Equity
-€2,799
Debts exceed assets in financial year 2025.
JOEM
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€377 (2024)
-€572▼ €196
lowest -€2,178 (2024)
-€621▲ €1,557
peak -€2,178 (2024)
-€2,799▼ €621
€2,828▲ 24.6%
Board2 names since 2023
1 director
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from -€377 to -€572Loss of €621Equity from -€2,178 to -€2,799Debts from €2,270 to €2,828
Key points
from the 2025 annual accountsLosses
-€2,799 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Board
1 joined · 1 left
Board changed. Latest change 29-09-2026 · 1 in office.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as JOEM has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for JOEM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved from Watermael-Boitsfort to Uccle
Transfer of 100 shares from to · New registered office: Chaussée d'Alsemberg 897 à 1180 Uccle · Previous registered office: Rue Krekelenberg n°74 à 1170 Watermael-Boitsfort · General meeting of 29-09-2026 · Gazette deed
Incorporation
Founding capital of €4,000, 100 shares · Founder: · Appointment: (director) · published on 20-06-2023 · Gazette deed
Official details
Source: KBO- Status
- Active since 16-06-2023Normal situation
- Registered office
- 362 active companies are registered at this address79 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- “Le courtage immobilier ainsi que la gérance d’immeubles.” (deed in French)From the articles, 6 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- -€572▼ 52.0%
- €621▼ 71.5%
- -€2,799▼ 28.5%
- €30▼ 67.9%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on JOEM
The 2025 annual accounts show negative equity (-€2,799) and a net result of -€621. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-07-2026, 21 days before the deadline-€572
▼ €196
-€572
▲ €1,544
-€621
▲ €1,557
-€2,799
▼ €621
-
-
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €30 on 31-12-2025What the company ownsHow it is paid for
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
30 | 92 | |
29/58 |
30 | 92 | |
40/41 |
30 | 92 | |
41 |
30 | 92 | |
| Balance sheet: equity and liabilities | |||
10/49 |
30 | 92 | |
10/15 |
-2,799 | -2,178 | |
14 |
-2,799 | -2,178 | |
17/49 |
2,828 | 2,270 | |
42/48 |
2,828 | 2,270 | |
43 |
38 | 30 | |
430/8 |
38 | 30 | |
44 |
309 | 200 | |
440/4 |
309 | 200 | |
47/48 |
2,481 | 2,040 | |
| Income statement | |||
9900 |
-572 | -377 | |
630 |
- | 1,240 | |
640/8 |
- | 500 | |
9901 |
-572 | -2,117 | |
65/66B |
48 | 61 | |
65 |
48 | 61 | |
9903 |
-621 | -2,178 | |
9904 |
-621 | -2,178 | |
9905 |
-621 | -2,178 | |
| Appropriation of the result | |||
9906 |
-2,799 | -2,178 | |
14P |
-2,178 | - | |
| Document | |||
Source: Annual accounts 2025 at the NBB, filed on 10-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | -877 | ||
| - | -938 | ||
| -2,799 | -2,178 | ||
| - | -14.34 |
The ratios are withheld because a balance sheet total of €30 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on JOEM
The operating result for 2025 is a loss of €572, smaller than the loss of €2,117 in 2024.
Equity is negative. Debt (€2,828) exceeds the balance-sheet total (€30).
Board & ownership
Board
1 director, last change in September 2026Mandates through the years
2 names, the dashed line is todayDirector
Director (not named in the articles)
BoardEarlier
Mandates as a list
-
- Director, appointed by deed of 16-10-2026, still in office
-
- Director (not named in the articles), appointed by deed of 20-06-2023, until 29-09-2026
Control
Shares transferred to
This company
JOEM
Equity -€2,799
Loss €621 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- -€27.99 in 2025
- Source
- deed of 20-06-2023
Articles of association
deed of 20-06-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Pour moitié cédant et pour moitié acquéreurs,proportionnellement si plusieurs, tenus de solliciter agrément selon mêmes formalités s'ils ne…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June
Shareholders
Share transfer
deed of 16-10-2026 ↗
- to 100 shares
At incorporation
deed of 20-06-2023 ↗
- 100 shares (100%) · €4,000 in cash
Network & group
No group
JOEM has no parent and no holdings in its annual accounts. is the only director.
At the same address
Alsembergsesteenweg 897, 1180 Uccle · 361 other companies| MALT COMMUNITY BELGIUM
registered office since 19-10-2021 · founded in 2021 |
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| JM Construction
registered office since 05-11-1973 · founded in 1973 |
total assets €4.4m (2025) 0413.662.141 |
| Decofi Benelux
registered office since 31-12-2012 · founded in 2012 |
turnover €92,827 (2025) 0508.802.711 |
| FOR BRIGHT IDEAS
registered office since 07-07-2003 · founded in 2003 |
total assets €2.8m (2025) 0859.580.445 |
| One Seven
registered office since 08-06-2023 · founded in 2023 |
total assets €2.2m (2025) 0802.550.680 |
| BYJULIET
registered office since 26-12-2014 · founded in 2014 |
total assets €2.0m (2025) 0507.761.643 |
| DELTA BXL
registered office since 20-07-1990 · founded in 1990 · negative equity (2025) |
total assets €1.6m (2025) 0440.780.173 |
| STELAS
registered office since 17-12-1993 · founded in 1993 |
13 FTE (2024) 0451.735.829 |
| OLOV PETERSSON
registered office since 24-08-2012 · founded in 2012 |
total assets €1.2m (2025) 0848.213.431 |
| J.M.D.
registered office since 30-10-1985 · founded in 1985 |
turnover €153,531 (2025) 0427.946.182 |
Earlier ties
via , at JOEM until 2026 · Director (not named in the articles) · deed of 02-02-2024 founded in 2016 |
total assets €215,577 (2025) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
4 events since 2023Board
Capital
Filings
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered office moved from Watermael-Boitsfort to UccleTransfer of 100 shares from to · New registered office: Chaussée d'Alsemberg 897 à 1180 Uccle · Previous registered office: Rue Krekelenberg n°74 à 1170 Watermael-Boitsfort · General meeting of 29-09-20266 points ▸
- General meeting, 29-09-2026
- Share transfer, , 100 shares
- Registered-office move, Chaussée d'Alsemberg 897 à 1180 Uccle
- Director resignation,
- Director appointment,
- Power of attorney,
Annual accounts 2025 filed NBBmicro format · 21 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · on the deadline day
2023
IncorporationFounding capital of €4,000, 100 shares · Founder: · Appointment: (director) · published on 20-06-20234 points ▸
- Founder,
- Founding capital, €4,000, 100 shares
- Registered office clause, rue de la Cigale 74, 1170 Watermael-Boitsfort
- Director appointment, (director (not named in the articles))
- The deed holds 7 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0802.801.001
- VAT number
- BE 0802.801.001
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of Junedeed of 20-06-2023 (in French)
- Peppol
- Not found in the Peppol Directory
- Name
- JOEM in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-06-2023 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le courtage immobilier ainsi que la gérance d’immeubles; L’achat,la…”deed of 20-06-2023 (in French)
6 activities
- Le courtage immobilier ainsi que la gérance d’immeubles.
- L’achat,la vente,lapriseoul’affectationenlocationetensous-location,ainsiquelacessionenlocationetensous-location,letoutavecousansoptiond’achat,l’exploitationetl’entretiendemaison,appartements,bureaux,magasins,fondsdecommerce,terrainsterresetdomaines,etdemanièregénérale,detousbiensimmobiliers.
- Laconstructionetlatransformationdetousbienimmeubles,lelotissement,ladivisionhorizontaleetlamiseencopropriétéforcée,leleasing,laprospection,l’expertise,lecourtage,lacommission,lapromotionsoustoutessesformesdetousbiensimmeublesbâtisounonbâtisetdroitsréels.Enoutrel’étude,l’élaborationdeprojets,laréalisationetlagestiondetousimmeublesgénéralementquelconques,lecommercedetousmatérielsetmatériauxemployésparouutilesàl’industriedelaconstructionoua lotissement.Lanégociationdetouteopérationdeventeetdelocationdeterrainsetimmeublesdequelquenaturequ’ilssoient,toutesopérationsdemandat,d’intermédiaire,decourtageoudecommissionenmatièred’assurances,placements,financements,prêtsettransactionssemblables.
- L’assistancecommerciale,technique,financièreouautre,ainsiquelaréalisationdetoutesmissionsdeconseilouautresserapportantauxactivité sprédécrites.
- Laconceptionetlaréalisationdetousprojetsdeconstructiond'immeubles,laconclusiondetousmarchésetlecontrôledeleurexécution,bureauxd'études,ycompristoutesformalitésrelativesauxdemandesdepermisdebâtiretdelotir;L’activitédemarchanddebiens,lagestionprivative,l’organisationd’étatsdeslieux,l’activitédesyndicdecopropriété,l’expertise,latransformation,larénovation,enmatièreimmobilièreetdefaçongénérale,toutestransactionsetpromotionsimmobilièresgénéralementquelconque,pourcomptepropreoupourcomptedetiers,ainsiquelesactivitésdeconseil,d’étudedeconsultanceetd’expertise.Demanièregénérale,toutesactivitésd’agentimmobilier.
- Laréalisationdetouteopérationimmobilière,demarchanddebiensoupromotionimmobilière
Registered office and establishments
| Alsembergsesteenweg 897 registered office 1180 Uccle |
Buildings and parcels at the address
- Ground area
- 347 m²
- Buildings
- 329 m²
- Volume, LiDAR
- 3,129 m³
- Tallest building
- 17.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21616A0121/00Y002 | 347 m² | 1 · 329 m² | 17.1 m · 2 |