JOERI HERTSENS
ActiveJOERI HERTSENS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €493k and a net result of €97k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+1
Solvency96▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 3.61 in 2023; short-term debt: 12.7% and cash: 24.1% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.1%
Return on assets
14%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
61 d late
2022
59 d late
2021
92 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€493k▲ 17.1%
2023 · €421k
2018: €113k
2019: €166k
2020: €238k
2021: €299k
2022: €365k
2023: €421k
2018 → 2024
Total assets
€693k▲ 9.8%
2023 · €631k
2018: €420k
2019: €455k
2020: €535k
2021: €537k
2022: €593k
2023: €631k
2018 → 2024
Net result
€97k▲ 20.0%
2023 · €81k
2018: €57k
2019: €78k
2020: €95k
2021: €86k
2022: €91k
2023: €81k
2018 → 2024
Working capital
€194k▼ 7.0%
2023 · €209k
2018: €42k
2019: €98k
2020: €167k
2021: €215k
2022: €276k
2023: €209k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€238k-€299k▲ 25.8%€365k▲ 22.1%€421k▲ 15.3%€493k▲ 17.1%
Operating result€126k-€114k▼ 10.0%€117k▲ 2.6%€102k▼ 12.6%€122k▲ 19.5%
Net result€95k-€86k▼ 8.6%€91k▲ 5.4%€81k▼ 11.3%€97k▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 19% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €693k
Fixed assets
€411k▲ 20.1%
Current assets
€282k▼ 2.3%
Equity and liabilities €693k
Equity
€493k▲ 17.1%
Debt
€200k▼ 4.6%
The debt ratio falls from 33.3% to 28.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€144k▲
2023 · €115k
Cash flow
€119k▲
2023 · €94k
Solvency
71.1%▲
2023 · 66.7%
Current ratio
3.22▼
2023 · 3.61
Quick ratio
3.22▼
2023 · 3.61
Debt / equity
0.41▼
2023 · 0.50
ROE
19.7%▲
2023 · 19.2%
ROA
14.0%▲
2023 · 12.8%
Interest coverage
35.52▲
2023 · 25.80
Debt
€200k▼
2023 · €210k
Debt ≤ 1 year
€88k▲
2023 · €80k
Debt > 1 year
€113k▼
2023 · €130k
Income taxes
€29k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€631k€693k▲
Fixed assets21/28€342k€411k▲
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€342k€411k▲
Land and buildings22€337k€402k▲
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€3k€4k▲
Current assets29/58€289k€282k▼
Amounts receivable within one year40/41€116k€114k▼
Other amounts receivable41€116k€114k▼
Cash at bank and in hand54/58€171k€167k▼
Deferred charges and accrued income490/1€2k€918▼
Equity and liabilities
Total equity and liabilities10/49€631k€693k▲
Equity10/15€421k€493k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€413k€485k▲
Amounts payable17/49€210k€200k▼
Amounts payable after more than one year17€130k€113k▼
Financial debts170/4€130k€113k▼
Amounts payable within one year42/48€80k€88k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Taxes, remuneration and social security45€28k€33k▲
Taxes450/3€22k€29k▲
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€25k€25k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€22k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€118k€147k▲
Operating profit (loss)9901€102k€122k▲
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€103k€126k▲
Income taxes67/77€22k€29k▲
Profit (loss) for the period9904€81k€97k▲
Profit (loss) for the period to be appropriated9905€81k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€438k€510k▲
Profit (loss) brought forward from the previous period14P€357k€413k▲
Profit to be distributed694/7€25k€25k=
Directors or managers695€25k€25k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €97k ▲20%
Net result €97k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Equity above €200kEq €238k ▲43%
3 profitable years in a row build equity to €238k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Equity above €150kEq €166k ▲47.6%
2 profitable years in a row build equity to €166k.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marsstraat 822600 AntwerpenGround area
167 m²
Building footprint
91 m²
Volume, LiDAR
686 m³
Parcel 11302A0034/00Y002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOERI HERTSENS
since 20112.302.210.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0034/00Y002 | Flanders | 167 m² | 1 · 91 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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KINE-PLUS
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VERMET YORICK
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PETROONS-BLOCKX
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CENTRE DE KINESITHERAPIE ET DE REEDUCATION DU VERTIGE
BE 0462.944.376
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-09-2011
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.