Jochem Van Bruyssel
ActiveThe computed 12-month bankruptcy probability of Jochem Van Bruyssel is 2.4% (moderate). The 2025 annual accounts show equity of €33k and a net result of €7k. Equity is growing by ~50% per year across the filed fiscal years. Its solvency ranks better than 40% of 4477 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-13
Solvency56▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.68 in 2024; short-term debt: 45.9% and cash: 5.2% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 26.8%
2024 · €26k
2023: €7k
2024: €26k
2023 → 2025
Total assets
€104k▼ 5.5%
2024 · €110k
2023: €57k
2024: €110k
2023 → 2025
Net result
€7k▼ 63.4%
2024 · €19k
2023: €2k
2024: €19k
2023 → 2025
Working capital
€-1k▲ 91.5%
2024 · €-17k
2023: €-32k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€26k▲ 274%€33k▲ 26.8%
Operating result€3k-€25k▲ 893%€11k▼ 58.0%
Net result€2k-€19k▲ 899%€7k▼ 63.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€58k▼ 21.8%
Current assets
€46k▲ 27.7%
Equity and liabilities €104k
Equity
€33k▲ 26.8%
Debt
€71k▼ 15.4%
The debt ratio falls from 76.6% to 68.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €41k
Cash flow
€30k▼
2024 · €34k
Solvency
31.4%▲
2024 · 23.4%
Current ratio
0.97▲
2024 · 0.68
Quick ratio
0.27▼
2024 · 0.68
Debt / equity
2.18▼
2024 · 3.27
ROE
21.1%▼
2024 · 73.2%
ROA
6.6%▼
2024 · 17.2%
Interest coverage
21.44▼
2024 · 82.58
Debt
€71k▼
2024 · €84k
Debt ≤ 1 year
€48k▼
2024 · €53k
Debt > 1 year
€24k▼
2024 · €31k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€104k▼
Fixed assets21/28€74k€58k▼
Tangible fixed assets22/27€74k€58k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€67k€53k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€36k€46k▲
Stocks and contracts in progress3-€33k
Stocks30/36-€33k
Amounts receivable within one year40/41€21k€8k▼
Trade receivables40€21k€8k▼
Cash at bank and in hand54/58€15k€5k▼
Equity and liabilities
Total equity and liabilities10/49€110k€104k▼
Equity10/15€26k€33k▲
Contributions10/11€5k€5k=
Reserves13€19k€26k▲
Distributable reserves133€19k€26k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€84k€71k▼
Amounts payable after more than one year17€31k€24k▼
Financial debts170/4€31k€24k▼
Amounts payable within one year42/48€53k€48k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€37k€25k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€42k€36k▼
Operating profit (loss)9901€25k€11k▼
Financial income75/76B€1€287▲
Recurring financial income75€1€287▲
Financial charges65/66B€495€2k▲
Recurring financial charges65€495€2k▲
Profit (loss) for the period before taxes9903€25k€9k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€19k€7k▼
Profit (loss) for the period to be appropriated9905€19k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€9k▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€19k€7k▼
To other reserves6921€19k€7k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €19k ▲899%
Operating result €25k, net result €19k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goorkensdreef 32322 HoogstratenGround area
4,417 m²
Building footprint
368 m²
Volume, LiDAR
1,812 m³
Parcel 13024D0154/00B000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jochem Van Bruyssel
since 20232.341.157.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024D0154/00B000 | Flanders | 4,417 m² | 1 · 368 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEMEYER DAMY
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.