Jochen Vincke
ActiveJochen Vincke has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €401k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-36
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
79%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
29 d late
2023
34 d early
2022
42 d early
2021
17 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 95.9%
2024 · €201k
2020: €125k
2021: €437k
2022: €829k
2023: €74k
2024: €201k
2020 → 2025
Total assets
€507k▼ 4.2%
2024 · €530k
2020: €333k
2021: €648k
2022: €1.16M
2023: €770k
2024: €530k
2020 → 2025
Net result
€401k▲ 36.8%
2024 · €293k
2020: €117k
2021: €312k
2022: €393k
2023: €371k
2024: €293k
2020 → 2025
Working capital
€7k▼ 96.8%
2024 · €208k
2020: €191k
2021: €488k
2022: €867k
2023: €97k
2024: €208k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€437k-€829k▲ 89.9%€74k▼ 91.1%€201k▲ 172%€8k▼ 95.9%
Operating result€408k-€515k▲ 26.1%€491k▼ 4.7%€382k▼ 22.3%€533k▲ 39.8%
Net result€312k-€393k▲ 25.9%€371k▼ 5.4%€293k▼ 21.1%€401k▲ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€1k▼ 14.1%
Current assets
€506k▼ 4.2%
Equity and liabilities €507k
Equity
€8k▼ 95.9%
Debt
€499k▲ 51.7%
The debt ratio rises from 62.1% to 98.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€534k▲
2024 · €382k
Cash flow
€401k▲
2024 · €293k
Solvency
1.6%▼
2024 · 37.9%
Current ratio
1.01▼
2024 · 1.65
Quick ratio
1.01▼
2024 · 1.65
Debt / equity
60.93▲
2024 · 1.64
ROA
79.0%▲
2024 · 55.3%
Interest coverage
102.74▼
2024 · 118.03
Debt
€499k▲
2024 · €329k
Debt ≤ 1 year
€499k▲
2024 · €320k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€137k▲
2024 · €94k
A ratio outside any meaningful range has been withheld (balance sheet total €507k, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€530k€507k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€0-
Current assets29/58€528k€506k▼
Amounts receivable after more than one year29€190k€190k=
Other amounts receivable291€190k€190k=
Amounts receivable within one year40/41€111k€231k▲
Trade receivables40€111k€231k▲
Other amounts receivable41€25€0▼
Current investments50/53€100k€74k▼
Cash at bank and in hand54/58€122k€6k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€530k€507k▼
Equity10/15€201k€8k▼
Contributions10/11€8k€8k=
Reserves13€193k€693▼
Distributable reserves133€193k€693▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€329k€499k▲
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€320k€499k▲
Current portion of amounts payable after more than one year42€15k€9k▼
Financial debts43€34€379▲
Other loans439€34€379▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€73k€108k▲
Taxes450/3€73k€108k▲
Other amounts payable47/48€231k€380k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€297€237▼
Other operating charges640/8€1k€645▼
Gross operating margin9900€383k€534k▲
Operating profit (loss)9901€382k€533k▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€387k€538k▲
Income taxes67/77€94k€137k▲
Profit (loss) for the period9904€293k€401k▲
Profit (loss) for the period to be appropriated9905€293k€401k▲
Appropriation of the result
Profit (loss) to be appropriated9906€293k€401k▲
Transfer from equity791/2€0€193k▲
Transfer to equity691/2€127k€693▼
To other reserves6921€127k€693▼
Profit to be distributed694/7€166k€593k▲
Return on contributions (dividend)694€166k€593k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €401k ▲36.8%
Operating result €533k, net result €401k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €201k ▲172%
5 profitable years in a row build equity to €201k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €829k ▲89.9%
3 profitable years in a row build equity to €829k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €437k ▲250%
2 profitable years in a row build equity to €437k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
05-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
05-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazenpootstraat 28200 BruggeGround area
491 m²
Building footprint
127 m²
Volume, LiDAR
668 m³
Parcel 31027D0625/00B002, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jochen Vincke
since 20192.290.563.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0625/00B002 | Flanders | 491 m² | 1 · 127 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyJochen VinckeBE 0728.895.909
controls
Where this company holds controlthis company sits on their board1
5 locations
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 20,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.