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JOEY

Active
Private limited companyfounded 20251 yr activeTiensevest 102, 3000 Leuven, BelgiumKBO/BCE: BE 1024.978.907
Summary

JOEY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,843 and a net result of €21,843. Its solvency ranks better than 65% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.87; short-term debt: 25.9% and cash: 68.9% of total assets), and 29.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.6%
Return on assets
62%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
54 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOEY was incorporated on 1 July 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€24,843
Total assets
€35,208
Net result
€21,843
Working capital
€26,102

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €35,208
Equity €24,843
Debt €10,365
Debt finances 29.4% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.87
Debt to equity
0.42
ROE
87.9%
ROA
62.0%
Debt ≤ 1 year
€9,105
Income taxes
€5,968

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€35,208
Current assets29/58€35,208
Amounts receivable within one year40/41€10,946
Trade receivables40€9,180
Other amounts receivable41€1,767
Cash at bank and in hand54/58€24,261
Equity and liabilities
Total equity and liabilities10/49€35,208
Equity10/15€24,843
Contributions10/11€3,000
Profit (loss) carried forward14€21,843
Amounts payable17/49€10,365
Amounts payable within one year42/48€9,105
Taxes, remuneration and social security45€9,105
Taxes450/3€9,105
Accrued charges and deferred income492/3€1,259
Income statement Code2025
Other operating charges640/8€612
Gross operating margin9900€28,410
Operating profit (loss)9901€27,798
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€27,810
Income taxes67/77€5,968
Profit (loss) for the period9904€21,843
Profit (loss) for the period to be appropriated9905€21,843
Appropriation of the result
Profit (loss) to be appropriated9906€21,843

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€612
Gross operating margin9900€28,410
Operating profit (loss)9901€27,798
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€27,810
Income taxes67/77€5,968
Profit (loss) for the period9904€21,843
Profit (loss) for the period to be appropriated9905€21,843
Line2025
Assets
Total assets20/58€35,208
Current assets29/58€35,208
Amounts receivable within one year40/41€10,946
Trade receivables40€9,180
Other amounts receivable41€1,767
Cash at bank and in hand54/58€24,261
Equity and liabilities
Total equity and liabilities10/49€35,208
Equity10/15€24,843
Contributions10/11€3,000
Profit (loss) carried forward14€21,843
Amounts payable17/49€10,365
Amounts payable within one year42/48€9,105
Taxes, remuneration and social security45€9,105
Taxes450/3€9,105
Accrued charges and deferred income492/3€1,259
Line2025
Profit (loss) for the period9904€21,843
Operating cash flow (approximation)€21,843

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
951 m²
Building footprint
260 m²
Volume, LiDAR
3,394 m³
Parcel 24502B0312/00P007, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
JOEY
Tiensevest 102, 3000 LeuvenActivities of head offices
since 20252.376.561.861
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24502B0312/00P007 Flanders 951 m² 1 · 260 m² 19.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,710 companies in sector 70100 we hold annual accounts for 3,519. 1,708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024978907
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.