Johan De Blauwe
ActiveJohan De Blauwe has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €398k and a net result of €86k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 130 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability82▼-1
Solvency74▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.37 against 1.19 in 2025; short-term debt: 5.6% and cash: 2% of total assets), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
49.2%
Return on assets
10.6%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-09-2026, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
47 d early
2025
39 d early
2024
45 d early
2023
36 d early
2022
38 d early
2021
47 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€398k▲ 27.6%
2025 · €312k
2019: €68k
2020: €64k
2021: €66k
2022: €92k
2023: €155k
2024: €227k
2025: €312k
2019 → 2026
Total assets
€808k▲ 8.1%
2025 · €748k
2019: €70k
2020: €67k
2021: €596k
2022: €598k
2023: €631k
2024: €677k
2025: €748k
2019 → 2026
Net result
€86k▲ 1.7%
2025 · €85k
2019: €-2k
2020: €-4k
2021: €2k
2022: €26k
2023: €63k
2024: €72k
2025: €85k
2019 → 2026
Working capital
€-29k
2025 · €8k
2019: €17k
2020: €26k
2021: €-2k
2022: €33k
2023: €4k
2024: €10k
2025: €8k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€92k-€155k▲ 67.8%€227k▲ 46.8%€312k▲ 37.3%€398k▲ 27.6%
Operating result€42k-€85k▲ 104%€101k▲ 18.7%€119k▲ 17.2%€123k▲ 3.8%
Net result€26k-€63k▲ 137%€72k▲ 15.7%€85k▲ 17.0%€86k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2026 is 4% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €808k
Fixed assets
€792k▲ 13.7%
Current assets
€16k▼ 68.0%
Equity and liabilities €808k
Equity
€398k▲ 27.6%
Debt
€411k▼ 5.8%
The debt ratio falls from 58.3% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€176k▲
2025 · €167k
Cash flow
€139k▲
2025 · €132k
Solvency
49.2%▲
2025 · 41.7%
Current ratio
0.37▼
2025 · 1.19
Quick ratio
0.37▼
2025 · 1.19
Debt / equity
1.03▼
2025 · 1.40
ROE
21.6%▼
2025 · 27.2%
ROA
10.6%▼
2025 · 11.3%
Interest coverage
93.76=
2025 · 93.78
Debt
€411k▼
2025 · €436k
Debt ≤ 1 year
€45k▲
2025 · €43k
Debt > 1 year
€366k▼
2025 · €393k
Income taxes
€36k▲
2025 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€748k€808k▲
Fixed assets21/28€697k€792k▲
Tangible fixed assets22/27€697k€792k▲
Land and buildings22€639k€757k▲
Plant, machinery and equipment23€853€508▼
Furniture and vehicles24€56k€34k▼
Other tangible fixed assets26€734€454▼
Current assets29/58€51k€16k▼
Amounts receivable within one year40/41€136€0▼
Other amounts receivable41€136€0▼
Cash at bank and in hand54/58€51k€16k▼
Equity and liabilities
Total equity and liabilities10/49€748k€808k▲
Equity10/15€312k€398k▲
Contributions10/11€19k€19k=
Reserves13€285k€371k▲
Tax-exempt reserves132€713€713=
Distributable reserves133€284k€370k▲
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€436k€411k▼
Amounts payable after more than one year17€393k€366k▼
Financial debts170/4€393k€366k▼
Amounts payable within one year42/48€43k€45k▲
Current portion of amounts payable after more than one year42€27k€27k=
Trade debts44€17€28▲
Suppliers440/4€17€28▲
Taxes, remuneration and social security45€16k€13k▼
Taxes450/3€16k€13k▼
Other amounts payable47/48-€5k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€52k▲
Other operating charges640/8€25k€16k▼
Gross operating margin9900€192k€191k▼
Operating profit (loss)9901€119k€123k▲
Financial income75/76B€704€399▼
Recurring financial income75€704€399▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€118k€122k▲
Income taxes67/77€33k€36k▲
Profit (loss) for the period9904€85k€86k▲
Profit (loss) for the period to be appropriated9905€85k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€94k▲
Profit (loss) brought forward from the previous period14P€8k€8k=
Transfer to equity691/2€85k€86k▲
To other reserves6921€85k€86k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Highest result since 2019net €86k ▲1.7%
Operating result €123k, net result €86k, both a record.
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €227k ▲46.8%
4 profitable years in a row build equity to €227k.
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €155k ▲67.8%
3 profitable years in a row build equity to €155k.
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 2.05
Current ratio from 0.95 to 2.05.
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hevelweg 349700 OudenaardeGround area
2,618 m²
Building footprint
248 m²
Volume, LiDAR
804 m³
Parcel 45023A0698/00W000, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
1 establishment unit
Johan De Blauwe
since 20132.216.818.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45023A0698/00W000 | Flanders | 2,618 m² | 1 · 248 m² | 10.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2013
Fiscal year end31-03
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:johan.deblauwe@gmail.com