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JOJOCO

Active
Private limited companyfounded 2005active for 21 yearsVoortstraat 35, 3580 Beringen, BelgiumKBO/BCE: BE 0872.698.211

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 28-07-2026 at the NBB all 21 filings

Turnover
≈ €270,000
Estimated: probably between €220,000 and €320,000
Total assets
€1.1m▼ 9.0%
2024 · €1.2m
Net result
€35,732▲ 75.2%
2024 · €20,391
Working capital
-€42,221
2024 · €60,124
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 62% higher than in 2024. It is a recovery after the fall in 2024.

Operating result€0.08m 2025 Net result€0.04m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€0.03m-€0.04m▲ 70.7%€0.02m▼ 50.3%€0.08m▲ 252%€0.07m▼ 5.0%€0.06m▼ 16.6%€0.05m▼ 22.8%€0.08m▲ 62.1%
Net result€0.01m-€0.03m▲ 116%€0.01mwithin the sector's middle half▼ 49.0%€0.05mwithin the sector's middle half▲ 260%€0.05mwithin the sector's middle half▲ 0.5%€0.04mwithin the sector's middle half▼ 22.9%€0.02mwithin the sector's middle half▼ 46.6%€0.04mwithin the sector's middle half▲ 75.2%
Equity€0.2m-€0.3m▲ 11.8%€0.3mabove the sector's middle half▲ 5.4%€0.3mabove the sector's middle half▲ 18.4%€0.4mabove the sector's middle half▲ 15.6%€0.4mabove the sector's middle half▲ 10.4%€0.4mabove the sector's middle half▲ 5.0%€0.3mabove the sector's middle half▼ 21.3%
Total assets€0.7m-€0.7m▼ 6.8%€0.7mabove the sector's middle half▼ 2.7%€0.7mabove the sector's middle half▼ 0.2%€0.7mabove the sector's middle half▲ 4.1%€1.5mabove the sector's middle half▲ 117%€1.2mabove the sector's middle half▼ 21.9%€1.1mabove the sector's middle half▼ 9.0%
Debt€0.5m-€0.4m▼ 15.1%€0.4m▼ 7.4%€0.3m▼ 12.7%€0.3m▼ 6.5%€1.1m▲ 238%€0.7m▼ 31.8%€0.7m▼ 1.9%
Working capital-€0.1m--€0.02m▲ 80.7%-€0.007mbelow the sector's middle half▲ 67.4%€0.02mwithin the sector's middle half€0.05mwithin the sector's middle half▲ 187%€0.09mwithin the sector's middle half▲ 69.9%€0.06mwithin the sector's middle half▼ 31.7%-€0.04mbelow the sector's middle half
Solvency31.0%-37.2%▲ 6.2pp40.3%within the sector's middle half▲ 3.1pp47.8%within the sector's middle half▲ 7.5pp53.0%within the sector's middle half▲ 5.3pp26.9%within the sector's middle half▼ 26.1pp36.2%within the sector's middle half▲ 9.3pp31.3%within the sector's middle half▼ 4.9pp
Current ratio0.29-0.69▲ 0.400.90below the sector's middle half▲ 0.211.24within the sector's middle half▲ 0.341.48within the sector's middle half▲ 0.251.18within the sector's middle half▼ 0.311.52within the sector's middle half▲ 0.340.68below the sector's middle half▼ 0.84
Return on assets (ROA)1.7%-3.9%▲ 2.2pp2.1%within the sector's middle half▼ 1.9pp7.4%within the sector's middle half▲ 5.4pp7.2%within the sector's middle half▼ 0.3pp2.5%within the sector's middle half▼ 4.6pp1.7%below the sector's middle half▼ 0.8pp3.3%within the sector's middle half▲ 1.6pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €978,376 ▼ 2.1%
Current assets €91,659 ▼ 47.9%
Equity and liabilities €1.1m
Equity €335,073 ▼ 21.3%
Debt €734,962 ▼ 1.9%
Debt's share of the balance-sheet total rises from 63.8% to 68.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€147,473▲
2024 · €92,716
Cash flow
€106,689▲
2024 · €65,907
Debt to equity
2.19▲
2024 · 1.76
ROE
10.7%▲
2024 · 4.8%
Interest coverage
5.20▲
2024 · 3.44
Debt ≤ 1 year
€133,880▲
2024 · €115,698
Debt > 1 year
€601,082▼
2024 · €633,813
Income taxes
€13,802▲
2024 · €8,540
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as JOJOCO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €919,000 and €1.2m, founded between 2003 and 2007.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
JOJOCO Beringen2005€1.1m€0.3m€0.2m€0.04m-2025
HAMEE CONSULTING Alken2005€1.1m€0.8m€0.2m€0.1m-2025
GENERAL BUILDING & ROOF PROTECTION Houthalen-Helchteren2003€0.9m€0.7m€0.2m€0.004m2.42025
MARC ROOSEN CONSULTING Tongeren-Borgloon2006€1.2m€1.2m€0.2m€0.1m-2025
Rimar Nieuwerkerken (Limb.)2007€1.1m€0.5m€0.2m€0.06m-2025
REAL ESTATE INVESTMENT MANAGEMENT Tessenderlo-Ham2006€1.0m€0.4m€0.1m€0.03m-2025
VW Pro Sint-Truiden2007€0.9m€0.9m€0.2m€0.1m-2025

They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 14,766 companies had the same profile as JOJOCO has now. Two years later, 0.2% had gone bankrupt and 96.2% were still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96.2% was still going

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of JOJOCO itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for JOJOCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Subsidies and aid

Flemish government

2025 · 1 entry · €4,816 awarded · €4,816 paid
Schemes
1 entry · €4,816 · €4,816 paid · Vlaams Energie- en Klimaatagentschap
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines

Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.1m▼
Fixed assets21/28€1.0m€1.0m▼
Tangible fixed assets22/27€1.0m€1.0m▼
Land and buildings22€0.5m€0.9m▲
Plant, machinery and equipment23€0.002m€0.002m▼
Furniture and vehicles24€458€0.01m▲
Leasing and similar rights25-€0.02m
Assets under construction and advance payments27€0.5m€0▼
Current assets29/58€0.2m€0.09m▼
Amounts receivable within one year40/41€0.2m€0.08m▼
Trade receivables40€0€0.02m▲
Other amounts receivable41€0.2m€0.06m▼
Current investments50/53€0-
Cash at bank and in hand54/58€0.02m€0.007m▼
Deferred charges and accrued income490/1€0.006m€0.002m▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.1m▼
Equity10/15€0.4m€0.3m▼
Contributions10/11€0.01m€0.01m=
Reserves13€0.4m€0.3m▼
Distributable reserves133€0.4m€0.3m▼
Profit (loss) carried forward14-€0
Amounts payable17/49€0.7m€0.7m▼
Amounts payable after more than one year17€0.6m€0.6m▼
Financial debts170/4€0.6m€0.6m▼
Amounts payable within one year42/48€0.1m€0.1m▲
Current portion of amounts payable after more than one year42€0.06m€0.06m▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€0.03m€0.03m▲
Suppliers440/4€0.03m€0.03m▲
Taxes, remuneration and social security45€0.03m€0.03m▲
Taxes450/3€0.03m€0.03m▲
Other amounts payable47/48€162€0.006m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.05m€0.07m▲
Other operating charges640/8€0.007m€0.008m▲
Gross operating margin9900€0.1m€0.2m▲
Operating profit (loss)9901€0.05m€0.08m▲
Financial income75/76B€0.009m€0.001m▼
Recurring financial income75€0.009m€0.001m▼
Financial charges65/66B€0.03m€0.03m▲
Recurring financial charges65€0.03m€0.03m▲
Profit (loss) for the period before taxes9903€0.03m€0.05m▲
Income taxes67/77€0.009m€0.01m▲
Profit (loss) for the period9904€0.02m€0.04m▲
Profit (loss) for the period to be appropriated9905€0.02m€0.04m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.02m€0.04m▲
Transfer from equity791/2-€0.1m
Transfer to equity691/2€0.02m€0.04m▲
To other reserves6921€0.02m€0.04m▲
Profit to be distributed694/7-€0.1m
Return on contributions (dividend)694-€0.1m

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€643€992€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59,384€48,451€49,011€46,879€46,232€51,108€45,515€70,957▲ 55.9%
Other operating charges640/8---€6,108€6,533€7,838€7,114€8,214▲ 15.5%
Gross operating margin9900€92,234€99,140€76,854€130,763€127,012€120,070€99,830€155,688▲ 56.0%
Operating profit (loss)9901€25,818€44,068€21,918€77,132€73,256€61,124€47,201€76,517▲ 62.1%
Financial income75/76B---€29€6,744€4,394€8,699€1,381▼ 84.1%
Recurring financial income75-€0€0€29€6,744€4,394€8,699€1,381▼ 84.1%
Financial charges65/66B---€4,926€5,489€8,796€26,969€28,363▲ 5.2%
Recurring financial charges65€8,033€6,270€3,657€4,926€5,489€8,796€26,969€28,363▲ 5.2%
Profit (loss) for the period before taxes9903€17,785€37,798€18,261€72,234€74,512€56,722€28,932€49,535▲ 71.2%
Income taxes67/77€5,345€10,935€4,555€22,932€24,953€18,537€8,540€13,802▲ 61.6%
Profit (loss) for the period9904€12,441€26,863€13,706€49,303€49,558€38,185€20,391€35,732▲ 75.2%
Profit (loss) for the period to be appropriated9905€12,441€26,863€13,706€49,303€49,558€38,185€20,391€35,732▲ 75.2%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€0.7m€0.7m€0.7m€0.7m€0.7m€1.5m€1.2m€1.1m▼ 9.0%
Fixed assets21/28€0.7m€0.6m€0.6m€0.6m€0.5m€0.9m€1.0m€1.0m▼ 2.1%
Tangible fixed assets22/27€0.7m€0.6m€0.6m€0.6m€0.5m€0.9m€1.0m€1.0m▼ 2.1%
Land and buildings22---€0.6m€0.5m€0.5m€0.5m€0.9m▲ 94.4%
Plant, machinery and equipment23---€0.009m€0.006m€0.004m€0.002m€0.002m▼ 38.5%
Furniture and vehicles24---€0.001m€0.002m€0.001m€458€0.01m▲ 29×
Leasing and similar rights25-------€0.02m-
Assets under construction and advance payments27-----€0.4m€0.5m€0▼ 100%
Current assets29/58€0.04m€0.05m€0.06m€0.09m€0.2m€0.6m€0.2m€0.09m▼ 47.9%
Amounts receivable within one year40/41€0.03m€0.02m€0.04m€0.07m€0.1m€0.5m€0.2m€0.08m▼ 46.2%
Trade receivables40---€0.01m€0.02m€0.4m€0€0.02m-
Other amounts receivable41---€0.06m€0.1m€0.2m€0.2m€0.06m▼ 61.3%
Current investments50/53€74€75€75€75€0.008m€0.008m€0--
Cash at bank and in hand54/58€0.005m€0.02m€0.005m€0.008m€0.004m€0.03m€0.02m€0.007m▼ 56.9%
Deferred charges and accrued income490/1---€0.01m€0.02m€0.009m€0.006m€0.002m▼ 69.2%
Equity and liabilities
Total equity and liabilities10/49€0.7m€0.7m€0.7m€0.7m€0.7m€1.5m€1.2m€1.1m▼ 9.0%
Equity10/15€0.2m€0.3m€0.3m€0.3m€0.4m€0.4m€0.4m€0.3m▼ 21.3%
Contributions10/11€0.01m€0.01m-€0.01m€0.01m€0.01m€0.01m€0.01m=
Reserves13€0.2m€0.2m€0.3m€0.3m€0.4m€0.4m€0.4m€0.3m▼ 22.0%
Non-distributable reserves130/1---€0.002m€0.002m€0---
Reserves not available under the articles1311---€0.002m€0.002m€0---
Distributable reserves133---€0.3m€0.4m€0.4m€0.4m€0.3m▼ 22.0%
Profit (loss) carried forward14-------€0-
Amounts payable17/49€0.5m€0.4m€0.4m€0.3m€0.3m€1.1m€0.7m€0.7m▼ 1.9%
Amounts payable after more than one year17€0.4m€0.4m€0.3m€0.3m€0.2m€0.6m€0.6m€0.6m▼ 5.2%
Financial debts170/4---€0.3m€0.2m€0.6m€0.6m€0.6m▼ 5.2%
Amounts payable within one year42/48€0.2m€0.07m€0.07m€0.08m€0.1m€0.5m€0.1m€0.1m▲ 15.7%
Current portion of amounts payable after more than one year42---€0.06m€0.06m€0.06m€0.06m€0.06m▲ 12.9%
Financial debts43-----€0.003m€0--
Credit institutions430/8-----€0.003m€0--
Trade debts44€0.02m€0.02m€0.02m€0.01m€0.02m€0.4m€0.03m€0.03m▲ 6.4%
Suppliers440/4---€0.01m€0.02m€0.4m€0.03m€0.03m▲ 6.4%
Taxes, remuneration and social security45---€0.008m€0.02m€0.03m€0.03m€0.03m▲ 9.0%
Taxes450/3---€0.008m€0.02m€0.03m€0.03m€0.03m▲ 9.0%
Other amounts payable47/48------€162€0.006m▲ 40×
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€12,441€26,863€13,706€49,303€49,558€38,185€20,391€35,732▲ 75.2%
+ Depreciation and write-downs630€59,384€48,451€49,011€46,879€46,232€51,108€45,515€70,957▲ 55.9%
Operating cash flow (approximation)€71,824€75,315€62,717€96,182€95,790€89,293€65,907€106,689▲ 61.9%
Investment in fixed assets (approximation)-€3,066-€17,995-€10,798-€8,390-€436,435-€126,740-€49,802▲ 60.7%
Change in cash-€12,033-€11,725€3,407-€4,870€23,970-€11,683-€9,019▲ 22.8%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 21 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 28-07-2026 2026-00344707 NBB
31-12-2024 micro format 28-08-2025 2025-00427160 PDF
31-12-2023 micro format 27-08-2024 2024-00380331 PDF
31-12-2022 micro format 10-07-2023 2023-00222288 PDF
31-12-2021 micro format 22-08-2022 2022-20302446 PDF
31-12-2020 micro format 12-07-2021 2021-34100132 PDF
31-12-2019 micro format 27-08-2020 2020-44900548 PDF
31-12-2018 micro format 19-08-2019 2019-47000148 PDF
31-12-2017 micro format 06-08-2018 2018-43100238 PDF
31-12-2016 micro format 07-08-2017 2017-41100466 PDF

Show all 21 filings

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