Jocaso
ActiveSummary
Jocaso has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €24k. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 1648 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency86▲+16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 0.55 in 2024; short-term debt: 38.5% and cash: 1.8% of total assets), and 38.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
10.5%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €138k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
5 d early
2022
61 d early
2021
16 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€138k▲ 20.6%
2024 · €114k
2018: €255k
2019: €268k▲ +5.4% vs 2018highest in 8 years
2020: €116k▼ -56.8% vs 2019
2021: €144k▲ +24.7% vs 2020
2022: €181k▲ +25.4% vs 2021
2023: €83k▼ -53.9% vs 2022lowest in 8 years
2024: €114k▲ +36.9% vs 2023
2025: €138k▲ +20.6% vs 2024
2018 → 2025
Total assets
€225k▼ 11.3%
2024 · €253k
2018: €617khighest in 8 years
2019: €554k▼ -10.1% vs 2018
2020: €441k▼ -20.5% vs 2019
2021: €410k▼ -7.0% vs 2020
2022: €327k▼ -20.3% vs 2021
2023: €280k▼ -14.2% vs 2022
2024: €253k▼ -9.6% vs 2023
2025: €225k▼ -11.3% vs 2024lowest in 8 years
2018 → 2025
Net result
€24k▼ 23.4%
2024 · €31k
2018: €-62klowest in 8 years
2019: €14k▲ +122% vs 2018
2020: €-7k▼ -151% vs 2019
2021: €29k▲ +509% vs 2020
2022: €37k▲ +27.9% vs 2021highest in 8 years
2023: €14k▼ -61.0% vs 2022
2024: €31k▲ +116% vs 2023
2025: €24k▼ -23.4% vs 2024
2018 → 2025
Working capital
€15k
2024 · €-59k
2018: €-60k
2019: €-32k▲ +47.4% vs 2018
2020: €-168k▼ -429% vs 2019lowest in 8 years
2021: €-122k▲ +27.6% vs 2020
2022: €-50k▲ +58.7% vs 2021
2023: €-120k▼ -139% vs 2022
2024: €-59k▲ +51.1% vs 2023
2025: €15k▲ +126% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€181k▲ 25.4%€83k▼ 53.9%€114k▲ 36.9%€138k▲ 20.6%
2021: €144k
2022: €181k▲ +25.4% vs 2021highest in 5 years
2023: €83k▼ -53.9% vs 2022lowest in 5 years
2024: €114k▲ +36.9% vs 2023
2025: €138k▲ +20.6% vs 2024
Operating result€46k-€59k▲ 29.6%€26k▼ 55.2%€50k▲ 89.8%€38k▼ 24.5%
2021: €46k
2022: €59k▲ +29.6% vs 2021highest in 5 years
2023: €26k▼ -55.2% vs 2022lowest in 5 years
2024: €50k▲ +89.8% vs 2023
2025: €38k▼ -24.5% vs 2024
Net result€29k-€37k▲ 27.9%€14k▼ 61.0%€31k▲ 116%€24k▼ 23.4%
2021: €29k
2022: €37k▲ +27.9% vs 2021highest in 5 years
2023: €14k▼ -61.0% vs 2022lowest in 5 years
2024: €31k▲ +116% vs 2023
2025: €24k▼ -23.4% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€123k ▼ 31.9%
Current assets
€102k ▲ 39.6%
Equity and liabilities €225k
Equity
€138k ▲ 20.6%
Provisions
€410 ▼ 6.5%
Debt
€87k ▼ 37.7%
Debt's share of the balance-sheet total falls from 54.8% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▼
2024 · €109k
Cash flow
€82k▼
2024 · €90k
Current ratio
1.18▲
2024 · 0.55
Debt to equity
0.63▼
2024 · 1.21
ROE
17.2%▼
2024 · 27.0%
ROA
10.5%▼
2024 · 12.2%
Interest coverage
83.43▲
2024 · 45.49
Debt ≤ 1 year
€87k▼
2024 · €132k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€13k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€253k€225k▼
Fixed assets21/28€180k€123k▼
Intangible fixed assets21€278€0▼
Tangible fixed assets22/27€180k€123k▼
Land and buildings22€173k€116k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€0€690▲
Current assets29/58€73k€102k▲
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€11k€15k▲
Other amounts receivable41€6k€1k▼
Current investments50/53€45k€80k▲
Cash at bank and in hand54/58€8k€4k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€253k€225k▼
Equity10/15€114k€138k▲
Contributions10/11€5k€5k=
Reserves13€108k€132k▲
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Distributable reserves133€107k€131k▲
Profit (loss) carried forward14€0-
Investment grants15€1k€1k▼
Provisions and deferred taxes16€438€410▼
Deferred taxes168€438€410▼
Amounts payable17/49€139k€87k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€132k€87k▼
Current portion of amounts payable after more than one year42€28k€7k▼
Financial debts43€53€0▼
Credit institutions430/8€53€0▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€90k€73k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€59k▼
Other operating charges640/8€13k€12k▼
Gross operating margin9900€122k€109k▼
Operating profit (loss)9901€50k€38k▼
Financial income75/76B€132€294▲
Recurring financial income75€132€294▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€48k€37k▼
Transfer from deferred taxes780€29€29=
Income taxes67/77€17k€13k▼
Profit (loss) for the period9904€31k€24k▼
Profit (loss) for the period to be appropriated9905€31k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€24k▼
Transfer from equity791/2€0-
Transfer to equity691/2€31k€24k▼
To other reserves6921€31k€24k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67k | €59k | €59k | €59k | €59k | ▼ 0.5% |
| Other operating charges640/8 | €12k | €11k | €12k | €13k | €12k | ▼ 6.5% |
| Gross operating margin9900 | €124k | €130k | €98k | €122k | €109k | ▼ 11.0% |
| Operating profit (loss)9901 | €46k | €59k | €26k | €50k | €38k | ▼ 24.5% |
| Financial income75/76B | €161 | €86 | €419 | €132 | €294 | ▲ 122% |
| Recurring financial income75 | €161 | €86 | €419 | €132 | €294 | ▲ 122% |
| Financial charges65/66B | €7k | €5k | €4k | €2k | €1k | ▼ 51.8% |
| Recurring financial charges65 | €7k | €5k | €4k | €2k | €1k | ▼ 51.8% |
| Profit (loss) for the period before taxes9903 | €39k | €54k | €23k | €48k | €37k | ▼ 22.7% |
| Transfer from deferred taxes780 | €29 | €29 | €29 | €29 | €29 | = |
| Income taxes67/77 | €10k | €18k | €9k | €17k | €13k | ▼ 21.5% |
| Profit (loss) for the period9904 | €29k | €37k | €14k | €31k | €24k | ▼ 23.4% |
| Transfer from tax-exempt reserves789 | €44k | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €73k | €37k | €14k | €31k | €24k | ▼ 23.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €410k | €327k | €280k | €253k | €225k | ▼ 11.3% |
| Fixed assets21/28 | €358k | €299k | €239k | €180k | €123k | ▼ 31.9% |
| Intangible fixed assets21 | €2k | €1k | €788 | €278 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €356k | €297k | €239k | €180k | €123k | ▼ 31.8% |
| Land and buildings22 | €343k | €286k | €230k | €173k | €116k | ▼ 32.8% |
| Plant, machinery and equipment23 | €11k | €10k | €9k | €7k | €6k | ▼ 17.5% |
| Furniture and vehicles24 | €2k | €943 | €258 | €0 | €690 | - |
| Current assets29/58 | €52k | €28k | €41k | €73k | €102k | ▲ 39.6% |
| Amounts receivable within one year40/41 | €23k | €14k | €18k | €17k | €16k | ▼ 4.3% |
| Trade receivables40 | €23k | €12k | €5k | €11k | €15k | ▲ 39.0% |
| Other amounts receivable41 | €0 | €2k | €12k | €6k | €1k | ▼ 83.3% |
| Current investments50/53 | €10k | €4k | €15k | €45k | €80k | ▲ 78.0% |
| Cash at bank and in hand54/58 | €16k | €8k | €3k | €8k | €4k | ▼ 49.9% |
| Deferred charges and accrued income490/1 | €3k | €2k | €5k | €3k | €2k | ▼ 51.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €410k | €327k | €280k | €253k | €225k | ▼ 11.3% |
| Equity10/15 | €144k | €181k | €83k | €114k | €138k | ▲ 20.6% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €138k | €175k | €77k | €108k | €132k | ▲ 21.9% |
| Non-distributable reserves130/1 | €500 | €500 | €500 | €500 | €500 | = |
| Reserves not available under the articles1311 | €500 | €500 | €500 | €500 | €500 | = |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €137k | €174k | €77k | €107k | €131k | ▲ 22.0% |
| Profit (loss) carried forward14 | €0 | - | €0 | €0 | - | - |
| Investment grants15 | €2k | €1k | €1k | €1k | €1k | ▼ 6.5% |
| Provisions and deferred taxes16 | €524 | €495 | €467 | €438 | €410 | ▼ 6.5% |
| Deferred taxes168 | €524 | €495 | €467 | €438 | €410 | ▼ 6.5% |
| Amounts payable17/49 | €265k | €145k | €196k | €139k | €87k | ▼ 37.7% |
| Amounts payable after more than one year17 | €91k | €63k | €35k | €7k | €0 | ▼ 100% |
| Financial debts170/4 | €91k | €63k | €35k | €7k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €174k | €79k | €161k | €132k | €87k | ▼ 34.3% |
| Current portion of amounts payable after more than one year42 | €41k | €28k | €28k | €28k | €7k | ▼ 75.0% |
| Financial debts43 | - | - | - | €53 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €53 | €0 | ▼ 100% |
| Trade debts44 | €5k | €2k | €8k | €6k | €3k | ▼ 54.9% |
| Suppliers440/4 | €5k | €2k | €8k | €6k | €3k | ▼ 54.9% |
| Taxes, remuneration and social security45 | €18k | €10k | €4k | €7k | €4k | ▼ 50.0% |
| Taxes450/3 | €18k | €10k | €4k | €7k | €4k | ▼ 50.0% |
| Other amounts payable47/48 | €109k | €38k | €121k | €90k | €73k | ▼ 18.8% |
| Accrued charges and deferred income492/3 | €0 | €3k | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €37k | €14k | €31k | €24k | ▼ 23.4% |
| + Depreciation and write-downs630 | €67k | €59k | €59k | €59k | €59k | ▼ 0.5% |
| Operating cash flow (approximation) | €96k | €96k | €74k | €90k | €82k | ▼ 8.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-894 | - |
| Change in cash | - | €-8k | €-5k | €5k | €-4k | ▼ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity doublescurrent ratio 1.18
Current ratio from 0.55 to 1.18; short-term debt falls from €132k to €87k.
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €100kEq €114k ▲36.9%
4 profitable years in a row build equity to €114k.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €37k ▲27.9%
Operating result €59k, net result €37k, both a record.
30-09
Financial
Equity above €150kEq €181k ▲25.4%
2 profitable years in a row build equity to €181k.
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 1993
Ground area
1,368 m²
Building footprint
152 m²
Volume, LiDAR
1,153 m³
Parcel 41015B0572/00H000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JOCASO
since 19932.061.690.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015B0572/00H000 | Flanders | 1,368 m² | 1 · 152 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,388 EUR awarded · 2,388 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 684 EUR | 684 EUR |
| 2024 | 1 | 1,062 EUR | 1,310 EUR |
| 2023 | 1 | 248 EUR | 0 EUR |
| 2022 | 1 | 394 EUR | 394 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
IDEM CONCEPT
BE 0701.944.359
Elsene · Eq €137,814
ICONSULTING
BE 0862.603.974
Wemmel · Eq €137,864
TOD
BE 0559.955.660
Sint-Agatha-Berchem · Eq €137,926
WBR
BE 0847.360.425
Gingelom · Eq €137,940
The Big Tree
BE 0683.629.274
Hasselt · Eq €137,622
Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-1993
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.