Equity
€6.1m ▼ 2.6%
JOIN CONSULT paid out €129,864 in dividends in a year with a loss of €35,513.
JOIN CONSULT
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €966,631 (2016)
-€49,367▼ €24,998
lowest -€196,321 (2018)
-€35,513▼ €290,862
peak €7.3m (2017)
€6.1m▼ 2.6%
€2.5m▲ 1.6%
Board1 name since 2021
1 directorPUYPE Chris Gerard Rik
Documentsfilings and deeds
12-06-202648 days before the deadline
2025abbreviated format
Gross margin from -€24,368 to -€49,367Loss of €35,513Dividend €129,864Cash from €8,812 to €39,988
Key points
from the 2025 annual accountsResult
-€35,513 -€35,513
From profit to loss in 2025, after a profit of €255,350 in 2024.
Position in the sector
-€35,513
Lower net result than 86% of companies in computer programming and consultancy. Sector median €22,924 · 3,405 companies.
Turnover not published (abbreviated format)
Checked score
93
Excellent
Financially stronger than 45% of small companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,167 companies (NACE 62, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025highest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 18.51, cash €39,988
lowers risk
Size: total assets €8.7m
Figures for financial year 2025 (filed on 12-06-2026)
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 82% of them on solvency, 57% on liquidity, 15% on profitability and 27% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 830 companies had the same profile as JOIN CONSULT has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of JOIN CONSULT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 830 companies, not a prediction for JOIN CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €550,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.51 (20.5 in 2024), above the usual 1.5. Short-term debt is 4.7% and cash 0.5% of total assets. 29.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 12-06-2026, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
48 days early
2024
35 days early
2023
50 days early
2022
37 days early
2021
10 days early
2020
60 days early
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today30-12-2026 year end30-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461347242
Change of role: PUYPE Chris Gerard Rik, from statutory manager to statutory director
Director discharge: PUYPE Chris Gerard Rik (manager) · Gazette deed
First establishment
Jaak Lemmenslaan 33, Zemst
Incorporation
published on 09-09-1997 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOIN CONSULT Zemst | €8.7m | -€49,367 | 70.9% | - |
| Apache Management Ghent | €14.1m | -€24,642 | 47.6% | - |
| ALAIN WIRTZ Uccle | €13.8m | -€43,980 | 22.8% | 0.5 |
| DynamIT Heusden-Zolder | €8.7m | -€46,907 | 90.5% | 0.5 |
| CONCENTRA COMPUTER CENTER Hasselt | €5.6m | -€55,500 | 99.7% | 1.8 |
| CROSSFACTORY Ottignies-Louvain-la-Neuve | €4.3m | -€13,649 | 2.5% | - |
| LIBERI Brasschaat | €16.4m | -€30,000 | 37.1% | - |
These companies have the same main activity as JOIN CONSULT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €4.3m and €16m, founded between 1983 and 2009.
Official details
Source: KBO- Status
- Active since 29-08-1997Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.083.400.7411980 Zemst, since 18-09-1997
- Financial year end
- 30 December
- Peppol
- Reachable since 02-09-2025
Annual accounts to 30-12-2025
- €8.7m▼ 1.4%
- Filing
- Filed on 12-06-2026, 48 days before the end of the filing period
Insights on JOIN CONSULT
JOIN CONSULT files the abbreviated format. That format states no turnover. The gross margin fell from €199,833 in 2006 to -€49,367 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOIN CONSULT
- What is the company number of JOIN CONSULT?
- The company number of JOIN CONSULT is 0461.347.242. The VAT number is the same number with BE in front: BE 0461.347.242.
- Where is JOIN CONSULT based?
- The registered office is at Jaak Lemmenslaan 33, 1980 Zemst.Company details
- What does JOIN CONSULT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of JOIN CONSULT?
- JOIN CONSULT is a private limited company (BV).
- When was JOIN CONSULT founded?
- JOIN CONSULT was founded on 29-08-1997.
- Is JOIN CONSULT still active?
- Yes, JOIN CONSULT is an active enterprise in the KBO register.
- What is the turnover of JOIN CONSULT?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is JOIN CONSULT profitable?
- In financial year 2025, JOIN CONSULT made a loss of €35,513.
- Where can I find the annual accounts of JOIN CONSULT?
- JOIN CONSULT filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOIN CONSULT due?
- JOIN CONSULT must file the annual accounts for financial year 2026 by 30-07-2027.Timeline
Next steps
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