JOE SIX PACK
ActiveThe computed 12-month bankruptcy probability of JOE SIX PACK is 3.1% (moderate). For JOE SIX PACK, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (€-739k) and a net result of €-153k. Equity is shrinking by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 23184 sector peers (fiscal year 2022). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability0=
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Return on assets
-348.1%
Age of the figures
45 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline22-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-11-2023, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
122 d late
2021
29 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€-739k▼ 26.1%
2021 · €-586k
2018: €-342k
2019: €-436k
2020: €-513k
2021: €-586k
2018 → 2022
Total assets
€44k▼ 87.0%
2021 · €337k
2018: €512k
2019: €455k
2020: €393k
2021: €337k
2018 → 2022
Net result
€-153k▼ 110%
2021 · €-73k
2018: €-129k
2019: €-95k
2020: €-77k
2021: €-73k
2018 → 2022
Working capital
€-742k▲ 11.0%
2021 · €-834k
2018: €-119k
2019: €-777k
2020: €-791k
2021: €-834k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€-342k-€-436k▼ 27.7%€-513k▼ 17.6%€-586k▼ 14.2%€-739k▼ 26.1%
Operating result€-125k-€-89k▲ 28.8%€-73k▲ 18.6%€-68k▲ 6.2%€-147k▼ 116%
Net result€-129k-€-95k▲ 26.5%€-77k▲ 18.6%€-73k▲ 5.3%€-153k▼ 110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €147k in 2022 against €68k in 2021; the loss grows and 2022 has the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €44k
Fixed assets
€2k▼ 99.2%
Current assets
€41k▲ 94.4%
Key figures and ratios
EBITDA
€-145k▼
2021 · €-10k
Cash flow
€-151k▼
2021 · €-15k
Current ratio
0.05▲
2021 · 0.02
Quick ratio
0.05▲
2021 · 0.02
Debt / equity
-1.06▲
2021 · -1.57
ROA
-348.1%▼
2021 · -21.7%
Interest coverage
-23.62▼
2021 · -1.98
Debt
€783k▼
2021 · €923k
Debt ≤ 1 year
€783k▼
2021 · €855k
A ratio outside any meaningful range has been withheld (balance sheet total €44k, equity €-739k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€337k€44k▼
Fixed assets21/28€315k€2k▼
Intangible fixed assets21€293-
Tangible fixed assets22/27€313k€293▼
Land and buildings22€311k-
Plant, machinery and equipment23€2k€293▼
Financial fixed assets28€2k€2k=
Current assets29/58€21k€41k▲
Amounts receivable within one year40/41€21k€22k▲
Trade receivables40€17k€17k=
Other amounts receivable41€4k€5k▲
Current investments50/53€1-
Cash at bank and in hand54/58-€20k
Equity and liabilities
Total equity and liabilities10/49€337k€44k▼
Equity10/15€-586k€-739k▼
Contributions10/11€16k€16k=
Profit (loss) carried forward14€-603k€-756k▼
Amounts payable17/49€923k€783k▼
Amounts payable after more than one year17€68k-
Financial debts170/4€68k-
Amounts payable within one year42/48€855k€783k▼
Current portion of amounts payable after more than one year42€28k-
Financial debts43€21k€24▼
Credit institutions430/8€21k€24▼
Trade debts44€93k€94k▲
Suppliers440/4€93k€94k▲
Other amounts payable47/48€713k€689k▼
Income statement
Code20212022
Remuneration, social security and pensions62€303-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€2k▼
Other operating charges640/8€5k€132k▲
Gross operating margin9900€-5k€-13k▼
Operating profit (loss)9901€-68k€-147k▼
Financial income75/76B€265-
Recurring financial income75€265-
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-73k€-153k▼
Profit (loss) for the period9904€-73k€-153k▼
Profit (loss) for the period to be appropriated9905€-73k€-153k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-603k€-756k▼
Profit (loss) brought forward from the previous period14P€-530k€-603k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
31-12
Financial
Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
27-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 27 days late
2014
28-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coo 14970 StavelotGround area
423 m²
Building footprint
78 m²
Volume, LiDAR
365 m³
Parcel 63073A0415/00A002, Wallonia · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chez Anne
since 20182.269.781.984
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073A0415/00A002 | Wallonia | 423 m² | 1 · 78 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 1,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-03-2008
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47111Retail trade
10520Manufacture of food products
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
10820Manufacture of cocoa, chocolate and sugar confectionery
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.