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Jogo

Active
Public limited companyfounded 199531 yrs activeOngelberg 14, 2490 Balen, BelgiumKBO/BCE: BE 0454.884.468
Summary

Jogo has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,293 and a net result of €710. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability39▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 11.76 against 6.63 in 2024; short-term debt: 4.5% and cash: 0.1% of total assets), and 4.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.5%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
3 d early
2023
29 d late
2022
56 d early
2021
48 d early
2020
39 d early
2019
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Jogo was incorporated on 22 March 1995.1 Total assets fell from EUR 153,476 in 2018 to EUR 112,384 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€107,293▲ 0.7%
2024 · €106,583
Total assets
€112,384▼ 3.3%
2024 · €116,196
Net result
€710▼ 47.7%
2024 · €1,357
Working capital
€54,812▲ 1.3%
2024 · €54,102
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,162▼ 15.7%-€446▲ 79.4%€3,472€1,259▼ 63.7%€2,329▲ 84.9%
Net result€27within the sector's middle half▼ 92.4%€1,475within the sector's middle half▲ 5,348%€3,913within the sector's middle half▲ 165%€1,357within the sector's middle half▼ 65.3%€710within the sector's middle half▼ 47.7%
Equity€99,838within the sector's middle half=€101,313within the sector's middle half▲ 1.5%€105,226within the sector's middle half▲ 3.9%€106,583within the sector's middle half▲ 1.3%€107,293within the sector's middle half▲ 0.7%
Total assets€120,591within the sector's middle half▲ 3.4%€124,557within the sector's middle half▲ 3.3%€126,044within the sector's middle half▲ 1.2%€116,196within the sector's middle half▼ 7.8%€112,384below the sector's middle half▼ 3.3%
Debt€8,666▲ 81.3%€11,156▲ 28.7%€8,730▼ 21.7%€9,613▲ 10.1%€5,092▼ 47.0%
Working capital€59,445=€60,920▲ 2.5%€64,833▲ 6.4%€54,102▼ 16.6%€54,812▲ 1.3%
Solvency82.8%above the sector's middle half▼ 2.8pp81.3%above the sector's middle half▼ 1.5pp83.5%above the sector's middle half▲ 2.1pp91.7%above the sector's middle half▲ 8.2pp95.5%above the sector's middle half▲ 3.7pp
above within below the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2021: -€2,162-€2,162Net result 2021: €27€27Operating result 2022: -€446-€446Net result 2022: €1,475€1,475Operating result 2023: €3,472€3,472Net result 2023: €3,913€3,913Operating result 2024: €1,259€1,259Net result 2024: €1,357€1,357Operating result 2025: €2,329€2,329Net result 2025: €710€71020212022202320242025€0€1,000€2,000€3,000€4,000Operating result 2023: €3,472€3,470Net result 2023: €3,913€3,910Operating result 2024: €1,259€1,260Net result 2024: €1,357€1,360Operating result 2025: €2,329€2,330Net result 2025: €710€710202320242025
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112,384
Fixed assets €52,481 =
Current assets €59,903 ▼ 6.0%
Equity and liabilities €112,384
Equity €107,293 ▲ 0.7%
Debt €5,092 ▼ 47.0%
Debt's share of the balance-sheet total falls from 8.3% to 4.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
11.76▲
2024 · 6.63
Debt to equity
0.05▼
2024 · 0.09
ROE
0.7%▼
2024 · 1.3%
ROA
0.6%▼
2024 · 1.2%
Debt ≤ 1 year
€5,092▼
2024 · €9,613
Income taxes
€258▼
2024 · €14,253
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€116,196€112,384▼
Fixed assets21/28€52,481€52,481=
Tangible fixed assets22/27€52,481€52,481=
Land and buildings22€52,481€50,672▼
Furniture and vehicles24-€1,809
Current assets29/58€63,715€59,903▼
Amounts receivable after more than one year29€50,000€50,000=
Other amounts receivable291€50,000€50,000=
Amounts receivable within one year40/41€13,187€9,839▼
Other amounts receivable41€13,187€9,839▼
Cash at bank and in hand54/58€528€64▼
Equity and liabilities
Total equity and liabilities10/49€116,196€112,384▼
Equity10/15€106,583€107,293▲
Contributions10/11€74,368€74,368=
Capital10€74,368€74,368=
Issued capital100€74,368€74,368=
Reserves13€42,946€42,946=
Non-distributable reserves130/1€7,393€7,393=
Legal reserve130€7,393€7,393=
Distributable reserves133€35,553€35,553=
Profit (loss) carried forward14-€10,731-€10,021▲
Amounts payable17/49€9,613€5,092▼
Amounts payable within one year42/48€9,613€5,092▼
Trade debts44€6,000€3,000▼
Suppliers440/4€6,000€3,000▼
Taxes, remuneration and social security45€3,613€2,092▼
Taxes450/3€3,613€2,092▼
Income statement Code20242025
Other operating charges640/8€1,361€1,807▲
Gross operating margin9900€2,620€4,136▲
Operating profit (loss)9901€1,259€2,329▲
Financial income75/76B€2,431€2,017▼
Recurring financial income75€2,431€2,017▼
Financial charges65/66B€168€3,378▲
Recurring financial charges65€168€3,378▲
Profit (loss) for the period before taxes9903€3,521€968▼
Transfer from deferred taxes780€12,088€0▼
Income taxes67/77€14,253€258▼
Profit (loss) for the period9904€1,357€710▼
Transfer from tax-exempt reserves789€23,465€0▼
Profit (loss) for the period to be appropriated9905€24,822€710▼
Appropriation of the result
Profit (loss) to be appropriated9906€24,822-€10,021▼
Profit (loss) brought forward from the previous period14P--€10,731
Transfer to equity691/2€35,553€0▼
To other reserves6921€35,553€0▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€1,000€3,606€2,686€1,361€1,807▲ 32.8%
Gross operating margin9900-€1,162€3,160€6,158€2,620€4,136▲ 57.8%
Operating profit (loss)9901-€2,162-€446€3,472€1,259€2,329▲ 84.9%
Financial income75/76B€2,324€2,574€2,463€2,431€2,017▼ 17.0%
Recurring financial income75€2,324€2,574€2,463€2,431€2,017▼ 17.0%
Financial charges65/66B€135€124€65€168€3,378▲ 1,906%
Recurring financial charges65€135€124€65€168€3,378▲ 1,906%
Profit (loss) for the period before taxes9903€27€2,005€5,871€3,521€968▼ 72.5%
Transfer from deferred taxes780---€12,088€0▼ 100%
Income taxes67/77-€529€1,958€14,253€258▼ 98.2%
Profit (loss) for the period9904€27€1,475€3,913€1,357€710▼ 47.7%
Transfer from tax-exempt reserves789---€23,465€0▼ 100%
Profit (loss) for the period to be appropriated9905€27€1,475€3,913€24,822€710▼ 97.1%
Line20212022202320242025Change
Assets
Total assets20/58€120,591€124,557€126,044€116,196€112,384▼ 3.3%
Fixed assets21/28€52,481€52,481€52,481€52,481€52,481=
Tangible fixed assets22/27€52,481€52,481€52,481€52,481€52,481=
Land and buildings22€52,481€52,481€52,481€52,481€50,672▼ 3.4%
Furniture and vehicles24----€1,809-
Current assets29/58€68,110€72,076€73,563€63,715€59,903▼ 6.0%
Amounts receivable after more than one year29€50,000€50,000€50,000€50,000€50,000=
Other amounts receivable291€50,000€50,000€50,000€50,000€50,000=
Amounts receivable within one year40/41€17,953€19,519€23,461€13,187€9,839▼ 25.4%
Trade receivables40-€2,649----
Other amounts receivable41€17,953€16,869€23,461€13,187€9,839▼ 25.4%
Cash at bank and in hand54/58€157€2,557€102€528€64▼ 87.9%
Equity and liabilities
Total equity and liabilities10/49€120,591€124,557€126,044€116,196€112,384▼ 3.3%
Equity10/15€99,838€101,313€105,226€106,583€107,293▲ 0.7%
Contributions10/11€74,368€74,368€74,368€74,368€74,368=
Capital10€74,368€74,368€74,368€74,368€74,368=
Issued capital100€74,368€74,368€74,368€74,368€74,368=
Reserves13€25,470€26,945€30,858€42,946€42,946=
Non-distributable reserves130/1€2,004€3,480€7,393€7,393€7,393=
Legal reserve130€2,004€3,480€7,393€7,393€7,393=
Tax-exempt reserves132€23,465€23,465€23,465---
Distributable reserves133---€35,553€35,553=
Profit (loss) carried forward14----€10,731-€10,021▲ 6.6%
Provisions and deferred taxes16€12,088€12,088€12,088---
Deferred taxes168€12,088€12,088€12,088---
Amounts payable17/49€8,666€11,156€8,730€9,613€5,092▼ 47.0%
Amounts payable within one year42/48€8,666€11,156€8,730€9,613€5,092▼ 47.0%
Trade debts44€4,575€3,000€5,874€6,000€3,000▼ 50.0%
Suppliers440/4€4,575€3,000€5,874€6,000€3,000▼ 50.0%
Taxes, remuneration and social security45€120€1,004€2,857€3,613€2,092▼ 42.1%
Taxes450/3€120€1,004€2,857€3,613€2,092▼ 42.1%
Other amounts payable47/48€3,971€7,151----
Line20212022202320242025Change
Profit (loss) for the period9904€27€1,475€3,913€1,357€710▼ 47.7%
Operating cash flow (approximation)€27€1,475€3,913€1,357€710▼ 47.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€2,400-€2,455€426-€464▼ 209%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Highest result since 2018net €3,913 ▲165%
Operating result €3,472, net result €3,913, both a record.
05-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100,000Eq €101,313 ▲1.5%
5 profitable years in a row build equity to €101,313.
13-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity times 6current ratio 13.43
Current ratio from 2.25 to 13.43; short-term debt falls from €47,228 to €4,780.
24-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial Weakest financial yearnet €4 ▼98.4%
Net result drops to €4, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
1,638 m²
Building footprint
259 m²
Volume, LiDAR
1,249 m³
Parcel 13342C0331/00G000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOGO NV
Ongelberg 14, 2490 BalenInsurance, reinsurance and pension funding, except compulsory social security
since 19952.071.441.532
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13342C0331/00G000 Flanders 1,638 m² 1 · 259 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,188 companies in sector 77399 we hold annual accounts for 711. 480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded22-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
77399Renting and leasing of other machinery, equipment and tangible goods
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0454884468
Also 9925:BE0454884468
Registered 12-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.