Jochen Vanhoudt
ActiveJochen Vanhoudt has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €81k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 4554 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent▲ +59 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency41▲+18
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.16 in 2024), but 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.8%
Return on assets
8.5%
Age of the figures
14 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
39 d early
2024
1 d early
2023
2 d early
2022
4 d early
2021
3 d early
2020
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 69.1%
2024 · €117k
2020: €56k
2021: €102k
2022: €109k
2023: €138k
2024: €117k
2020 → 2025
Total assets
€954k▼ 1.4%
2024 · €967k
2020: €213k
2021: €224k
2022: €245k
2023: €276k
2024: €967k
2020 → 2025
Net result
€81k
2024 · €-21k
2020: €38k
2021: €46k
2022: €7k
2023: €29k
2024: €-21k
2020 → 2025
Working capital
€91k▲ 220%
2024 · €28k
2020: €-353
2021: €50k
2022: €69k
2023: €75k
2024: €28k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€109k▲ 7.0%€138k▲ 26.7%€117k▼ 15.1%€198k▲ 69.1%
Operating result€59k-€17k▼ 71.2%€51k▲ 197%€11k▼ 79.2%€138k▲ 1,206%
Net result€46k-€7k▼ 84.5%€29k▲ 310%€-21k€81k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,206% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €954k
Fixed assets
€718k▼ 6.4%
Current assets
€236k▲ 17.8%
Equity and liabilities €954k
Equity
€198k▲ 69.1%
Debt
€756k▼ 11.1%
The debt ratio falls from 87.9% to 79.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€195k▲
2024 · €47k
Cash flow
€138k▲
2024 · €16k
Solvency
20.8%▲
2024 · 12.1%
Current ratio
1.62▲
2024 · 1.16
Quick ratio
1.15▲
2024 · 0.86
Debt / equity
3.82▼
2024 · 7.26
ROE
40.9%▲
2024 · -17.6%
ROA
8.5%▲
2024 · -2.1%
Interest coverage
4.59▲
2024 · 1.45
Debt
€756k▼
2024 · €850k
Debt ≤ 1 year
€145k▼
2024 · €172k
Debt > 1 year
€535k▼
2024 · €575k
Income taxes
€17k▲
2024 · €293
Staff costs
€529k▲
2024 · €453k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€967k€954k▼
Fixed assets21/28€767k€718k▼
Tangible fixed assets22/27€767k€718k▼
Land and buildings22€436k€414k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€5k€6k▲
Other tangible fixed assets26€319k€293k▼
Financial fixed assets28-€73
Current assets29/58€200k€236k▲
Amounts receivable after more than one year29-€10k
Other amounts receivable291-€10k
Stocks and contracts in progress3€53k€68k▲
Stocks30/36€53k€68k▲
Amounts receivable within one year40/41€26k€35k▲
Trade receivables40€20k€35k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€116k€118k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€967k€954k▼
Equity10/15€117k€198k▲
Contributions10/11€19k€19k=
Reserves13€98k€179k▲
Distributable reserves133€98k€179k▲
Amounts payable17/49€850k€756k▼
Amounts payable after more than one year17€575k€535k▼
Financial debts170/4€575k€535k▼
Amounts payable within one year42/48€172k€145k▼
Current portion of amounts payable after more than one year42€38k€40k▲
Trade debts44€65k€19k▼
Suppliers440/4€65k€19k▼
Taxes, remuneration and social security45€68k€85k▲
Taxes450/3€20k€29k▲
Remuneration and social security454/9€48k€56k▲
Other amounts payable47/48€800€2k▲
Accrued charges and deferred income492/3€103k€75k▼
Income statement
Code20242025
Remuneration, social security and pensions62€453k€529k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€57k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€33k€548▼
Gross operating margin9900€536k€730k▲
Operating profit (loss)9901€11k€138k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€33k€43k▲
Recurring financial charges65€33k€43k▲
Profit (loss) for the period before taxes9903€-20k€98k▲
Income taxes67/77€293€17k▲
Profit (loss) for the period9904€-21k€81k▲
Profit (loss) for the period to be appropriated9905€-21k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€81k▲
Transfer from equity791/2€21k-
Transfer to equity691/2-€81k
To other reserves6921-€81k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
30-06
Financial
Equity above €150kEq €198k ▲69.1%
Equity rises from €117k to €198k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-21k ▼171%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €102k ▲81.3%
2 profitable years in a row build equity to €102k.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankrijklei 222000 AntwerpenGround area
135 m²
Building footprint
145 m²
Volume, LiDAR
2,973 m³
Parcel 11803C0011/00V002, Flanders · tallest building 30.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Jochen Vanhoudt
since 20182.277.267.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0011/00V002 | Flanders | 135 m² | 1 · 145 m² | 30.8 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 6,635 EUR awarded · 6,635 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 3 | 3,685 EUR | 3,685 EUR |
| 2023 | 1 | 1,950 EUR | 1,950 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.277.267.218
Dual-learning approval
3 live approvals · 5 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
Similar companies · same sector, comparable size
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Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 1,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2018
Fiscal year end30-06
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47120Other non-specialised retail sale
47910Retail trade
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.