JOINTMEDIA
ActiveJOINTMEDIA has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €-8k. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.8 against 5.73 in 2024), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
18 d late
2023
8 d early
2022
5 d early
2021
3 d late
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€312k▼ 2.6%
2024 · €320k
2019: €571k
2020: €542k
2021: €519k
2022: €454k
2023: €362k
2024: €320k
2019 → 2025
Total assets
€398k▲ 1.2%
2024 · €393k
2019: €689k
2020: €632k
2021: €606k
2022: €544k
2023: €431k
2024: €393k
2019 → 2025
Net result
€-8k▲ 79.9%
2024 · €-41k
2019: €-599
2020: €-28k
2021: €-23k
2022: €-66k
2023: €-92k
2024: €-41k
2019 → 2025
Working capital
€325k▲ 3.0%
2024 · €315k
2019: €489k
2020: €475k
2021: €466k
2022: €414k
2023: €336k
2024: €315k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€519k-€454k▼ 12.7%€362k▼ 20.3%€320k▼ 11.5%€312k▼ 2.6%
Operating result€-20k-€-63k▼ 217%€-90k▼ 42.5%€-40k▲ 56.2%€-7k▲ 82.8%
Net result€-23k-€-66k▼ 187%€-92k▼ 39.6%€-41k▲ 54.9%€-8k▲ 79.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €40k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets
€5k▼ 51.1%
Current assets
€392k▲ 2.7%
Equity and liabilities €398k
Equity
€312k▼ 2.6%
Debt
€86k▲ 17.9%
The debt ratio rises from 18.5% to 21.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-672▲
2024 · €-23k
Cash flow
€-2k▲
2024 · €-24k
Solvency
78.4%▼
2024 · 81.5%
Current ratio
5.80▲
2024 · 5.73
Quick ratio
5.80▲
2024 · 5.73
Debt / equity
0.28▲
2024 · 0.23
ROE
-2.7%▲
2024 · -12.9%
ROA
-2.1%▲
2024 · -10.5%
Interest coverage
-0.43▲
2024 · -12.01
Debt
€86k▲
2024 · €73k
Debt ≤ 1 year
€68k▲
2024 · €67k
Staff costs
€125k▼
2024 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€398k▲
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€8k€3k▼
Land and buildings22€5k€0▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€382k€392k▲
Amounts receivable within one year40/41€350k€248k▼
Trade receivables40€344k€240k▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€18k€132k▲
Deferred charges and accrued income490/1€15k€13k▼
Equity and liabilities
Total equity and liabilities10/49€393k€398k▲
Equity10/15€320k€312k▼
Contributions10/11€487k€487k=
Capital10€487k€487k=
Issued capital100€487k€487k=
Reserves13€31k€31k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€22k€22k=
Profit (loss) carried forward14€-198k€-206k▼
Amounts payable17/49€73k€86k▲
Amounts payable within one year42/48€67k€68k▲
Trade debts44€33k€34k▲
Suppliers440/4€33k€34k▲
Taxes, remuneration and social security45€34k€34k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€30k€29k▼
Accrued charges and deferred income492/3€6k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€182k€125k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€4k▲
Other operating charges640/8€11k€16k▲
Non-recurring operating charges66A-€10k
Gross operating margin9900€171k€154k▼
Operating profit (loss)9901€-40k€-7k▲
Financial income75/76B€80€32▼
Recurring financial income75€80€32▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-41k€-8k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-41k€-8k▲
Profit (loss) for the period to be appropriated9905€-41k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-198k€-206k▼
Profit (loss) brought forward from the previous period14P€-156k€-198k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-92k
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-03-2024
Christian Finken: Resigned as Director
20-03-2024
Klaus Finken: Resigned as Director
31-12-2019
LSD BU: Resigned as Director
30-04-2016
DESSEYN Filip: Resigned as Director
30-04-2016
VROMMAN Carine: Resigned as Director
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tramstraat 328700 TieltGround area
220 m²
Building footprint
224 m²
Volume, LiDAR
1,304 m³
Parcel 37015K0404/00F006, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NET & STORAGE SOLUTIONS
since 19872.030.272.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015K0404/00F006 | Flanders | 219 m² | 1 · 224 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NAFIS
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ORBIFOLD
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Consutech
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,746. 6,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-08-1987
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.