JOHAN VANDERVELDEN
ActiveSummary
JOHAN VANDERVELDEN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €18k. Equity is growing by ~79.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency76▼-12
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.08 in 2023; short-term debt: 48.6% and cash: 1% of total assets), and 48.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.3%
Return on assets
25%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-04-2025, 92 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
92 d early
2023
160 d early
2022
124 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€37k▲ 87.3%
2023 · €20k
2022: €6k
2023: €20k
2022 → 2024
Total assets
€72k▲ 130%
2023 · €31k
2022: €21k
2023: €31k
2022 → 2024
Net result
€18k▲ 22.0%
2023 · €15k
2022: €6k
2023: €15k
2022 → 2024
Working capital
€33k▲ 164%
2023 · €13k
2022: €6k
2023: €13k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€6k-€20k▲ 244%€37k▲ 87.3%
Operating result€7k-€20k▲ 180%€24k▲ 21.5%
Net result€6k-€15k▲ 167%€18k▲ 22.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 22% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€4k ▼ 46.5%
Current assets
€68k ▲ 182%
Equity and liabilities €72k
Equity
€37k ▲ 87.3%
Debt
€35k ▲ 202%
Debt's share of the balance-sheet total rises from 37.1% to 48.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2023 · €23k
Cash flow
€21k▲
2023 · €18k
Current ratio
1.95▼
2023 · 2.08
Debt to equity
0.95▲
2023 · 0.59
ROE
48.9%▼
2023 · 75.0%
ROA
25.0%▼
2023 · 47.2%
Interest coverage
301.07▼
2023 · 2269.27
Debt ≤ 1 year
€35k▲
2023 · €12k
Income taxes
€6k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€31k€72k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€225€225=
Current assets29/58€24k€68k▲
Amounts receivable within one year40/41€13k€67k▲
Trade receivables40€13k€67k▲
Other amounts receivable41€302-
Cash at bank and in hand54/58€11k€745▼
Deferred charges and accrued income490/1€76€84▲
Equity and liabilities
Total equity and liabilities10/49€31k€72k▲
Equity10/15€20k€37k▲
Contributions10/11€1k€1k=
Reserves13€15k€35k▲
Distributable reserves133€15k€35k▲
Profit (loss) carried forward14€4k€960▼
Amounts payable17/49€12k€35k▲
Amounts payable within one year42/48€12k€35k▲
Trade debts44€824€1k▲
Suppliers440/4€824€1k▲
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€1k€21k▲
Accrued charges and deferred income492/3-€88
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€498€748▲
Gross operating margin9900€23k€28k▲
Operating profit (loss)9901€20k€24k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€10€90▲
Recurring financial charges65€10€90▲
Profit (loss) for the period before taxes9903€20k€24k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€15k€18k▲
Profit (loss) for the period to be appropriated9905€15k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k▲
Profit (loss) brought forward from the previous period14P€5k€4k▼
Transfer to equity691/2€15k€20k▲
To other reserves6921€15k€20k▲
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €18k ▲22%
Operating result €24k, net result €18k, both a record.
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Hulsten 1172980 ZoerselGround area
1,458 m²
Building footprint
252 m²
Volume, LiDAR
1,227 m³
Parcel 11055A0131/00K003, Flanders · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOHAN VANDERVELDEN
since 20222.338.181.535
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0131/00K003 | Flanders | 1,458 m² | 1 · 252 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
In Balance
BE 0877.495.751
Gent · Eq €36,980
Aube & Co
BE 1018.619.368
Paliseul · Eq €36,932
KSG
BE 0768.809.924
Wemmel · Eq €37,005
RayaThys
BE 1013.216.468
Tessenderlo-Ham · Eq €36,879
ADFIS IMMO
BE 0725.816.158
Malle · Eq €37,046
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,614 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.