JOCAVI
ActiveSummary
JOCAVI has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,480 and a net result of €15,383. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability79▲+10
Solvency28▲+16
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 737 sector peers (2025).
NBB · sector comparisonPosition among 737 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2023
405 d late
2022
765 d late
2021
109 d late
2020
on the day
2019
31 d early
2017
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 177 days after the deadline; the sector median for financial year 2023 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 296 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€240,525▼ 11.7%
2023 · €272,349
EBIT margin
6.5%▲ 2.8pp
2023 · 3.6%
Net result
€15,383▲ 60.7%
2023 · €9,573
Working capital
€1,936
2023 · -€12,042
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Turnover€44,500▼ 28.2%€75,500▲ 69.7%€191,561▲ 154%€272,349▲ 42.2%€240,525-
Operating result-€15,915▲ 12.6%-€249▲ 98.4%€16,081€9,904▼ 38.4%€15,553-
Net result-€15,994below the sector's middle half▲ 13.1%-€418below the sector's middle half▲ 97.4%€15,939within the sector's middle half€9,573within the sector's middle half▼ 39.9%€15,383within the sector's middle half-
EBIT margin-35.8%▼ 6.4pp-0.3%▲ 35.4pp8.4%▲ 8.7pp3.6%▼ 4.8pp6.5%-
Equity-€35,911below the sector's middle half▼ 80.3%-€36,329below the sector's middle half▼ 1.2%-€20,389below the sector's middle half▲ 43.9%-€9,816below the sector's middle half▲ 51.9%€2,480below the sector's middle half-
Total assets€15,930below the sector's middle half▼ 60.8%€24,278below the sector's middle half▲ 52.4%€49,521below the sector's middle half▲ 104%€74,940below the sector's middle half▲ 51.3%€71,192below the sector's middle half-
Debt€51,841▼ 14.5%€60,606▲ 16.9%€69,910▲ 15.4%€84,756▲ 21.2%€68,712-
Working capital-€39,500below the sector's middle half▼ 88.2%-€39,765below the sector's middle half▼ 0.7%-€24,116below the sector's middle half▲ 39.4%-€12,042below the sector's middle half▲ 50.1%€1,936below the sector's middle half-
Solvency-225.4%below the sector's middle half▼ 176.5pp-149.6%below the sector's middle half▲ 75.8pp-41.2%below the sector's middle half▲ 108.5pp-13.1%below the sector's middle half▲ 28.1pp3.5%below the sector's middle half-
Current ratio0.24below the sector's middle half▼ 0.420.34below the sector's middle half▲ 0.110.66below the sector's middle half▲ 0.310.86below the sector's middle half▲ 0.201.03below the sector's middle half-
Return on assets (ROA)-100.4%below the sector's middle half▼ 55.1pp-1.7%below the sector's middle half▲ 98.7pp32.2%above the sector's middle half▲ 33.9pp12.8%within the sector's middle half▼ 19.4pp21.6%above the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2022 Turnover +154% on 2021. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result is €15,553 in 2025, compared with €9,904 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €71,192
Fixed assets
€545 ▼ 75.5%
Current assets
€70,648 ▼ 2.8%
Equity and liabilities €71,192
Equity
€2,480
Debt
€68,712
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€16,008▲
2023 · €11,404
Cash flow
€15,838▲
2023 · €11,073
Debt to equity
27.70▲
2023 · -8.63
ROE
620.2%
Interest coverage
93.47▲
2023 · 33.74
Debt ≤ 1 year
€68,712▼
2023 · €84,756
Staff costs
€2,032
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,325 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.4%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,325 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €44,500 | €75,500 | €191,561 | €272,349 | €240,525 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €74,542 | €173,723 | €261,083 | €223,589 | - |
| Remuneration, social security and pensions62 | - | - | - | - | €2,032 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,786 | €1,134 | €1,266 | €1,500 | €455 | - |
| Other operating charges640/8 | - | €73 | €914 | €2,262 | €1,244 | - |
| Gross operating margin9900 | -€13,669 | €958 | €18,262 | €13,666 | €19,284 | - |
| Operating profit (loss)9901 | -€15,915 | -€249 | €16,081 | €9,904 | €15,553 | - |
| Financial income75/76B | - | - | €11 | €7 | €1 | - |
| Recurring financial income75 | - | - | €11 | €7 | €1 | - |
| Financial charges65/66B | - | €169 | €153 | €338 | €171 | - |
| Recurring financial charges65 | €79 | €169 | €153 | €338 | €171 | - |
| Profit (loss) for the period before taxes9903 | -€15,994 | -€418 | €15,939 | €9,573 | €15,383 | - |
| Profit (loss) for the period9904 | -€15,994 | -€418 | €15,939 | €9,573 | €15,383 | - |
| Profit (loss) for the period to be appropriated9905 | -€15,994 | -€418 | €15,939 | €9,573 | €15,383 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15,930 | €24,278 | €49,521 | €74,940 | €71,192 | - |
| Fixed assets21/28 | €3,589 | €3,437 | €3,726 | €2,226 | €545 | - |
| Tangible fixed assets22/27 | €3,589 | €3,437 | €3,726 | €2,226 | €545 | - |
| Plant, machinery and equipment23 | - | €709 | €1,860 | €1,222 | €545 | - |
| Furniture and vehicles24 | - | €2,727 | €1,866 | €1,005 | - | - |
| Current assets29/58 | €12,341 | €20,841 | €45,795 | €72,714 | €70,648 | - |
| Amounts receivable within one year40/41 | €9,075 | €12,705 | €35,755 | €64,402 | €39,450 | - |
| Trade receivables40 | - | €12,705 | €35,755 | €64,402 | €39,450 | - |
| Cash at bank and in hand54/58 | €3,266 | €7,752 | €8,900 | €7,454 | €18,663 | - |
| Deferred charges and accrued income490/1 | - | €384 | €1,139 | €858 | €12,535 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15,930 | €24,278 | €49,521 | €74,940 | €71,192 | - |
| Equity10/15 | -€35,911 | -€36,329 | -€20,389 | -€9,816 | €2,480 | - |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €9,060 | - |
| Capital10 | - | €6,200 | €6,200 | €6,200 | - | - |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | - | €12,400 | €12,400 | €12,400 | - | - |
| Revaluation surpluses12 | - | - | - | €1,000 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | - | - |
| Profit (loss) carried forward14 | -€43,971 | -€44,389 | -€28,449 | -€18,876 | -€6,580 | - |
| Amounts payable17/49 | €51,841 | €60,606 | €69,910 | €84,756 | €68,712 | - |
| Amounts payable within one year42/48 | €51,841 | €60,606 | €69,910 | €84,756 | €68,712 | - |
| Trade debts44 | €3,600 | €7,687 | €15,253 | €31,387 | €485 | - |
| Suppliers440/4 | - | €7,687 | €15,253 | €31,387 | €485 | - |
| Taxes, remuneration and social security45 | - | €10,586 | €11,104 | €10,898 | €36,287 | - |
| Taxes450/3 | - | €10,586 | €11,104 | €10,898 | €36,145 | - |
| Remuneration and social security454/9 | - | - | - | - | €142 | - |
| Other amounts payable47/48 | - | €42,333 | €43,553 | €42,471 | €31,941 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,994 | -€418 | €15,939 | €9,573 | €15,383 | - |
| + Depreciation and write-downs630 | €1,786 | €1,134 | €1,266 | €1,500 | €455 | - |
| Operating cash flow (approximation) | -€14,208 | €716 | €17,206 | €11,073 | €15,838 | - |
| Investment in fixed assets (approximation) | - | -€982 | -€1,556 | €0 | - | - |
| Change in cash | - | €4,486 | €1,148 | -€1,446 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 405 days late
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 765 days late
2022
30-06
Financial
Back to profitnet €15,939
Net result €15,939 after 3 loss-making years.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2015
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2014
31-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2012
Ground area
1,775 m²
Building footprint
254 m²
Volume, LiDAR
1,665 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Route de la Marache 41 A, 1380 Lasne
since 20122.310.339.466
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013D0300/00Y000 | Wallonia | 1,010 m² | 1 · 124 m² | 9.6 m · 3 fl. |
| 25076D0165/00Y000 ProtectedSite or landscape |
Wallonia | 764 m² | 1 · 130 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector, comparable size
SP GEOPROJECT
BE 1026.306.718
Beaumont · Eq €2,500
LITHOS
BE 0424.587.509
Sint-Katelijne-Waver · Eq €2,415
DE BROCHOWSKI
BE 0867.616.795
Overijse · Eq €2,619
Stefan Renaer Landmeter-expert
BE 0738.695.085
Lierde · Eq €2,750
SIX BEES INVEST
BE 0872.341.289
Lasne · Eq €2,115
Of 1,758 companies in sector 71122 we hold annual accounts for 771. 143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2012
Fiscal year end30-06
Activities, NACEBEL 2025
71122Land surveying
E-invoicing
Reachable via Peppol
Peppol ID
0208:0847369630
Also
9925:BE0847369630
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.