Financials
- Fiscal year
- 2025
- Total assets
- €421,711
- Profit
- €23,826
- Solvency
- 58.4%
Total assets▲ 5.0%
Net result
20192025
JoDha
ActiveSummary
JoDha has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246,327 and a net result of €23,826. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Plastering work
NACE 43310
1 site
Size
€421,711total assets 2025
- Equity
- €246,327
- Profit
- €23,826
Turnover not published (abridged schema)
Structure
Accounts 2 d early0 of 2 deeds read
Why 96- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 8.42, cash €144,467+ Equity €246,327 (58.4% of total assets)+ Founded in 2013Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
83+3
equity 58.4% of total assets
Liquidity
93-7
short-term debt 6.9% · cash 34.3%
Profitability
76=
return on assets 5.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 0.2%
08-2025: 0.2%▲ +27.3% vs 07-2025
09-2025: 0.2%▼ -2.7% vs 08-2025
10-2025: 0.2%▲ +11.9% vs 09-2025highest value
11-2025: 0.1%▼ -74.6% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%● 0.0% vs 03-2026lowest value
05-2026: 0.1%▲ +1.6% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +11.1% vs 06-2026
08-2026: 0.1%▲ +4.3% vs 07-2026
09-2026: 0.1%▼ -2.7% vs 08-2026
10-2026: 0.1%▲ +21.1% vs 09-2026
- Liquidity: current ratio 8.42, cash €144,467 lowers the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Equity €246,327 (58.4% of total assets) lowers the probability
- Founded in 2013 lowers the probability for this profile
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 8.42 against 9.44 in 2024; short-term debt: 6.9% and cash: 34.3% of total assets), and 41.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 64%, liquidity 90%, profitability 51%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
10 d early
2023
40 d early
2022
6 d early
2021
13 d early
2020
1 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 21 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €200,000Eq €222,501 ▲12.3%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- Next accounts
- by 31-10-2026
- 29-10-2025Annual accounts filed
- 21-10-2024Annual accounts filed
- 31-03-2024Equity above €200,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Plastering workNACE 43310
- Founded
- 24-09-2013
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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