JOF Construct

Active

Private limited companyfounded 20232 yrs activeGeallieerdenlaan(L) 296, 7700 Mouscron, BelgiumKBO/BCE: BE 1003.424.616

Summary

JOF Construct has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,302 and a net result of -€7,684. Its solvency ranks better than 90% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

JOF ConstructActiveChecked score 63/100

Risk analysis Report Compare

What they do

Development of residential building projects

NACE 68121Real estate development NACE 41101

How big

€258,724total assets 2025

Equity: €227,302
Loss: -€7,684

Turnover not published (abridged schema)

Financially healthy?

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Who decides

Accounts 21 d early0 of 2 deeds read

Why 63- Young company- Higher-failure-rate region+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2025

63 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability15▼-3

Solvency100=

Growth32

Track record82

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €14,000 at 30 days only on tighter terms

Liquidity ample (current ratio 8.41 against 8.63 in 2024; short-term debt: 11.8% and cash: 8.4% of total assets), and 12.1% of the assets are financed with debt.

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Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Real estate activities (NACE 68)

about 43% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

21 d early

2024

147 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 63 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

10-07-26 Annual accounts filedfiscal year 2025 · micro…
25-12-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 10% on solvencysector median 29.5% · 15,312 companies 87.9% View
Total assets 20252 fiscal years filed €258,724 View
Active since 2023founded 14-12-2023 2 years View