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JOCHUMS

Active
Private limited companyfounded 20251 yr activeHoutstraat 2, 2960 Brecht, BelgiumKBO/BCE: BE 1022.902.216
Summary

JOCHUMS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,529 and a net result of €22,314. Its solvency ranks better than 29% of 1918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes
Profitability95
Solvency50
Growth-
Track record67
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.82; short-term debt: 28.9% and cash: 16.9% of total assets), but 74.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.4%
Return on assets
21.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOCHUMS was incorporated on 30 April 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€26,529
Total assets
€104,496
Net result
€22,314
Working capital
€24,822

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €104,496
Fixed assets €49,509
Current assets €54,988
Equity and liabilities €104,496
Equity €26,529
Debt €77,967
Debt finances 74.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€41,249
Cash flow
€32,660
Current ratio
1.82
Quick ratio
0.81
Debt to equity
2.94
ROE
84.1%
ROA
21.4%
Interest coverage
34.40
Debt ≤ 1 year
€30,166
Debt > 1 year
€47,802
Income taxes
€7,892

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 49 lines
Balance sheet Code2025
Assets
Total assets20/58€104,496
Fixed assets21/28€49,509
Intangible fixed assets21€18,712
Tangible fixed assets22/27€30,796
Plant, machinery and equipment23€2,940
Furniture and vehicles24€27,857
Current assets29/58€54,988
Stocks and contracts in progress3€30,487
Stocks30/36€30,487
Amounts receivable within one year40/41€5,646
Trade receivables40€5,538
Other amounts receivable41€108
Cash at bank and in hand54/58€17,691
Deferred charges and accrued income490/1€1,163
Equity and liabilities
Total equity and liabilities10/49€104,496
Equity10/15€26,529
Contributions10/11€5,000
Reserves13€21,529
Distributable reserves133€21,529
Profit (loss) carried forward14€0
Amounts payable17/49€77,967
Amounts payable after more than one year17€47,802
Financial debts170/4€47,802
Amounts payable within one year42/48€30,166
Current portion of amounts payable after more than one year42€14,967
Financial debts43€8,000
Other loans439€8,000
Trade debts44€2,208
Suppliers440/4€2,208
Taxes, remuneration and social security45€2,901
Taxes450/3€2,901
Other amounts payable47/48€2,090
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,345
Other operating charges640/8€579
Gross operating margin9900€41,828
Operating profit (loss)9901€30,904
Financial income75/76B€502
Recurring financial income75€502
Financial charges65/66B€1,199
Recurring financial charges65€1,199
Profit (loss) for the period before taxes9903€30,207
Income taxes67/77€7,892
Profit (loss) for the period9904€22,314
Profit (loss) for the period to be appropriated9905€22,314
Appropriation of the result
Profit (loss) to be appropriated9906€22,314
Transfer to equity691/2€21,529
To other reserves6921€21,529
Profit to be distributed694/7€785
Return on contributions (dividend)694€785

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,345
Other operating charges640/8€579
Gross operating margin9900€41,828
Operating profit (loss)9901€30,904
Financial income75/76B€502
Recurring financial income75€502
Financial charges65/66B€1,199
Recurring financial charges65€1,199
Profit (loss) for the period before taxes9903€30,207
Income taxes67/77€7,892
Profit (loss) for the period9904€22,314
Profit (loss) for the period to be appropriated9905€22,314
Line2025
Assets
Total assets20/58€104,496
Fixed assets21/28€49,509
Intangible fixed assets21€18,712
Tangible fixed assets22/27€30,796
Plant, machinery and equipment23€2,940
Furniture and vehicles24€27,857
Current assets29/58€54,988
Stocks and contracts in progress3€30,487
Stocks30/36€30,487
Amounts receivable within one year40/41€5,646
Trade receivables40€5,538
Other amounts receivable41€108
Cash at bank and in hand54/58€17,691
Deferred charges and accrued income490/1€1,163
Equity and liabilities
Total equity and liabilities10/49€104,496
Equity10/15€26,529
Contributions10/11€5,000
Reserves13€21,529
Distributable reserves133€21,529
Profit (loss) carried forward14€0
Amounts payable17/49€77,967
Amounts payable after more than one year17€47,802
Financial debts170/4€47,802
Amounts payable within one year42/48€30,166
Current portion of amounts payable after more than one year42€14,967
Financial debts43€8,000
Other loans439€8,000
Trade debts44€2,208
Suppliers440/4€2,208
Taxes, remuneration and social security45€2,901
Taxes450/3€2,901
Other amounts payable47/48€2,090
Line2025
Profit (loss) for the period9904€22,314
+ Depreciation and write-downs630€10,345
Operating cash flow (approximation)€32,660

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
608 m²
Building footprint
104 m²
Parcel 11043D0125/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
De Schoenlapper
Houtstraat 2, 2960 BrechtManufacture of fabricated metal products, except machinery and equipment
since 20252.373.121.331
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11043D0125/00D000 Flanders 608 m² 1 · 104 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,284 companies in sector 25620 we hold annual accounts for 1,721. 855 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
25620Manufacture of fabricated metal products, except machinery and equipment
43214Specialised construction activities
47721Retail sale of footwear
47722Retail trade
95230Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022902216
Also 9925:BE1022902216
Registered 06-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.