Summary
JODIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €32,570. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 8074 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
7 d early
2023
7 d early
2022
24 d early
2021
31 d early
2020
30 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#9 oldest company in Anzegem, Finance and insurance sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.1m▲ 2.1%
2024 · €1.1m
Net result
€32,570
2024 · -€7,836
Total assets
€1.5m▼ 5.4%
2024 · €1.6m
Solvency
72.8%▲ 5.3pp
2024 · 67.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€164,066▼ 35.6%€226,093▲ 37.8%€5,928▼ 97.4%€11,375▲ 91.9%€48,480▲ 326%
Net result€105,506above the sector's middle half▼ 38.2%€172,385above the sector's middle half▲ 63.4%-€14,349below the sector's middle half-€7,836below the sector's middle half▲ 45.4%€32,570within the sector's middle half
Equity€966,516above the sector's middle half▼ 0.6%€1.1mabove the sector's middle half▲ 12.1%€1.1mabove the sector's middle half▼ 1.3%€1.1mabove the sector's middle half▼ 0.7%€1.1mabove the sector's middle half▲ 2.1%
Total assets€1.5mabove the sector's middle half▼ 3.8%€1.5mabove the sector's middle half▼ 1.6%€1.6mabove the sector's middle half▲ 7.2%€1.6mabove the sector's middle half▼ 2.6%€1.5mabove the sector's middle half▼ 5.4%
Debt€543,005▼ 8.9%€367,766▼ 32.3%€495,118▲ 34.6%€465,917▼ 5.9%€361,339▼ 22.4%
Working capital-€114,214€91,849-€31,490-€94,459▼ 200%-€77,758▲ 17.7%
Solvency63.2%within the sector's middle half▲ 2.0pp72.0%within the sector's middle half▲ 8.8pp66.2%within the sector's middle half▼ 5.7pp67.5%within the sector's middle half▲ 1.3pp72.8%within the sector's middle half▲ 5.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 326% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.5m ▼ 3.3%
Current assets
€27,631 ▼ 55.8%
Equity and liabilities €1.5m
Equity
€1.1m ▲ 2.1%
Provisions
€43,006 ▼ 5.7%
Debt
€361,339 ▼ 22.4%
Debt's share of the balance-sheet total falls from 29.6% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.0%▲
2024 · -0.7%
ROA
2.2%▲
2024 · -0.5%
Debt ≤ 1 year
€105,389▼
2024 · €156,979
Debt > 1 year
€252,095▼
2024 · €300,148
Income taxes
€16,698▲
2024 · €5,372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €31,397 | €197,882 | - | €57,222 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54,104 | €90,544 | €80,139 | €104,727 | €77,127 | ▼ 26.4% |
| Other operating charges640/8 | €13,164 | €11,662 | €9,759 | €8,523 | €10,391 | ▲ 21.9% |
| Gross operating margin9900 | €231,335 | €328,299 | €95,826 | €124,626 | €135,998 | ▲ 9.1% |
| Operating profit (loss)9901 | €164,066 | €226,093 | €5,928 | €11,375 | €48,480 | ▲ 326% |
| Financial income75/76B | €1,577 | €2,971 | €2,262 | €4,355 | €7,163 | ▲ 64.5% |
| Recurring financial income75 | €1,577 | €2,971 | €2,262 | €4,355 | €7,163 | ▲ 64.5% |
| Financial charges65/66B | €6,564 | €3,587 | €24,722 | €22,856 | €19,389 | ▼ 15.2% |
| Recurring financial charges65 | €6,564 | €3,587 | €24,722 | €22,856 | €19,389 | ▼ 15.2% |
| Profit (loss) for the period before taxes9903 | €159,079 | €225,477 | -€16,532 | -€7,126 | €36,254 | ▲ 609% |
| Transfer from deferred taxes780 | €1,406 | €5,469 | €4,164 | €4,661 | €13,014 | ▲ 179% |
| Transfer to deferred taxes680 | - | €39,576 | - | - | - | - |
| Income taxes67/77 | €54,979 | €18,984 | €1,980 | €5,372 | €16,698 | ▲ 211% |
| Profit (loss) for the period9904 | €105,506 | €172,385 | -€14,349 | -€7,836 | €32,570 | ▲ 516% |
| Transfer from tax-exempt reserves789 | €5,626 | €21,875 | €16,654 | €18,646 | - | - |
| Transfer to tax-exempt reserves689 | - | €158,306 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €111,132 | €35,955 | €2,305 | €10,809 | €32,570 | ▲ 201% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.5m | €1.6m | €1.6m | €1.5m | ▼ 5.4% |
| Fixed assets21/28 | €1.4m | €1.2m | €1.5m | €1.5m | €1.5m | ▼ 3.3% |
| Tangible fixed assets22/27 | €1.4m | €1.2m | €1.5m | €1.5m | €1.5m | ▼ 3.3% |
| Land and buildings22 | €1.3m | €1.2m | €1.5m | €1.5m | €1.5m | ▼ 2.9% |
| Plant, machinery and equipment23 | - | €1,154 | €2,036 | €1,543 | €1,050 | ▼ 32.0% |
| Furniture and vehicles24 | €10,260 | €30,471 | €24,713 | €13,414 | €7,316 | ▼ 45.5% |
| Current assets29/58 | €175,778 | €276,172 | €130,627 | €62,520 | €27,631 | ▼ 55.8% |
| Stocks and contracts in progress3 | - | €10,147 | - | - | - | - |
| Stocks30/36 | - | €10,147 | - | - | - | - |
| Amounts receivable within one year40/41 | €31,183 | €143,611 | €98,798 | €44,563 | €13,769 | ▼ 69.1% |
| Trade receivables40 | €1,183 | €93,821 | €98,798 | €39,748 | €13,769 | ▼ 65.4% |
| Other amounts receivable41 | €30,000 | €49,790 | - | €4,814 | - | - |
| Cash at bank and in hand54/58 | €144,595 | €122,414 | €31,830 | €17,957 | €12,610 | ▼ 29.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,252 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.5m | €1.6m | €1.6m | €1.5m | ▼ 5.4% |
| Equity10/15 | €966,516 | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 2.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €947,410 | €1.1m | €1.1m | €1.0m | €1.1m | ▲ 2.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €200,031 | €336,462 | €319,808 | €301,162 | €290,751 | ▼ 3.5% |
| Distributable reserves133 | €745,518 | €726,468 | €728,768 | €739,568 | €772,133 | ▲ 4.4% |
| Profit (loss) carried forward14 | €506 | €511 | €516 | €525 | €530 | ▲ 1.0% |
| Provisions and deferred taxes16 | €20,326 | €54,434 | €50,270 | €45,609 | €43,006 | ▼ 5.7% |
| Deferred taxes168 | €20,326 | €54,434 | €50,270 | €45,609 | €43,006 | ▼ 5.7% |
| Amounts payable17/49 | €543,005 | €367,766 | €495,118 | €465,917 | €361,339 | ▼ 22.4% |
| Amounts payable after more than one year17 | €253,013 | €183,444 | €313,000 | €300,148 | €252,095 | ▼ 16.0% |
| Financial debts170/4 | €253,013 | €183,444 | €313,000 | €300,148 | €252,095 | ▼ 16.0% |
| Amounts payable within one year42/48 | €289,991 | €184,323 | €162,118 | €156,979 | €105,389 | ▼ 32.9% |
| Current portion of amounts payable after more than one year42 | €96,560 | €62,437 | €40,444 | €62,187 | €63,052 | ▲ 1.4% |
| Financial debts43 | €7,500 | - | - | - | - | - |
| Credit institutions430/8 | €7,500 | - | - | - | - | - |
| Trade debts44 | €114,715 | €27,932 | €81,900 | €83,368 | €28,659 | ▼ 65.6% |
| Suppliers440/4 | €114,715 | €27,932 | €81,900 | €83,368 | €28,659 | ▼ 65.6% |
| Taxes, remuneration and social security45 | €70,749 | €38,953 | €38,547 | €7,352 | €12,206 | ▲ 66.0% |
| Taxes450/3 | €68,749 | €38,953 | €35,547 | €7,352 | €12,206 | ▲ 66.0% |
| Remuneration and social security454/9 | €2,000 | - | €3,000 | - | - | - |
| Other amounts payable47/48 | €468 | €55,000 | €1,228 | €4,072 | €1,472 | ▼ 63.8% |
| Accrued charges and deferred income492/3 | - | - | €20,000 | €8,790 | €3,854 | ▼ 56.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €105,506 | €172,385 | -€14,349 | -€7,836 | €32,570 | ▲ 516% |
| + Depreciation and write-downs630 | €54,104 | €90,544 | €80,139 | €104,727 | €77,127 | ▼ 26.4% |
| Operating cash flow (approximation) | €159,611 | €262,929 | €65,790 | €96,891 | €109,697 | ▲ 13.2% |
| Investment in fixed assets (approximation) | - | €33,596 | -€334,522 | -€131,136 | -€26,993 | ▲ 79.4% |
| Change in cash | - | -€22,181 | -€90,584 | -€13,873 | -€5,347 | ▲ 61.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €32,570
Net result €32,570 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€14,349
Net result drops to -€14,349, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.50
Current ratio from 0.61 to 1.50; short-term debt falls from €289,991 to €184,323.
31-12
Financial
Equity above €1mEq €1.1m ▲12.1%
5 profitable years in a row build equity to €1.1m.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €219,949 ▲188%
Operating result €320,410, net result €219,949, both a record.
Show earlier events
31-12
Financial
Liquidity quadruplescurrent ratio 1.12
Current ratio from 0.25 to 1.12; short-term debt falls from €375,935 to €270,619.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2002
Ground area
605 m²
Building footprint
143 m²
Volume, LiDAR
746 m³
Parcel 34038B0088/00N003, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JODIMMO
since 20022.096.291.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038B0088/00N003 | Flanders | 605 m² | 1 · 143 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIMONA - V
BE 0805.219.269
Lo-Reninge · Eq €1,084,127
Het Apothekershuis
BE 0861.964.170
Bree · Eq €1,084,147
FLORIDA
BE 0480.675.976
Oostende · Eq €1,082,659
DECAWALL
BE 0464.368.890
Zonnebeke · Eq €1,085,137
ANTOBCO
BE 0837.636.669
Brakel · Eq €1,085,359
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-05-2002
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
43410Roofing work
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477518627
Also
9925:BE0477518627
Registered
17-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.