JoDho
ActiveSummary
JoDho has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €75k and a net result of €56k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency73▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.41 in 2023; short-term debt: 25.4% and cash: 31.5% of total assets), but 51.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
29 d early
2022
31 d early
2021
41 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€75k▲ 14.5%
2023 · €65k
2019: €9klowest in 6 years
2020: €58k▲ +526% vs 2019
2021: €111k▲ +92.2% vs 2020highest in 6 years
2022: €67k▼ -40.0% vs 2021
2023: €65k▼ -2.3% vs 2022
2024: €75k▲ +14.5% vs 2023
2019 → 2024
Total assets
€155k▼ 7.2%
2023 · €167k
2019: €84klowest in 6 years
2020: €134k▲ +60.9% vs 2019
2021: €179k▲ +33.1% vs 2020
2022: €198k▲ +10.6% vs 2021highest in 6 years
2023: €167k▼ -15.7% vs 2022
2024: €155k▼ -7.2% vs 2023
2019 → 2024
Net result
€56k▲ 20.3%
2023 · €47k
2019: €-9klowest in 6 years
2020: €49k▲ +621% vs 2019
2021: €53k▲ +9.7% vs 2020
2022: €48k▼ -9.7% vs 2021
2023: €47k▼ -3.2% vs 2022
2024: €56k▲ +20.3% vs 2023highest in 6 years
2019 → 2024
Working capital
€64k▲ 10.6%
2023 · €58k
2019: €12klowest in 6 years
2020: €56k▲ +355% vs 2019
2021: €111k▲ +98.1% vs 2020highest in 6 years
2022: €61k▼ -44.8% vs 2021
2023: €58k▼ -5.4% vs 2022
2024: €64k▲ +10.6% vs 2023
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€111k▲ 92.2%€67k▼ 40.0%€65k▼ 2.3%€75k▲ 14.5%
2020: €58klowest in 5 years
2021: €111k▲ +92.2% vs 2020highest in 5 years
2022: €67k▼ -40.0% vs 2021
2023: €65k▼ -2.3% vs 2022
2024: €75k▲ +14.5% vs 2023
Operating result€62k-€70k▲ 12.4%€63k▼ 9.9%€61k▼ 2.6%€73k▲ 19.5%
2020: €62k
2021: €70k▲ +12.4% vs 2020
2022: €63k▼ -9.9% vs 2021
2023: €61k▼ -2.6% vs 2022lowest in 5 years
2024: €73k▲ +19.5% vs 2023highest in 5 years
Net result€49k-€53k▲ 9.7%€48k▼ 9.7%€47k▼ 3.2%€56k▲ 20.3%
2020: €49k
2021: €53k▲ +9.7% vs 2020
2022: €48k▼ -9.7% vs 2021
2023: €47k▼ -3.2% vs 2022lowest in 5 years
2024: €56k▲ +20.3% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €155k
Fixed assets
€51k ▼ 24.2%
Current assets
€104k ▲ 4.3%
Equity and liabilities €155k
Equity
€75k ▲ 14.5%
Debt
€80k ▼ 21.2%
Debt's share of the balance-sheet total falls from 60.9% to 51.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▲
2023 · €79k
Cash flow
€74k▲
2023 · €64k
Current ratio
2.63▲
2023 · 2.41
Debt to equity
1.07▼
2023 · 1.56
ROE
75.1%▲
2023 · 71.5%
ROA
36.3%▲
2023 · 28.0%
Interest coverage
89.35▲
2023 · 57.59
Debt ≤ 1 year
€39k▼
2023 · €41k
Debt > 1 year
€40k▼
2023 · €59k
Income taxes
€16k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€167k€155k▼
Fixed assets21/28€68k€51k▼
Tangible fixed assets22/27€68k€51k▼
Land and buildings22€14k€12k▼
Plant, machinery and equipment23€866€1k▲
Furniture and vehicles24€50k€35k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€99k€104k▲
Amounts receivable within one year40/41€23k€54k▲
Trade receivables40€23k€54k▲
Other amounts receivable41€4€46▲
Cash at bank and in hand54/58€75k€49k▼
Deferred charges and accrued income490/1€829€852▲
Equity and liabilities
Total equity and liabilities10/49€167k€155k▼
Equity10/15€65k€75k▲
Contributions10/11€19k€19k=
Reserves13€47k€56k▲
Distributable reserves133€47k€56k▲
Amounts payable17/49€102k€80k▼
Amounts payable after more than one year17€59k€40k▼
Financial debts170/4€59k€40k▼
Amounts payable within one year42/48€41k€39k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€7k€2k▼
Accrued charges and deferred income492/3€1k€905▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€374€204▼
Gross operating margin9900€79k€91k▲
Operating profit (loss)9901€61k€73k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€60k€72k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€47k€56k▲
Profit (loss) for the period to be appropriated9905€47k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€56k▲
Transfer from equity791/2€48k€47k▼
Transfer to equity691/2€47k€56k▲
To other reserves6921€47k€56k▲
Profit to be distributed694/7€48k€47k▼
Return on contributions (dividend)694€48k€47k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €13k | €18k | €18k | ▼ 0.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €202 | - | - | - |
| Other operating charges640/8 | - | €744 | €244 | €374 | €204 | ▼ 45.5% |
| Gross operating margin9900 | €72k | €79k | €76k | €79k | €91k | ▲ 14.8% |
| Operating profit (loss)9901 | €62k | €70k | €63k | €61k | €73k | ▲ 19.5% |
| Financial income75/76B | - | €0 | €0 | €0 | €0 | ▼ 66.7% |
| Recurring financial income75 | €0 | €0 | €0 | €0 | €0 | ▼ 66.7% |
| Financial charges65/66B | - | €1k | €2k | €1k | €1k | ▼ 25.8% |
| Recurring financial charges65 | €1k | €1k | €2k | €1k | €1k | ▼ 25.8% |
| Profit (loss) for the period before taxes9903 | €61k | €69k | €61k | €60k | €72k | ▲ 20.6% |
| Income taxes67/77 | €12k | €15k | €13k | €13k | €16k | ▲ 21.5% |
| Profit (loss) for the period9904 | €49k | €53k | €48k | €47k | €56k | ▲ 20.3% |
| Profit (loss) for the period to be appropriated9905 | €49k | €53k | €48k | €47k | €56k | ▲ 20.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134k | €179k | €198k | €167k | €155k | ▼ 7.2% |
| Fixed assets21/28 | €41k | €33k | €85k | €68k | €51k | ▼ 24.2% |
| Tangible fixed assets22/27 | €41k | €33k | €85k | €68k | €51k | ▼ 24.2% |
| Land and buildings22 | - | €28k | €15k | €14k | €12k | ▼ 10.0% |
| Plant, machinery and equipment23 | - | €332 | €2k | €866 | €1k | ▲ 69.0% |
| Furniture and vehicles24 | - | - | €65k | €50k | €35k | ▼ 30.2% |
| Other tangible fixed assets26 | - | €4k | €4k | €3k | €3k | ▼ 16.1% |
| Current assets29/58 | €93k | €146k | €113k | €99k | €104k | ▲ 4.3% |
| Amounts receivable within one year40/41 | €26k | €24k | €17k | €23k | €54k | ▲ 131% |
| Trade receivables40 | - | €24k | €17k | €23k | €54k | ▲ 130% |
| Other amounts receivable41 | - | €202 | €4 | €4 | €46 | ▲ 1,101% |
| Cash at bank and in hand54/58 | €67k | €122k | €94k | €75k | €49k | ▼ 35.0% |
| Deferred charges and accrued income490/1 | - | €252 | €881 | €829 | €852 | ▲ 2.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134k | €179k | €198k | €167k | €155k | ▼ 7.2% |
| Equity10/15 | €58k | €111k | €67k | €65k | €75k | ▲ 14.5% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €39k | €93k | €48k | €47k | €56k | ▲ 20.3% |
| Distributable reserves133 | - | €93k | €48k | €47k | €56k | ▲ 20.3% |
| Amounts payable17/49 | €76k | €68k | €131k | €102k | €80k | ▼ 21.2% |
| Amounts payable after more than one year17 | €39k | €32k | €78k | €59k | €40k | ▼ 32.8% |
| Financial debts170/4 | - | €32k | €78k | €59k | €40k | ▼ 32.8% |
| Amounts payable within one year42/48 | €37k | €35k | €51k | €41k | €39k | ▼ 4.5% |
| Current portion of amounts payable after more than one year42 | - | €7k | €19k | €19k | €19k | ▲ 1.7% |
| Trade debts44 | €678 | €224 | €1k | €3k | €3k | ▼ 0.6% |
| Suppliers440/4 | - | €224 | €1k | €3k | €3k | ▼ 0.6% |
| Taxes, remuneration and social security45 | - | €26k | €27k | €13k | €15k | ▲ 20.1% |
| Taxes450/3 | - | €26k | €27k | €13k | €15k | ▲ 20.1% |
| Other amounts payable47/48 | - | €2k | €4k | €7k | €2k | ▼ 71.2% |
| Accrued charges and deferred income492/3 | - | €701 | €1k | €1k | €905 | ▼ 24.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €53k | €48k | €47k | €56k | ▲ 20.3% |
| + Depreciation and write-downs630 | €9k | €9k | €13k | €18k | €18k | ▼ 0.2% |
| Operating cash flow (approximation) | €58k | €62k | €61k | €64k | €74k | ▲ 14.7% |
| Investment in fixed assets (approximation) | - | €-486 | €-65k | €0 | €-1k | - |
| Change in cash | - | €55k | €-27k | €-19k | €-26k | ▼ 36.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €56k ▲20.3%
Operating result €73k, net result €56k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €111k ▲92.2%
2 profitable years in a row build equity to €111k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2019
Ground area
832 m²
Building footprint
172 m²
Volume, LiDAR
879 m³
Parcel 42003B0628/00R000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JoDho
since 20192.283.902.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003B0628/00R000 | Flanders | 832 m² | 1 · 172 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,907 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.