18k▼ 63.1%
Working capital€45k▲ 36.3%€71k▲ 57.3%€69k▼ 2.2%€100k▲ 45.2%€118k▲ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €137k
Equity
€118k ▲ 17.6%
Debt
€18k ▼ 63.1%
Debt's share of the balance-sheet total falls from 33.1% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2023 · €45k
Cash flow
€18k▼
2023 · €31k
Current ratio
7.43▲
2023 · 3.01
Debt to equity
0.16▼
2023 · 0.50
ROE
14.9%▼
2023 · 27.2%
ROA
12.9%▼
2023 · 18.2%
Interest coverage
882.94▼
2023 · 11250.48
Debt ≤ 1 year
€18k▼
2023 · €50k
Income taxes
€8k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €3k | €4k | €4k | €396 | ▼ 89.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €16k | - | - | - |
| Other operating charges640/8 | - | €2k | €3k | €2k | €2k | ▼ 16.0% |
| Gross operating margin9900 | €33k | €54k | €48k | €48k | €28k | ▼ 40.6% |
| Operating profit (loss)9901 | €31k | €49k | €26k | €41k | €26k | ▼ 37.5% |
| Financial income75/76B | - | €67 | €222 | €6 | €0 | ▼ 98.9% |
| Recurring financial income75 | €6 | €67 | €222 | €6 | €0 | ▼ 98.9% |
| Financial charges65/66B | - | €0 | €8 | €4 | €30 | ▲ 640% |
| Recurring financial charges65 | - | €0 | €8 | €4 | €30 | ▲ 640% |
| Profit (loss) for the period before taxes9903 | €31k | €49k | €26k | €42k | €26k | ▼ 37.6% |
| Income taxes67/77 | €11k | €16k | €8k | €14k | €8k | ▼ 41.9% |
| Profit (loss) for the period9904 | €20k | €33k | €18k | €27k | €18k | ▼ 35.4% |
| Profit (loss) for the period to be appropriated9905 | €20k | €33k | €18k | €27k | €18k | ▼ 35.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €87k | €115k | €115k | €150k | €137k | ▼ 9.2% |
| Fixed assets21/28 | - | €7k | €4k | €396 | - | - |
| Tangible fixed assets22/27 | - | €7k | €4k | €396 | - | - |
| Plant, machinery and equipment23 | - | €7k | €3k | - | - | - |
| Furniture and vehicles24 | - | - | €792 | €396 | - | - |
| Current assets29/58 | €87k | €108k | €111k | €150k | €137k | ▼ 8.9% |
| Amounts receivable within one year40/41 | €25k | €52k | €53k | €49k | €54k | ▲ 10.8% |
| Trade receivables40 | - | €30k | €11k | €19k | €33k | ▲ 75.4% |
| Other amounts receivable41 | - | €22k | €42k | €30k | €21k | ▼ 29.7% |
| Cash at bank and in hand54/58 | €62k | €56k | €58k | €100k | €83k | ▼ 17.7% |
| Deferred charges and accrued income490/1 | - | - | - | €890 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €87k | €115k | €115k | €150k | €137k | ▼ 9.2% |
| Equity10/15 | €45k | €77k | €73k | €101k | €118k | ▲ 17.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €6k | €6k | €39k | €66k | €83k | ▲ 26.4% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €4k | €37k | €64k | €81k | ▲ 27.2% |
| Profit (loss) carried forward14 | €20k | €53k | €16k | €16k | €16k | ▲ 1.7% |
| Amounts payable17/49 | €42k | €37k | €42k | €50k | €18k | ▼ 63.1% |
| Amounts payable within one year42/48 | €42k | €37k | €42k | €50k | €18k | ▼ 63.1% |
| Trade debts44 | €7k | €7k | €5k | €18k | €2k | ▼ 87.3% |
| Suppliers440/4 | - | €7k | €5k | €18k | €2k | ▼ 87.3% |
| Taxes, remuneration and social security45 | - | €31k | €37k | €32k | €16k | ▼ 49.8% |
| Taxes450/3 | - | €31k | €37k | €32k | €16k | ▼ 49.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €33k | €18k | €27k | €18k | ▼ 35.4% |
| + Depreciation and write-downs630 | €1k | €3k | €4k | €4k | €396 | ▼ 89.7% |
| Operating cash flow (approximation) | €22k | €36k | €22k | €31k | €18k | ▼ 42.1% |
| Investment in fixed assets (approximation) | - | - | €-1k | €0 | - | - |
| Change in cash | - | €-6k | €2k | €43k | €-18k | ▼ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €18k ▼35.4%
Net result drops to €18k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.43
Current ratio from 3.01 to 7.43; short-term debt falls from €50k to €18k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €100kEq €101k ▲37.3%
6 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Highest result since 2018net €73k ▲133%
Operating result €95k, net result €73k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.52
Current ratio from 0.42 to 1.52; short-term debt falls from €110k to €63k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Show earlier events
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Ground area
136 m²
Building footprint
87 m²
Volume, LiDAR
1,058 m³
Parcel 11806F1245/00X004, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Jokapi
since 20042.135.351.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1245/00X004 | Flanders | 136 m² | 1 · 87 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 210 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 210 EUR | 0 EUR |
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Of 583 companies in sector 46496 we hold annual accounts for 383. 266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
46496Wholesale trade
Contact
Scores and ratios are computed by Checked and are not a credit decision.