Summary
JODEBA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4,032 and a net result of €192,130. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 10% of 9,757 sector peers (NACE 64, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-01-2020 Normal situation
- Activity
- Activities of holding companies NACE 64210and 2 others
- Establishment unit
- 2.298.573.267 8310 Brugge, since 15-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 14-07-2025
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €192,130
- ▼ 3.9%
- Equity
- €4,032
- ▼ 66.1%
- Total assets
- €245,074
- ▼ 4.0%
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9757 sector peers (2025).
NBB · sector comparisonPosition among 9757 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
165 days early
2024
23 days early
2023
37 days early
2022
41 days early
2021
26 days late
2020
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 43 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 62 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 16-02-2026 PDF all 6 filings
Equity
€4,032▼ 66.1%
2024 · €11,902
Net result
€192,130▼ 3.9%
2024 · €199,883
Total assets
€245,074▼ 4.0%
2024 · €255,352
Solvency
1.6%▼ 3.0pp
2024 · 4.7%
Multi-year overview
2020 to 2025, 6 financial yearsOperating result
€251,157
▼ 3.6%
2025
20202025
Net result
€192,130
▼ 3.9%
2025
highest quarter of the sector
20202025
Equity
€4,032
▼ 66.1%
2025
lowest quarter of the sector
20202025
Total assets
€245,074
▼ 4.0%
2025
middle half of the sector
20202025
Debt
€241,042
▼ 1.0%
2025
20202025
Working capital
€4,032
▼ 66.0%
2025
middle half of the sector
20202025
Solvency
1.6%
▼ 3.0pp
2025
lowest quarter of the sector
20202025
Current ratio
1.02
▼ 0.03
2025
middle half of the sector
20202025
Return on assets (ROA)
78.4%
▲ 0.1pp
2025
highest quarter of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202020212022202320242025
Operating result€174,417-€152,276▼ 12.7%€142,131▼ 6.7%€234,703▲ 65.1%€260,654▲ 11.1%€251,157▼ 3.6%
Net result€135,557above the sector's middle half-€118,329above the sector's middle half▼ 12.7%€107,917above the sector's middle half▼ 8.8%€183,064above the sector's middle half▲ 69.6%€199,883above the sector's middle half▲ 9.2%€192,130above the sector's middle half▼ 3.9%
Equity€137,257within the sector's middle half-€254,785within the sector's middle half▲ 85.6%€361,902within the sector's middle half▲ 42.0%€11,902below the sector's middle half▼ 96.7%€11,902below the sector's middle half=€4,032below the sector's middle half▼ 66.1%
Total assets€203,644within the sector's middle half-€353,682within the sector's middle half▲ 73.7%€454,260within the sector's middle half▲ 28.4%€263,725within the sector's middle half▼ 41.9%€255,352within the sector's middle half▼ 3.2%€245,074within the sector's middle half▼ 4.0%
Debt€66,387-€98,897▲ 49.0%€92,358▼ 6.6%€251,823▲ 173%€243,450▼ 3.3%€241,042▼ 1.0%
Working capital€136,933above the sector's middle half-€254,535above the sector's middle half▲ 85.9%€361,725above the sector's middle half▲ 42.1%€11,798within the sector's middle half▼ 96.7%€11,872within the sector's middle half▲ 0.6%€4,032within the sector's middle half▼ 66.0%
Solvency67.4%within the sector's middle half-72.0%within the sector's middle half▲ 4.6pp79.7%above the sector's middle half▲ 7.6pp4.5%below the sector's middle half▼ 75.2pp4.7%below the sector's middle half▲ 0.1pp1.6%below the sector's middle half▼ 3.0pp
Current ratio3.06within the sector's middle half-3.57within the sector's middle half▲ 0.514.92above the sector's middle half▲ 1.341.05within the sector's middle half▼ 3.871.05within the sector's middle half=1.02within the sector's middle half▼ 0.03
Return on assets (ROA)66.6%above the sector's middle half-33.5%above the sector's middle half▼ 33.1pp23.8%above the sector's middle half▼ 9.7pp69.4%above the sector's middle half▲ 45.7pp78.3%above the sector's middle half▲ 8.9pp78.4%above the sector's middle half▲ 0.1pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 4% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €245,074
Equity
€4,032 ▼ 66.1%
Debt
€241,042 ▼ 1.0%
Debt's share of the balance-sheet total rises from 95.3% to 98.4%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€241,042▼
2024 · €243,450
Income taxes
€58,385▼
2024 · €60,646
A ratio outside any meaningful range has been withheld (balance sheet total €245,074, equity €4,032).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43 | €73 | €73 | €73 | €73 | €30 | ▼ 59.0% |
| Other operating charges640/8 | - | €459 | €460 | €499 | €513 | €528 | ▲ 2.8% |
| Gross operating margin9900 | €174,859 | €152,808 | €142,664 | €235,276 | €261,240 | €251,714 | ▼ 3.6% |
| Operating profit (loss)9901 | €174,417 | €152,276 | €142,131 | €234,703 | €260,654 | €251,157 | ▼ 3.6% |
| Financial income75/76B | - | - | - | €1 | €0 | €0 | - |
| Recurring financial income75 | - | - | - | €1 | €0 | €0 | - |
| Financial charges65/66B | - | €82 | €127 | €122 | €125 | €641 | ▲ 415% |
| Recurring financial charges65 | €10 | €82 | €127 | €122 | €125 | €641 | ▲ 415% |
| Profit (loss) for the period before taxes9903 | €174,407 | €152,194 | €142,004 | €234,582 | €260,529 | €250,515 | ▼ 3.8% |
| Income taxes67/77 | €38,850 | €33,865 | €34,087 | €51,519 | €60,646 | €58,385 | ▼ 3.7% |
| Profit (loss) for the period9904 | €135,557 | €118,329 | €107,917 | €183,064 | €199,883 | €192,130 | ▼ 3.9% |
| Profit (loss) for the period to be appropriated9905 | €135,557 | €118,329 | €107,917 | €183,064 | €199,883 | €192,130 | ▼ 3.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €203,644 | €353,682 | €454,260 | €263,725 | €255,352 | €245,074 | ▼ 4.0% |
| Fixed assets21/28 | €324 | €250 | €177 | €103 | €30 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €324 | €250 | €177 | €103 | €30 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | €250 | €177 | €103 | €30 | €0 | ▼ 100% |
| Current assets29/58 | €203,320 | €353,432 | €454,083 | €263,621 | €255,322 | €245,074 | ▼ 4.0% |
| Amounts receivable within one year40/41 | €15,512 | €15,924 | €18,139 | €19,616 | €24,553 | €23,268 | ▼ 5.2% |
| Trade receivables40 | - | €15,924 | €18,139 | €18,204 | €18,788 | €19,162 | ▲ 2.0% |
| Other amounts receivable41 | - | - | - | €1,411 | €5,766 | €4,106 | ▼ 28.8% |
| Cash at bank and in hand54/58 | €187,673 | €337,373 | €435,523 | €244,005 | €230,633 | €221,126 | ▼ 4.1% |
| Deferred charges and accrued income490/1 | - | €135 | €421 | €0 | €135 | €680 | ▲ 404% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €203,644 | €353,682 | €454,260 | €263,725 | €255,352 | €245,074 | ▼ 4.0% |
| Equity10/15 | €137,257 | €254,785 | €361,902 | €11,902 | €11,902 | €4,032 | ▼ 66.1% |
| Contributions10/11 | - | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €134,757 | €252,285 | €359,402 | €9,402 | €9,402 | €1,532 | ▼ 83.7% |
| Distributable reserves133 | - | €252,285 | €359,402 | €9,402 | €9,402 | €1,532 | ▼ 83.7% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €66,387 | €98,897 | €92,358 | €251,823 | €243,450 | €241,042 | ▼ 1.0% |
| Amounts payable within one year42/48 | €66,387 | €98,897 | €92,358 | €251,823 | €243,450 | €241,042 | ▼ 1.0% |
| Trade debts44 | €792 | €700 | €1,813 | €1,190 | €1,237 | €412 | ▼ 66.7% |
| Suppliers440/4 | - | €700 | €1,813 | €1,190 | €1,237 | €412 | ▼ 66.7% |
| Taxes, remuneration and social security45 | - | €97,075 | €89,403 | €94,759 | €72,208 | €70,478 | ▼ 2.4% |
| Taxes450/3 | - | €93,707 | €86,006 | €91,266 | €68,648 | €67,345 | ▼ 1.9% |
| Remuneration and social security454/9 | - | €3,368 | €3,397 | €3,494 | €3,560 | €3,132 | ▼ 12.0% |
| Other amounts payable47/48 | - | €1,122 | €1,142 | €155,873 | €170,005 | €170,152 | ▲ 0.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €135,557 | €118,329 | €107,917 | €183,064 | €199,883 | €192,130 | ▼ 3.9% |
| + Depreciation and write-downs630 | €43 | €73 | €73 | €73 | €73 | €30 | ▼ 59.0% |
| Operating cash flow (approximation) | €135,600 | €118,402 | €107,990 | €183,137 | €199,957 | €192,160 | ▼ 3.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €149,700 | €98,150 | -€191,518 | -€13,372 | -€9,507 | ▲ 28.9% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 16-02-2026 | 2026-00039586 | |
| 31-12-2024 | micro format | 08-07-2025 | 2025-00243551 | |
| 31-12-2023 | micro format | 24-06-2024 | 2024-00161916 | |
| 31-12-2022 | micro format | 20-06-2023 | 2023-00155171 | |
| 31-12-2021 | micro format | 26-08-2022 | 2022-20334186 | |
| 31-12-2020 | micro format | 13-07-2021 | 2021-35400239 |
Board & ownership
Directors
Directors
1 director
DE BAENE JOHAN
Current
Owners and capital
Owners
Network & group
Board mandates elsewhere
2 board mandatesBoard mandates of JODEBAJODEBA sits on their board2
3 locations
1 location
Companies at the same address
1 other companyConnections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
16-02
micro format · 165 days before the deadline
2025
08-07
micro format · 23 days before the deadline
2024
31-12
Financial
Highest result from 2020 to 2025net €199,883 ▲9.2%
The operating result of €260,654 and the net result of €199,883 are both a record.
26-08
Demerger · Auditor report
24-06
micro format · 37 days before the deadline
17-06
General meeting · Corporate purpose
17-06
Corporate purpose · Board composition
23-02
Name clause · Registered office clause
2023
20-06
micro format · 41 days before the deadline
2022
26-08
micro format · 26 days late
2021
31-12
Financial
Equity above €200,000equity €254,785 ▲85.6%
With a profit in every financial year since 2020, equity grows to €254,785.
13-07
micro format · 18 days before the deadline
2020
17-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
JODEBA in Dutch
Enterprise number
0741.563.020
Legal form
Private limited company
Status
Active, normale toestand
Founded
15-01-2020
Entity type
Legal entity
Registered office and establishments
Registered office
's-Heer Boudewijnsburg 45, 8310 Brugge, Belgium
Establishment unit
JODEBA, 's-Heer Boudewijnsburg 45, 8310 Brugge since 15-01-2020 · unit number 2.298.573.2677010001 Activities of head offices
Activities
NACEBEL 202564210
Activities of holding companies main activity
70200
Business and other management consultancy
73300
Public relations and communication consultancy
Codes under NACEBEL 2008
64200
Holdings main activity
70210
Activities of head offices; management consultancy activities
70220
Business consulting
Invoicing and payment
VAT number
BE 0741.563.020
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
803 m²
Building footprint
127 m²
Building volume
936 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31434C0380/00M014 | Flanders | 802 m² | 1 · 127 m² | 10.3 m · 3 |