JoDeSi
ActiveSummary
JoDeSi has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-111k) and a net result of €-37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 691 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-30
Solvency0▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.73 in 2024; short-term debt: 132.3% and cash: 33.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.6%
Return on assets
-14%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-111k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d early
2023
21 d early
2022
13 d early
2021
38 d early
2020
25 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-111k▼ 50.6%
2024 · €-74k
2018: €36k
2019: €44k▲ +22.6% vs 2018highest in 8 years
2020: €-207k▼ -571% vs 2019
2021: €-220k▼ -6.2% vs 2020lowest in 8 years
2022: €-125k▲ +43.4% vs 2021
2023: €-74k▲ +40.6% vs 2022
2024: €-74k▲ +0.1% vs 2023
2025: €-111k▼ -50.6% vs 2024
2018 → 2025
Total assets
€267k▼ 35.7%
2024 · €416k
2018: €790khighest in 8 years
2019: €597k▼ -24.4% vs 2018
2020: €386k▼ -35.3% vs 2019
2021: €354k▼ -8.3% vs 2020
2022: €427k▲ +20.5% vs 2021
2023: €449k▲ +5.2% vs 2022
2024: €416k▼ -7.4% vs 2023
2025: €267k▼ -35.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€-37k
2024 · €45
2018: €15k
2019: €8k▼ -47.6% vs 2018
2020: €-251k▼ -3195% vs 2019lowest in 8 years
2021: €-13k▲ +94.9% vs 2020
2022: €95k▲ +840% vs 2021highest in 8 years
2023: €51k▼ -46.9% vs 2022
2024: €45▼ -99.9% vs 2023
2025: €-37k▼ -82738% vs 2024
2018 → 2025
Working capital
€-160k▼ 42.8%
2024 · €-112k
2018: €-161k
2019: €-54k▲ +66.4% vs 2018
2020: €-179k▼ -232% vs 2019lowest in 8 years
2021: €-74k▲ +58.7% vs 2020
2022: €-20k▲ +73.1% vs 2021highest in 8 years
2023: €-23k▼ -16.3% vs 2022
2024: €-112k▼ -384% vs 2023
2025: €-160k▼ -42.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-220k-€-125k▲ 43.4%€-74k▲ 40.6%€-74k▲ 0.1%€-111k▼ 50.6%
2021: €-220klowest in 5 years
2022: €-125k▲ +43.4% vs 2021
2023: €-74k▲ +40.6% vs 2022
2024: €-74k▲ +0.1% vs 2023highest in 5 years
2025: €-111k▼ -50.6% vs 2024
Operating result€161-€115k▲ 71,231%€75k▼ 34.5%€23k▼ 70.0%€-18k
2021: €161
2022: €115k▲ +71231% vs 2021highest in 5 years
2023: €75k▼ -34.5% vs 2022
2024: €23k▼ -70.0% vs 2023
2025: €-18k▼ -181% vs 2024lowest in 5 years
Net result€-13k-€95k€51k▼ 46.9%€45▼ 99.9%€-37k
2021: €-13k
2022: €95k▲ +840% vs 2021highest in 5 years
2023: €51k▼ -46.9% vs 2022
2024: €45▼ -99.9% vs 2023
2025: €-37k▼ -82738% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€73k ▼ 36.4%
Current assets
€194k ▼ 35.5%
Key figures and ratios
EBITDA
€6k▼
2024 · €41k
Cash flow
€-13k▼
2024 · €18k
Solvency
-41.6%▼
2024 · -17.8%
Current ratio
0.55▼
2024 · 0.73
Quick ratio
0.46▼
2024 · 0.65
Debt to equity
-3.40▲
2024 · -6.63
ROA
-14.0%▼
2024 · 0.0%
Interest coverage
0.26▼
2024 · 1.72
Debt
€379k▼
2024 · €490k
Debt ≤ 1 year
€354k▼
2024 · €412k
Debt > 1 year
€5k▼
2024 · €39k
Income taxes
€264▼
2024 · €343
Staff costs
€825k▼
2024 · €986k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€416k€267k▼
Fixed assets21/28€115k€73k▼
Tangible fixed assets22/27€85k€68k▼
Land and buildings22€21k€18k▼
Plant, machinery and equipment23€27k€22k▼
Furniture and vehicles24€38k€28k▼
Financial fixed assets28€30k€5k▼
Current assets29/58€301k€194k▼
Stocks and contracts in progress3€33k€31k▼
Stocks30/36€33k€31k▼
Amounts receivable within one year40/41€100k€35k▼
Trade receivables40€90k€25k▼
Other amounts receivable41€10k€10k▼
Cash at bank and in hand54/58€140k€89k▼
Deferred charges and accrued income490/1€28k€40k▲
Equity and liabilities
Total equity and liabilities10/49€416k€267k▼
Equity10/15€-74k€-111k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-94k€-132k▼
Amounts payable17/49€490k€379k▼
Amounts payable after more than one year17€39k€5k▼
Financial debts170/4€39k€5k▼
Amounts payable within one year42/48€412k€354k▼
Current portion of amounts payable after more than one year42€39k€33k▼
Trade debts44€230k€231k▲
Suppliers440/4€230k€231k▲
Advances received on contracts in progress46€31k€27k▼
Taxes, remuneration and social security45€102k€51k▼
Taxes450/3€20k€7k▼
Remuneration and social security454/9€82k€44k▼
Other amounts payable47/48€10k€11k▲
Accrued charges and deferred income492/3€39k€20k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€986k€825k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€24k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€1.03M€838k▼
Operating profit (loss)9901€23k€-18k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€24k€22k▼
Recurring financial charges65€24k€22k▼
Profit (loss) for the period before taxes9903€388€-37k▼
Income taxes67/77€343€264▼
Profit (loss) for the period9904€45€-37k▼
Profit (loss) for the period to be appropriated9905€45€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-132k▼
Profit (loss) brought forward from the previous period14P€-94k€-94k=
Social balance
Average headcount (FTE)908717.412.8▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | - |
| Remuneration, social security and pensions62 | €574k | €835k | €938k | €986k | €825k | ▼ 16.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €153k | €14k | €14k | €18k | €24k | ▲ 30.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €439 | €-1k | €0 | - | - | - |
| Other operating charges640/8 | €7k | €33k | €7k | €6k | €7k | ▲ 26.2% |
| Gross operating margin9900 | €735k | €996k | €1.03M | €1.03M | €838k | ▼ 18.9% |
| Operating profit (loss)9901 | €161 | €115k | €75k | €23k | €-18k | ▼ 181% |
| Financial income75/76B | €1k | €2k | €916 | €2k | €3k | ▲ 90.2% |
| Recurring financial income75 | €1k | €2k | €489 | €2k | €3k | ▲ 90.2% |
| Non-recurring financial income76B | - | - | €426 | - | - | - |
| Financial charges65/66B | €14k | €22k | €25k | €24k | €22k | ▼ 8.1% |
| Recurring financial charges65 | €14k | €22k | €25k | €24k | €22k | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €-13k | €95k | €51k | €388 | €-37k | ▼ 9,663% |
| Income taxes67/77 | €328 | €160 | €307 | €343 | €264 | ▼ 23.0% |
| Profit (loss) for the period9904 | €-13k | €95k | €51k | €45 | €-37k | ▼ 82,738% |
| Profit (loss) for the period to be appropriated9905 | €-13k | €95k | €51k | €45 | €-37k | ▼ 82,738% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €354k | €427k | €449k | €416k | €267k | ▼ 35.7% |
| Fixed assets21/28 | €85k | €57k | €88k | €115k | €73k | ▼ 36.4% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €85k | €27k | €58k | €85k | €68k | ▼ 19.9% |
| Land and buildings22 | €11k | €6k | €11k | €21k | €18k | ▼ 12.7% |
| Plant, machinery and equipment23 | €47k | €5k | €7k | €27k | €22k | ▼ 15.8% |
| Furniture and vehicles24 | €9k | €16k | €40k | €38k | €28k | ▼ 26.8% |
| Other tangible fixed assets26 | €18k | €0 | - | - | - | - |
| Financial fixed assets28 | €25 | €30k | €30k | €30k | €5k | ▼ 83.3% |
| Current assets29/58 | €269k | €370k | €361k | €301k | €194k | ▼ 35.5% |
| Stocks and contracts in progress3 | €26k | €37k | €40k | €33k | €31k | ▼ 6.2% |
| Stocks30/36 | €26k | €37k | €40k | €33k | €31k | ▼ 6.2% |
| Amounts receivable within one year40/41 | €92k | €102k | €122k | €100k | €35k | ▼ 65.4% |
| Trade receivables40 | €83k | €94k | €113k | €90k | €25k | ▼ 72.7% |
| Other amounts receivable41 | €9k | €8k | €9k | €10k | €10k | ▼ 0.2% |
| Cash at bank and in hand54/58 | €135k | €202k | €168k | €140k | €89k | ▼ 36.5% |
| Deferred charges and accrued income490/1 | €16k | €29k | €31k | €28k | €40k | ▲ 43.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €354k | €427k | €449k | €416k | €267k | ▼ 35.7% |
| Equity10/15 | €-220k | €-125k | €-74k | €-74k | €-111k | ▼ 50.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €-240k | €-145k | €-94k | €-94k | €-132k | ▼ 39.6% |
| Amounts payable17/49 | €574k | €552k | €523k | €490k | €379k | ▼ 22.7% |
| Amounts payable after more than one year17 | €192k | €123k | €78k | €39k | €5k | ▼ 86.3% |
| Financial debts170/4 | €192k | €123k | €78k | €39k | €5k | ▼ 86.3% |
| Amounts payable within one year42/48 | €344k | €390k | €384k | €412k | €354k | ▼ 14.3% |
| Current portion of amounts payable after more than one year42 | €74k | €69k | €45k | €39k | €33k | ▼ 14.8% |
| Financial debts43 | €0 | - | - | - | - | - |
| Other loans439 | €0 | - | - | - | - | - |
| Trade debts44 | €182k | €184k | €204k | €230k | €231k | ▲ 0.5% |
| Suppliers440/4 | €173k | €177k | €197k | €230k | €231k | ▲ 0.5% |
| Bills of exchange payable441 | €9k | €7k | €8k | - | - | - |
| Advances received on contracts in progress46 | €32k | €55k | €30k | €31k | €27k | ▼ 11.1% |
| Taxes, remuneration and social security45 | €52k | €79k | €102k | €102k | €51k | ▼ 50.1% |
| Taxes450/3 | €4k | €10k | €12k | €20k | €7k | ▼ 66.1% |
| Remuneration and social security454/9 | €48k | €69k | €90k | €82k | €44k | ▼ 46.2% |
| Other amounts payable47/48 | €3k | €3k | €3k | €10k | €11k | ▲ 4.5% |
| Accrued charges and deferred income492/3 | €39k | €39k | €61k | €39k | €20k | ▼ 49.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-13k | €95k | €51k | €45 | €-37k | ▼ 82,738% |
| + Depreciation and write-downs630 | €153k | €14k | €14k | €18k | €24k | ▲ 30.9% |
| Operating cash flow (approximation) | €140k | €109k | €64k | €18k | €-13k | ▼ 173% |
| Investment in fixed assets (approximation) | - | €14k | €-45k | €-46k | €18k | ▲ 140% |
| Change in cash | - | €67k | €-34k | €-28k | €-51k | ▼ 82.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €95k
Net result €95k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-251k
Net result drops to €-251k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1995
Ground area
8,723 m²
Building footprint
885 m²
Volume, LiDAR
8,235 m³
Parcel 46382B0739/00P000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JoDeSi
since 19952.074.473.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0739/00P000 | Flanders | 8,723 m² | 1 · 885 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,320 EUR awarded · 1,320 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,320 EUR | 1,320 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.074.473.573
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Of 2,393 companies in sector 55100 we hold annual accounts for 1,514. 867 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.