Equity
€213,415 ▲ 1.4%
JOCHEN DEBEVER paid out €65,000 in dividends. That is 96% of the 2025 profit.
JOCHEN DEBEVER
Lifetime
7 annual accounts with figures on one time axispeak €253,237 (2025)
€253,237▲ 32.0%
peak €77,939 (2022)
€67,995▲ 1.8%
peak €213,415 (2025)
€213,415▲ 1.4%
€358,099▲ 51.9%
Board2 names since 2018
2 directorsDEBEVER Jochen and 1 other
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €191,898 to €253,237Dividend €65,000Debts from €235,676 to €358,099Cash from €77,663 to €171,974
Key points
from the 2025 annual accountsFilings
7 annual accounts since 2019
The last five annual accounts were filed 21 to 36 days before the end of the period.
Position in the sector
€67,995
Higher net result than 91% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Checked score
92
Excellent
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.2 percentage points vs 04-2025
06-2025: 0.6%▼ -0.1 percentage points vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.5%▼ -0.2 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.2%▼ -0.3 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €571,514
Figures for financial year 2025 (filed on 25-06-2026)
Liquidity: current ratio 1.37, cash €171,974
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 52% on liquidity, 66% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JOCHEN DEBEVER has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JOCHEN DEBEVER itself is lower: 0.1% within 12 months. It rests on far more data about JOCHEN DEBEVER than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JOCHEN DEBEVER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.66 in 2024), below the usual 1.5. Short-term debt is 61.5% and cash 30.1% of total assets. 62.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
36 days early
2024
21 days early
2023
28 days early
2022
22 days early
2021
30 days early
2020
39 days early
2019
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0698624385
Registered office moved to Zwevezele
New registered office: Hille 81a, 8750 Zwevezele · Resignation: DEBEVER Jochen (director) · Reappointment: DEBEVER Jochen (director) · General meeting of 20-12-2023 · Gazette deed
Publication in the Belgian Official Gazette
Gazette deed
Incorporation
Founder: DEBEVER Jochen Arnold · Founding capital of €18,600, 100 shares · Appointment: DEBEVER Jochen Arnold (manager) · published on 22-06-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOCHEN DEBEVER Wingene | €571,514 | €253,237 | 37.3% | - |
| VDW Wemmel | €540,083 | €272,772 | 6.9% | 3 |
| SYNERGIES CLIMAT Saint-Nicolas | €547,988 | €226,731 | 31.0% | - |
| HEAT ME La Hulpe | €647,273 | €250,044 | 15.8% | 4.5 |
| LEONARDI ROSARIO Grâce-Hollogne | €515,361 | €218,312 | 23.4% | - |
| Arn Van Damme Elektriciteitswerken Zele | €556,550 | €207,319 | 14.8% | - |
| DE SMEDT HVAC Meise | €490,259 | €278,760 | 17.5% | 3 |
These companies have the same main activity as JOCHEN DEBEVER: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €490,000 and €647,000, founded in 2018.
Official details
Source: KBO- Status
- Active since 20-06-2018Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 2 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.277.785.5738740 Pittem, since 20-06-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- ≈ €630,000estimated
- €571,514▲ 28.1%
- Employeeson 31-12-2025
- 3▲ 50.0%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on JOCHEN DEBEVER
JOCHEN DEBEVER files the micro format. That format states no turnover. The gross margin rose from €97,139 in 2019 to €253,237 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOCHEN DEBEVER
- What is the company number of JOCHEN DEBEVER?
- The company number of JOCHEN DEBEVER is 0698.624.385. The VAT number is the same number with BE in front: BE 0698.624.385.
- Where is JOCHEN DEBEVER based?
- The registered office is at Hille 81A, 8750 Wingene.Company details
- What does JOCHEN DEBEVER do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of JOCHEN DEBEVER?
- JOCHEN DEBEVER is a private limited company (BV).
- When was JOCHEN DEBEVER founded?
- JOCHEN DEBEVER was founded on 20-06-2018.
- Is JOCHEN DEBEVER still active?
- Yes, JOCHEN DEBEVER is an active enterprise in the KBO register.
- How many employees does JOCHEN DEBEVER have?
- JOCHEN DEBEVER had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JOCHEN DEBEVER fall under?
- In its 2025 annual accounts, JOCHEN DEBEVER states joint committee 124 (Construction).
- What is the turnover of JOCHEN DEBEVER?
- The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €253,237 and 32 comparable companies (NACE 432). It probably lies between €480,000 and €810,000.
- Is JOCHEN DEBEVER profitable?
- In financial year 2025, JOCHEN DEBEVER made a profit of €67,995.
- Where can I find the annual accounts of JOCHEN DEBEVER?
- JOCHEN DEBEVER filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOCHEN DEBEVER due?
- JOCHEN DEBEVER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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