JOCOMM
ActiveJOCOMM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €131k. Its solvency ranks better than 62% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency89
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 2.87; short-term debt: 34.9% and cash: 34.6% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
62.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
5 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€134k
Total assets
€208k
Net result
€131k
Working capital
€136k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €208k
Equity
€134k
Debt
€74k
Debt finances 35.6% of the balance-sheet total.
Key figures and ratios
Solvency
64.4%
Current ratio
2.87
Quick ratio
2.87
Debt / equity
0.55
ROE
97.8%
ROA
62.9%
Debt
€74k
Debt ≤ 1 year
€73k
Income taxes
€56k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€208k
Current assets29/58€208k
Amounts receivable within one year40/41€136k
Trade receivables40€136k
Cash at bank and in hand54/58€72k
Equity and liabilities
Total equity and liabilities10/49€208k
Equity10/15€134k
Contributions10/11€3k
Reserves13€131k
Distributable reserves133€131k
Amounts payable17/49€74k
Amounts payable within one year42/48€73k
Trade debts44€45
Suppliers440/4€45
Taxes, remuneration and social security45€73k
Taxes450/3€70k
Remuneration and social security454/9€3k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€188k
Operating profit (loss)9901€187k
Financial charges65/66B€40
Recurring financial charges65€40
Profit (loss) for the period before taxes9903€187k
Income taxes67/77€56k
Profit (loss) for the period9904€131k
Profit (loss) for the period to be appropriated9905€131k
Appropriation of the result
Profit (loss) to be appropriated9906€131k
Transfer to equity691/2€131k
To other reserves6921€131k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichtenberglaan 20293800 Sint-TruidenGround area
9,276 m²
Building footprint
7,266 m²
Volume, LiDAR
53 m³
Parcel 71353E0506/00N002, Flanders · tallest building 1.9 m. Linked by address, not a title deed.
1 establishment unit
JOCOMM
since 20242.367.333.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0506/00N002 | Flanders | 9,276 m² | 1 · 7,266 m² | 1.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Twinto
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ALTHO CONSULTING
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.