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JOENAT

Active
Private limited companyfounded 20188 yrs activeRue de Namur 353, 6200 Châtelet, BelgiumKBO/BCE: BE 0693.788.045
Summary

The computed 12-month bankruptcy probability of JOENAT is 2.4% (moderate). The 2024 annual accounts show equity of €5,416 and a net result of €14,691. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 18930 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

What stands out

  1. Accounts not filed 62 d latedeadline was 31-07-2026
  2. A director left -1latest change 18-06-2026 · 0 in office
  3. Total assets 2024 €46,0806 fiscal years filed20192024

Overview

What they do
Full-service restaurants
NACE 56111 · 1 site
How big
€46,080total assets 2024
Equity €5,416 · Profit €14,691
Financially healthy?
45 Fair
Bankruptcy chance 2.4% · 12 m
Who decides
Not known
Accounts 62 d overdue1 of 5 deeds readTurnover not published (abridged schema)
Why 45- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Limited track recordFiled after the deadlineShow the evidence

Checked score

Score 2024
Axes · tick = 2023
Profitability74▲+15
Solvency37▲+22
Growth61▲+17
Track record100
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
11.8%
Return on assets
31.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
18 d late
2023
142 d late
2022
434 d late
2021
6 d early
2020
141 d late
2019
132 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 144 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials

Fiscal year 2024Total assets €46,080Profit €14,691Solvency 11.8%Liquidity 0.39
Turnover
€398,621▲ 96.5%
2018 - 2022
Net result
€14,691▲ 52.7%
2018 - 2024
Equity
€5,416
2018 - 2024
Solvency
11.8%▲ 21.7pp
2018 - 2024

Financials · fiscal year 2024, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€208,707▼ 47.1%€202,906▼ 2.8%€398,621▲ 96.5%
Operating result-€38,876€21,421-€11,007€18,497€28,184▲ 52.4%
Net result-€41,425below the sector's middle half€18,132within the sector's middle half-€15,687below the sector's middle half€9,622within the sector's middle half€14,691within the sector's middle half▲ 52.7%
EBIT margin-18.6%▼ 22.4pp10.6%▲ 29.2pp-2.8%▼ 13.3pp
Equity-€21,289below the sector's middle half-€3,157below the sector's middle half▲ 85.2%-€18,897below the sector's middle half▼ 498%-€9,275below the sector's middle half▲ 50.9%€5,416within the sector's middle half
Total assets€61,748within the sector's middle half▼ 35.0%€50,466within the sector's middle half▼ 18.3%€134,131within the sector's middle half▲ 166%€92,851within the sector's middle half▼ 30.8%€46,080below the sector's middle half▼ 50.4%
Debt€83,037▲ 11.0%€53,624▼ 35.4%€153,028▲ 185%€102,126▼ 33.3%€40,664▼ 60.2%
Working capital-€25,562within the sector's middle half▲ 10.3%-€18,061within the sector's middle half▲ 29.3%-€49,973below the sector's middle half▼ 177%-€42,401below the sector's middle half▲ 15.2%-€24,732within the sector's middle half▲ 41.7%
Solvency-34.5%below the sector's middle half▼ 55.7pp-6.3%below the sector's middle half▲ 28.2pp-14.1%below the sector's middle half▼ 7.8pp-10.0%below the sector's middle half▲ 4.1pp11.8%within the sector's middle half▲ 21.7pp
Current ratio0.48within the sector's middle half▼ 0.130.38below the sector's middle half▼ 0.100.66within the sector's middle half▲ 0.280.58within the sector's middle half▼ 0.080.39below the sector's middle half▼ 0.19
Return on assets (ROA)-67.1%below the sector's middle half▼ 71.0pp35.9%above the sector's middle half▲ 103.0pp-11.7%below the sector's middle half▼ 47.6pp10.4%within the sector's middle half▲ 22.1pp31.9%above the sector's middle half▲ 21.5pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2024
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0€20,000Operating result 2020: -€38,876-€38,876Net result 2020: -€41,425-€41,425Operating result 2021: €21,421€21,421Net result 2021: €18,132€18,132Operating result 2022: -€11,007-€11,007Net result 2022: -€15,687-€15,687Operating result 2023: €18,497€18,497Net result 2023: €9,622€9,622Operating result 2024: €28,184€28,184Net result 2024: €14,691€14,69120202021202220232024-€20,000€0€20,000Operating result 2022: -€11,007-€11,000Net result 2022: -€15,687-€15,700Operating result 2023: €18,497€18,500Net result 2023: €9,622€9,620Operating result 2024: €28,184€28,200Net result 2024: €14,691€14,700202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 52% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46,080
Fixed assets €30,148 ▼ 9.0%
Current assets €15,932 ▼ 73.3%
Equity and liabilities €46,080
Equity €5,416
Debt €40,664
Debt finances 88.2% of the balance-sheet total.
Key figures and ratios2024
Key figures and ratios
2024 value · change against 2023
EBITDA
€34,880▲
2023 · €26,374
Cash flow
€21,387▲
2023 · €17,499
Quick ratio
0.10▼
2023 · 0.44
Debt to equity
7.51
ROE
271.2%
Interest coverage
2.83▼
2023 · 3.30
Debt ≤ 1 year
€40,664▼
2023 · €102,126
Income taxes
€1,172▲
2023 · €886
Staff costs
€57,149▼
2023 · €76,949
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2024
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€92,851€46,080▼
Fixed assets21/28€33,126€30,148▼
Intangible fixed assets21€7,470€7,988▲
Tangible fixed assets22/27€25,656€22,160▼
Plant, machinery and equipment23€5,337€5,532▲
Furniture and vehicles24€1,830€1,137▼
Other tangible fixed assets26€18,489€15,491▼
Current assets29/58€59,725€15,932▼
Stocks and contracts in progress3€14,458€11,942▼
Stocks30/36€14,458€11,942▼
Amounts receivable within one year40/41€45,215€4▼
Trade receivables40€44,951-
Other amounts receivable41€264€4▼
Cash at bank and in hand54/58€52€3,242▲
Deferred charges and accrued income490/1-€743
Equity and liabilities
Total equity and liabilities10/49€92,851€46,080▼
Equity10/15-€9,275€5,416▲
Contributions10/11€6,200€6,200=
Capital10€6,200€6,200=
Issued capital100€18,600€18,600=
Uncalled capital101€12,400€12,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Profit (loss) carried forward14-€17,335-€2,644▲
Amounts payable17/49€102,126€40,664▼
Amounts payable within one year42/48€102,126€40,664▼
Current portion of amounts payable after more than one year42€4,068-
Financial debts43€1,430-
Credit institutions430/8€1,430-
Trade debts44€51,303€15,575▼
Suppliers440/4€51,303€15,575▼
Taxes, remuneration and social security45€32,511€25,089▼
Taxes450/3€26,600€19,037▼
Remuneration and social security454/9€5,911€6,052▲
Other amounts payable47/48€12,814-
Income statement Code20232024
Remuneration, social security and pensions62€76,949€57,149▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,877€6,696▼
Other operating charges640/8€4,198€4,230▲
Gross operating margin9900€107,522€96,259▼
Operating profit (loss)9901€18,497€28,184▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€7,992€12,321▲
Recurring financial charges65€7,992€12,321▲
Profit (loss) for the period before taxes9903€10,507€15,863▲
Income taxes67/77€886€1,172▲
Profit (loss) for the period9904€9,622€14,691▲
Profit (loss) for the period to be appropriated9905€9,622€14,691▲
Appropriation of the result
Profit (loss) to be appropriated9906-€17,335-€2,644▲
Profit (loss) brought forward from the previous period14P-€26,957-€17,335▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€208,707€202,906€398,621---
Goods, raw materials, services and sundry goods60/61-€197,537€344,032---
Remuneration, social security and pensions62-€6,434€53,986€76,949€57,149▼ 25.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,789€6,719€7,581€7,877€6,696▼ 15.0%
Other operating charges640/8-€262€4,029€4,198€4,230▲ 0.8%
Gross operating margin9900-€8,462€34,837€54,589€107,522€96,259▼ 10.5%
Operating profit (loss)9901-€38,876€21,421-€11,007€18,497€28,184▲ 52.4%
Financial income75/76B--€197€2€0▼ 99.5%
Recurring financial income75--€197€2€0▼ 99.5%
Financial charges65/66B-€3,289€4,255€7,992€12,321▲ 54.2%
Recurring financial charges65€2,549€3,289€4,255€7,992€12,321▲ 54.2%
Profit (loss) for the period before taxes9903-€41,425€18,132-€15,065€10,507€15,863▲ 51.0%
Income taxes67/77--€622€886€1,172▲ 32.3%
Profit (loss) for the period9904-€41,425€18,132-€15,687€9,622€14,691▲ 52.7%
Profit (loss) for the period to be appropriated9905-€41,425€18,132-€15,687€9,622€14,691▲ 52.7%
Line20202021202220232024Change
Assets
Total assets20/58€61,748€50,466€134,131€92,851€46,080▼ 50.4%
Fixed assets21/28€38,035€39,177€35,143€33,126€30,148▼ 9.0%
Intangible fixed assets21€11,783€10,480€8,908€7,470€7,988▲ 6.9%
Tangible fixed assets22/27€26,252€28,696€26,235€25,656€22,160▼ 13.6%
Plant, machinery and equipment23-€2,711€3,647€5,337€5,532▲ 3.6%
Furniture and vehicles24-€3,677€3,045€1,830€1,137▼ 37.9%
Other tangible fixed assets26-€22,307€19,543€18,489€15,491▼ 16.2%
Current assets29/58€23,713€11,290€98,988€59,725€15,932▼ 73.3%
Stocks and contracts in progress3-€5,457€15,808€14,458€11,942▼ 17.4%
Stocks30/36-€5,457€15,808€14,458€11,942▼ 17.4%
Amounts receivable within one year40/41€20,248€4,810€53,650€45,215€4▼ 100.0%
Trade receivables40--€53,544€44,951--
Other amounts receivable41-€4,810€106€264€4▼ 98.3%
Cash at bank and in hand54/58€3,465€1,024€29,529€52€3,242▲ 6,097%
Deferred charges and accrued income490/1----€743-
Equity and liabilities
Total equity and liabilities10/49€61,748€50,466€134,131€92,851€46,080▼ 50.4%
Equity10/15-€21,289-€3,157-€18,897-€9,275€5,416▲ 158%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10-€6,200€6,200€6,200€6,200=
Issued capital100-€18,600€18,600€18,600€18,600=
Uncalled capital101-€12,400€12,400€12,400€12,400=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Legal reserve130-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€29,349-€11,217-€26,957-€17,335-€2,644▲ 84.7%
Amounts payable17/49€83,037€53,624€153,028€102,126€40,664▼ 60.2%
Amounts payable after more than one year17€30,341€24,273€4,068---
Financial debts170/4-€24,273€4,068---
Amounts payable within one year42/48€49,275€29,351€148,960€102,126€40,664▼ 60.2%
Current portion of amounts payable after more than one year42-€17,822€26,956€4,068--
Financial debts43-€2,333€4,698€1,430--
Credit institutions430/8-€2,333€4,698€1,430--
Trade debts44€18,505€3,569€95,801€51,303€15,575▼ 69.6%
Suppliers440/4-€3,569€95,801€51,303€15,575▼ 69.6%
Taxes, remuneration and social security45-€5,627€14,960€32,511€25,089▼ 22.8%
Taxes450/3-€3,213€11,711€26,600€19,037▼ 28.4%
Remuneration and social security454/9-€2,414€3,249€5,911€6,052▲ 2.4%
Other amounts payable47/48--€6,545€12,814--
Line20202021202220232024Change
Profit (loss) for the period9904-€41,425€18,132-€15,687€9,622€14,691▲ 52.7%
+ Depreciation and write-downs630€5,789€6,719€7,581€7,877€6,696▼ 15.0%
Operating cash flow (approximation)-€35,636€24,851-€8,106€17,499€21,387▲ 22.2%
Investment in fixed assets (approximation)--€7,861-€3,548-€5,860-€3,718▲ 36.6%
Change in cash--€2,441€28,506-€29,477€3,189▲ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 20,500 companies in this sector we hold annual accounts for 11,468. 5,252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

Directors

Directors
no sitting director read yet, last change in 2026
No directors read yet: 1 of 5 Gazette acts processed. See the function holders in the CBE →

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Pilarczyk Nathalie
  • Director, until 18-06-2026
See the board, name and seat on a given date →

Timeline

11 eventsLatest 18-06-2026

History

On 30 March 2018, JOENAT was incorporated.1 Revenue went from €269,986 in 2018 to €398,621 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

Acts, filings and financial milestones

2026
18-06
State Gazette act Resignation: Pilarczyk Nathalie (director)
2 facts ▸
  • General meeting, 20-04-2026
  • Director resignation, Pilarczyk Nathalie (director)
2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
20-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
07-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 434 days late
2023
31-12
Financial Back to profitnet €9,622
Net result €9,622 after one loss-making year.
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €18,132
Net result €18,132 after one loss-making year.
19-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 141 days late
2020
31-12
Financial Weakest financial yearnet -€41,425
Net result drops to -€41,425, the lowest in the series; recovery starts the following year.
10-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 132 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Support & recognitions

1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations1

Food safety, FASFC

1 site
Châteletunit no. 2.275.352.952
1 permission
Toelating · Eetgelegenheid · since 12-06-2018

Company details

Private limited company · founded 30-03-2018Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded30-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
E-mail joenat@hotmail.frChâtelet
Phone 0477/855.503Châtelet
E-invoicing
Reachable via Peppol
Peppol ID 0208:0693788045
Registered 04-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
210 m²
Building footprint
198 m²
Volume, LiDAR
1,051 m³
Parcel 52012B0489/00Y000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOENAT
Rue de Namur 353, 6200 ChâteletFull-service restaurants
since 2018unit no. 2.275.352.952
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52012B0489/00Y000 Wallonia 210 m² 1 · 198 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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