JODEFIN
ActiveSummary
JODEFIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,600 and a net result of €71,754. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Activities of head offices
NACE 70100
1 site
How big
€132,298total assets 2025
- Equity
- €18,600
- Profit
- €71,754
Turnover not published (abridged schema)
Who decides
Accounts 25 d early0 of 2 deeds read
Why 74- Weak solvency vs sector+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency39▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.18 in 2024; short-term debt: 85.7% and cash: 53% of total assets), and 85.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
54.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 32629 sector peers (2025).
NBB · sector comparisonPosition among 32629 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
29 d early
2023
48 d early
2022
46 d early
2021
42 d early
2020
31 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- General meeting · Director appointmentPermanent representative · Director resignation
- General meeting · Director appointmentPermanent representative · Director resignation
- General meeting · Director appointmentPermanent representative · Director resignation
Financials
Fiscal year 2025Total assets €132,298Profit €71,754Solvency 14.1%Liquidity 1.07
Total assets
€132,298▼ 2.1%
2019 - 2025
Net result
€71,754▼ 9.5%
2019 - 2025
Equity
€18,600▼ 9.1%
2019 - 2025
Solvency
14.1%▼ 1.1pp
2019 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€63,137▼ 0.6%€60,054▼ 4.9%€88,521▲ 47.4%€99,083▲ 11.9%€92,001▼ 7.1%
Net result€48,707within the sector's middle half▼ 1.5%€46,227within the sector's middle half▼ 5.1%€72,207above the sector's middle half▲ 56.2%€79,261above the sector's middle half▲ 9.8%€71,754above the sector's middle half▼ 9.5%
Equity€152,226within the sector's middle half▲ 44.8%€20,460below the sector's middle half▼ 86.6%€20,460below the sector's middle half=€20,460below the sector's middle half=€18,600below the sector's middle half▼ 9.1%
Total assets€204,103within the sector's middle half▲ 27.9%€239,781within the sector's middle half▲ 17.5%€123,423within the sector's middle half▼ 48.5%€135,154within the sector's middle half▲ 9.5%€132,298within the sector's middle half▼ 2.1%
Debt€51,877▼ 4.8%€219,321▲ 323%€102,963▼ 53.1%€114,694▲ 11.4%€113,698▼ 0.9%
Working capital€145,246above the sector's middle half▲ 53.5%€16,850within the sector's middle half▼ 88.4%€18,060within the sector's middle half▲ 7.2%€20,760within the sector's middle half▲ 15.0%€7,926within the sector's middle half▼ 61.8%
Solvency74.6%within the sector's middle half▲ 8.7pp8.5%below the sector's middle half▼ 66.1pp16.6%below the sector's middle half▲ 8.0pp15.1%below the sector's middle half▼ 1.4pp14.1%below the sector's middle half▼ 1.1pp
Current ratio4.56above the sector's middle half▲ 0.941.08within the sector's middle half▼ 3.481.18within the sector's middle half▲ 0.101.18within the sector's middle half▲ 0.011.07within the sector's middle half▼ 0.11
Return on assets (ROA)23.9%within the sector's middle half▼ 7.1pp19.3%within the sector's middle half▼ 4.6pp58.5%above the sector's middle half▲ 39.2pp58.6%above the sector's middle half▲ 0.1pp54.2%above the sector's middle half▼ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132,298
Fixed assets
€11,049
Current assets
€121,250
Equity and liabilities €132,298
Equity
€18,600 ▼ 9.1%
Debt
€113,698 ▼ 0.9%
Debt's share of the balance-sheet total rises from 84.9% to 85.9%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
EBITDA
€93,987▼
2024 · €101,783
Cash flow
€73,739▼
2024 · €81,961
Debt to equity
6.11▲
2024 · 5.61
ROE
385.8%▼
2024 · 387.4%
Interest coverage
71.20▼
2024 · 103.75
Debt ≤ 1 year
€113,323▼
2024 · €114,394
Income taxes
€18,927▲
2024 · €18,840
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,835 | €10,746 | €4,622 | €2,700 | €1,985 | ▼ 26.5% |
| Other operating charges640/8 | - | €1,459 | €1,354 | €1,325 | €1,430 | ▲ 8.0% |
| Gross operating margin9900 | €75,212 | €72,259 | €94,497 | €103,107 | €95,417 | ▼ 7.5% |
| Operating profit (loss)9901 | €63,137 | €60,054 | €88,521 | €99,083 | €92,001 | ▼ 7.1% |
| Financial charges65/66B | - | €545 | €752 | €981 | €1,320 | ▲ 34.6% |
| Recurring financial charges65 | €445 | €545 | €752 | €981 | €1,320 | ▲ 34.6% |
| Profit (loss) for the period before taxes9903 | €62,692 | €59,509 | €87,769 | €98,102 | €90,681 | ▼ 7.6% |
| Income taxes67/77 | €13,985 | €13,282 | €15,562 | €18,840 | €18,927 | ▲ 0.5% |
| Profit (loss) for the period9904 | €48,707 | €46,227 | €72,207 | €79,261 | €71,754 | ▼ 9.5% |
| Profit (loss) for the period to be appropriated9905 | €48,707 | €46,227 | €72,207 | €79,261 | €71,754 | ▼ 9.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €204,103 | €239,781 | €123,423 | €135,154 | €132,298 | ▼ 2.1% |
| Fixed assets21/28 | €18,069 | €7,322 | €2,700 | €0 | €11,049 | - |
| Tangible fixed assets22/27 | €18,069 | €7,322 | €2,700 | €0 | €11,049 | - |
| Furniture and vehicles24 | - | €7,322 | €2,700 | €0 | - | - |
| Leasing and similar rights25 | - | - | - | - | €11,049 | - |
| Current assets29/58 | €186,034 | €232,458 | €120,723 | €135,154 | €121,250 | ▼ 10.3% |
| Amounts receivable within one year40/41 | €37,689 | €45,185 | €52,997 | €48,529 | €49,635 | ▲ 2.3% |
| Trade receivables40 | - | €45,185 | €52,997 | €48,529 | €49,635 | ▲ 2.3% |
| Cash at bank and in hand54/58 | €146,993 | €185,899 | €66,299 | €85,141 | €70,072 | ▼ 17.7% |
| Deferred charges and accrued income490/1 | - | €1,375 | €1,427 | €1,485 | €1,543 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €204,103 | €239,781 | €123,423 | €135,154 | €132,298 | ▼ 2.1% |
| Equity10/15 | €152,226 | €20,460 | €20,460 | €20,460 | €18,600 | ▼ 9.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €133,626 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €0 | - | €1,860 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €51,877 | €219,321 | €102,963 | €114,694 | €113,698 | ▼ 0.9% |
| Amounts payable after more than one year17 | €11,088 | €3,712 | €0 | - | - | - |
| Financial debts170/4 | - | €3,712 | €0 | - | - | - |
| Amounts payable within one year42/48 | €40,789 | €215,609 | €102,663 | €114,394 | €113,323 | ▼ 0.9% |
| Current portion of amounts payable after more than one year42 | - | €7,376 | €3,712 | €0 | - | - |
| Trade debts44 | €767 | €8,484 | €3,847 | €2,584 | €4,445 | ▲ 72.1% |
| Suppliers440/4 | - | €8,484 | €3,847 | €2,584 | €4,445 | ▲ 72.1% |
| Taxes, remuneration and social security45 | - | €11,845 | €9,993 | €16,348 | €15,716 | ▼ 3.9% |
| Taxes450/3 | - | €9,745 | €7,893 | €13,558 | €12,766 | ▼ 5.8% |
| Remuneration and social security454/9 | - | €2,100 | €2,100 | €2,790 | €2,950 | ▲ 5.7% |
| Other amounts payable47/48 | - | €187,904 | €85,111 | €95,462 | €93,162 | ▼ 2.4% |
| Accrued charges and deferred income492/3 | - | - | €300 | €300 | €375 | ▲ 25.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,707 | €46,227 | €72,207 | €79,261 | €71,754 | ▼ 9.5% |
| + Depreciation and write-downs630 | €10,835 | €10,746 | €4,622 | €2,700 | €1,985 | ▼ 26.5% |
| Operating cash flow (approximation) | €59,542 | €56,974 | €76,830 | €81,961 | €73,739 | ▼ 10.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€13,034 | - |
| Change in cash | - | €38,906 | -€119,600 | €18,842 | -€15,069 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
ND Company
BE 0507.919.318
Sint-Niklaas · Eq €18,600
DALVA CONSULT
BE 0558.934.784
Kuurne · Eq €18,600
Lenaerts Management & Consulting
BE 0597.904.436
Turnhout · Eq €18,600
VERDIMMO
BE 0677.427.907
Kortrijk · Eq €18,600
SPOON
BE 0682.593.849
Staden · Eq €18,600
Of 5,710 companies in this sector we hold annual accounts for 3,521. 1,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
Directors
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Structure & network
Connections & network
The board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
3 board mandatesBoard mandates of this companythis company sits on their board3
Timeline
13 eventsLatest 17-07-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
17-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
17-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €79,261 ▲9.8%
Operating result €99,083, net result €79,261, both a record.
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €150,000Eq €152,226 ▲44.8%
3 profitable years in a row build equity to €152,226.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €100,000Eq €105,119 ▲134%
2 profitable years in a row build equity to €105,119.
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionLEI lapsed
LEI
not active
875500GI3V5GJJ374942
Recognitions · licences · registrations
Legal Entity Identifier
875500GI3V5GJJ374942
Company details
Private limited company · founded 29-09-2017Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded29-09-2017
Fiscal year end30-06
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0681928113
Also
9925:BE0681928113
Registered
05-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2017
Ground area
1,109 m²
Building footprint
232 m²
Volume, LiDAR
934 m³
Parcel 36014A0435/00Z000, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JODEFIN
since 2017unit no. 2.269.353.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36014A0435/00Z000 | Flanders | 1,109 m² | 1 · 232 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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