Johan Gysen
ActiveJohan Gysen has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €89k. Equity is growing by ~68.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 4.4 in 2024; short-term debt: 14% and cash: 70% of total assets), and 14% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
34.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-12-2025, 136 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
136 d early
2024
139 d early
2023
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 67.8%
2024 · €131k
2023: €40k
2024: €131k
2023 → 2025
Total assets
€256k▲ 52.0%
2024 · €169k
2023: €61k
2024: €169k
2023 → 2025
Net result
€89k▼ 2.8%
2024 · €92k
2023: €25k
2024: €92k
2023 → 2025
Working capital
€176k▲ 38.7%
2024 · €127k
2023: €37k
2024: €127k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€40k-€131k▲ 230%€220k▲ 67.8%
Operating result€34k-€116k▲ 240%€114k▼ 2.3%
Net result€25k-€92k▲ 269%€89k▼ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€45k▲ 833%
Current assets
€211k▲ 29.1%
Equity and liabilities €256k
Equity
€220k▲ 67.8%
Debt
€36k▼ 3.7%
The debt ratio falls from 22.1% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▲
2024 · €117k
Cash flow
€96k▲
2024 · €93k
Solvency
86.0%▲
2024 · 77.9%
Current ratio
5.90▲
2024 · 4.40
Quick ratio
5.90▲
2024 · 4.40
Debt / equity
0.16▼
2024 · 0.28
ROE
40.4%▼
2024 · 69.7%
ROA
34.7%▼
2024 · 54.3%
Interest coverage
654.23▼
2024 · 1498.66
Debt
€36k▼
2024 · €37k
Debt ≤ 1 year
€36k▼
2024 · €37k
Income taxes
€24k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€256k▲
Fixed assets21/28€5k€45k▲
Tangible fixed assets22/27€5k€45k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€42k▲
Current assets29/58€164k€211k▲
Amounts receivable within one year40/41€18k€29k▲
Trade receivables40€18k€19k▲
Other amounts receivable41-€10k
Cash at bank and in hand54/58€143k€179k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€169k€256k▲
Equity10/15€131k€220k▲
Contributions10/11€15k€15k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€92k€181k▲
Amounts payable17/49€37k€36k▼
Amounts payable within one year42/48€37k€36k▼
Trade debts44€2k€515▼
Suppliers440/4€2k€515▼
Taxes, remuneration and social security45€35k€35k▼
Taxes450/3€35k€35k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€924€7k▲
Other operating charges640/8€647€872▲
Gross operating margin9900€118k€122k▲
Operating profit (loss)9901€116k€114k▼
Financial income75/76B-€104
Recurring financial income75-€104
Financial charges65/66B€78€185▲
Recurring financial charges65€78€185▲
Profit (loss) for the period before taxes9903€116k€114k▼
Income taxes67/77€25k€24k▼
Profit (loss) for the period9904€92k€89k▼
Profit (loss) for the period to be appropriated9905€92k€89k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€181k▲
Profit (loss) brought forward from the previous period14P€830€92k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Equity above €200kEq €220k ▲67.8%
3 profitable years in a row build equity to €220k.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2023net €92k ▲269%
Operating result €116k, net result €92k, both a record.
30-09
Financial
Equity above €100kEq €131k ▲230%
2 profitable years in a row build equity to €131k.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierhoevenstraat 452950 KapellenGround area
334 m²
Building footprint
131 m²
Volume, LiDAR
645 m³
Parcel 11023A0198/00C002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Johan Gysen
since 20232.345.018.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023A0198/00C002 | Flanders | 334 m² | 1 · 131 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,292 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2023
Fiscal year end30-09
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.