JODIHIEL
ActiveSummary
JODIHIEL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181,890 and a net result of €3,455. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 66% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-2
Solvency76▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.87 in 2024; short-term debt: 34.6% and cash: 6.1% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
36 d early
2023
28 d early
2022
33 d early
2021
30 d late
2019
122 d late
2018
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€181,890▲ 1.9%
2024 · €178,435
Total assets
€359,680▲ 22.6%
2024 · €293,344
Net result
€3,455▼ 48.3%
2024 · €6,679
Working capital
-€55,682▼ 569%
2024 · -€8,317
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€23,826-€1,065€3,983▲ 274%€9,096▲ 128%€4,744▼ 47.8%
Net result-€25,670below the sector's middle half-€1,000within the sector's middle half€2,987within the sector's middle half▲ 199%€6,679within the sector's middle half▲ 124%€3,455within the sector's middle half▼ 48.3%
Equity€167,769within the sector's middle half-€168,769within the sector's middle half▲ 0.6%€171,756within the sector's middle half▲ 1.8%€178,435within the sector's middle half▲ 3.9%€181,890within the sector's middle half▲ 1.9%
Total assets€281,358within the sector's middle half-€262,902within the sector's middle half▼ 6.6%€249,103within the sector's middle half▼ 5.2%€293,344within the sector's middle half▲ 17.8%€359,680within the sector's middle half▲ 22.6%
Debt€60,324-€40,867▼ 32.3%€24,081▼ 41.1%€61,643▲ 156%€124,524▲ 102%
Working capital-€36,631within the sector's middle half-€23,677within the sector's middle half▲ 35.4%-€8,317within the sector's middle half▲ 64.9%-€55,682within the sector's middle half▼ 569%
Solvency59.6%within the sector's middle half-64.2%above the sector's middle half▲ 4.6pp68.9%above the sector's middle half▲ 4.8pp60.8%within the sector's middle half▼ 8.1pp50.6%within the sector's middle half▼ 10.3pp
Current ratio0.10below the sector's middle half0.02below the sector's middle half▼ 0.090.87within the sector's middle half▲ 0.850.55within the sector's middle half▼ 0.31
Return on assets (ROA)-9.1%below the sector's middle half-0.4%within the sector's middle half▲ 9.5pp1.2%within the sector's middle half▲ 0.8pp2.3%within the sector's middle half▲ 1.1pp1.0%within the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359,680
Fixed assets
€290,838 ▲ 21.2%
Current assets
€68,842 ▲ 29.1%
Equity and liabilities €359,680
Equity
€181,890 ▲ 1.9%
Provisions
€53,266 =
Debt
€124,524 ▲ 102%
Debt's share of the balance-sheet total rises from 21.0% to 34.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15,904▼
2024 · €17,776
Cash flow
€14,614▼
2024 · €15,360
Quick ratio
0.26▼
2024 · 0.27
Debt to equity
0.68▲
2024 · 0.35
ROE
1.9%▼
2024 · 3.7%
Interest coverage
115.31▲
2024 · 110.75
Debt ≤ 1 year
€124,524▲
2024 · €61,643
Income taxes
€1,152▼
2024 · €2,256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,200 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,712 | €9,002 | €8,680 | €8,680 | €11,159 | ▲ 28.6% |
| Other operating charges640/8 | €2,602 | €2,835 | €2,540 | €2,515 | €3,835 | ▲ 52.5% |
| Non-recurring operating charges66A | - | €3,160 | - | - | - | - |
| Gross operating margin9900 | -€8,512 | €16,063 | €15,203 | €20,291 | €19,739 | ▼ 2.7% |
| Operating profit (loss)9901 | -€23,826 | €1,065 | €3,983 | €9,096 | €4,744 | ▼ 47.8% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €1,844 | €65 | - | €161 | €138 | ▼ 14.1% |
| Recurring financial charges65 | €1,844 | €65 | - | €161 | €138 | ▼ 14.1% |
| Profit (loss) for the period before taxes9903 | -€25,670 | €1,000 | €3,983 | €8,935 | €4,607 | ▼ 48.4% |
| Income taxes67/77 | - | - | €996 | €2,256 | €1,152 | ▼ 48.9% |
| Profit (loss) for the period9904 | -€25,670 | €1,000 | €2,987 | €6,679 | €3,455 | ▼ 48.3% |
| Profit (loss) for the period to be appropriated9905 | -€25,670 | €1,000 | €2,987 | €6,679 | €3,455 | ▼ 48.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €281,358 | €262,902 | €249,103 | €293,344 | €359,680 | ▲ 22.6% |
| Fixed assets21/28 | €270,829 | €258,666 | €248,699 | €240,018 | €290,838 | ▲ 21.2% |
| Tangible fixed assets22/27 | €270,829 | €258,666 | €248,699 | €240,018 | €290,838 | ▲ 21.2% |
| Land and buildings22 | €266,059 | €257,379 | €248,699 | €240,018 | €231,338 | ▼ 3.6% |
| Plant, machinery and equipment23 | €3,160 | - | - | - | - | - |
| Furniture and vehicles24 | €1,609 | €1,287 | - | - | €59,500 | - |
| Current assets29/58 | €10,530 | €4,236 | €404 | €53,326 | €68,842 | ▲ 29.1% |
| Stocks and contracts in progress3 | - | - | - | €36,500 | €36,000 | ▼ 1.4% |
| Stocks30/36 | - | - | - | €36,500 | €36,000 | ▼ 1.4% |
| Amounts receivable within one year40/41 | €1,270 | - | - | €76 | €10,870 | ▲ 14,189% |
| Other amounts receivable41 | €1,270 | - | - | €76 | €10,870 | ▲ 14,189% |
| Cash at bank and in hand54/58 | €9,260 | €4,236 | €404 | €16,750 | €21,972 | ▲ 31.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €281,358 | €262,902 | €249,103 | €293,344 | €359,680 | ▲ 22.6% |
| Equity10/15 | €167,769 | €168,769 | €171,756 | €178,435 | €181,890 | ▲ 1.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | - | - | - | - |
| Other1109/19 | €18,600 | €18,600 | - | - | - | - |
| Revaluation surpluses12 | €173,829 | €173,829 | €173,829 | €173,829 | €173,829 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Legal reserve130 | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | - | - | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€26,519 | -€25,519 | -€22,532 | -€15,853 | -€12,398 | ▲ 21.8% |
| Provisions and deferred taxes16 | €53,266 | €53,266 | €53,266 | €53,266 | €53,266 | = |
| Provisions for liabilities and charges160/5 | €53,266 | €53,266 | €53,266 | €53,266 | €53,266 | = |
| Pensions and similar obligations160 | €53,266 | €53,266 | €53,266 | €53,266 | €53,266 | = |
| Amounts payable17/49 | €60,324 | €40,867 | €24,081 | €61,643 | €124,524 | ▲ 102% |
| Amounts payable after more than one year17 | €60,324 | - | - | - | - | - |
| Financial debts170/4 | €60,324 | - | - | - | - | - |
| Amounts payable within one year42/48 | - | €40,867 | €24,081 | €61,643 | €124,524 | ▲ 102% |
| Trade debts44 | - | - | €977 | - | €855 | - |
| Suppliers440/4 | - | - | €977 | - | €855 | - |
| Taxes, remuneration and social security45 | - | €88 | €996 | €3,251 | €4,403 | ▲ 35.4% |
| Taxes450/3 | - | €88 | €996 | €3,251 | €4,403 | ▲ 35.4% |
| Other amounts payable47/48 | - | €40,779 | €22,109 | €58,391 | €119,266 | ▲ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,670 | €1,000 | €2,987 | €6,679 | €3,455 | ▼ 48.3% |
| + Depreciation and write-downs630 | €12,712 | €9,002 | €8,680 | €8,680 | €11,159 | ▲ 28.6% |
| Operating cash flow (approximation) | -€12,958 | €10,002 | €11,667 | €15,360 | €14,614 | ▼ 4.9% |
| Investment in fixed assets (approximation) | - | €3,160 | €1,287 | €0 | -€61,979 | - |
| Change in cash | - | -€5,024 | -€3,832 | €16,346 | €5,222 | ▼ 68.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1,000
Net result €1,000 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet -€25,670
Net result drops to -€25,670, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Highest result since 2018net €41,457 ▲330%
Operating result €66,471, net result €41,457, both a record.
31-12
Financial
Equity above €150,000Eq €179,809 ▲30%
2 profitable years in a row build equity to €179,809.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 1996
Ground area
394 m²
Building footprint
159 m²
Volume, LiDAR
907 m³
Parcel 31522B0003/00T005, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JODIHIEL
since 19962.076.538.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31522B0003/00T005 | Flanders | 394 m² | 1 · 159 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
DE LUMAN
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KOLAM
BE 0430.546.079
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VAN HECK
BE 0422.212.987
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GBJK INVEST
BE 0418.627.056
Herk-de-Stad · Eq €181,521
IMMOBILIERE DU CHANT D’OISEAU
BE 0844.748.155
Anderlecht · Eq €181,458
Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 4,751 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-04-1996
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457767348
Also
9925:BE0457767348
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.