Jocaso
ActiveSummary
Jocaso has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137,821 and a net result of €23,642. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 1683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency86▲+16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 0.55 in 2024; short-term debt: 38.5% and cash: 1.8% of total assets), and 38.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
10.5%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €137,821
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
5 d early
2022
61 d early
2021
16 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 3 March (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€137,821▲ 20.6%
2024 · €114,265
Total assets
€224,757▼ 11.3%
2024 · €253,494
Net result
€23,642▼ 23.4%
2024 · €30,879
Working capital
€15,373
2024 · -€58,752
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45,557▲ 2,337%€59,044▲ 29.6%€26,457▼ 55.2%€50,218▲ 89.8%€37,907▼ 24.5%
Net result€28,738within the sector's middle half€36,745within the sector's middle half▲ 27.9%€14,325within the sector's middle half▼ 61.0%€30,879within the sector's middle half▲ 116%€23,642within the sector's middle half▼ 23.4%
Equity€144,423within the sector's middle half▲ 24.7%€181,083within the sector's middle half▲ 25.4%€83,471within the sector's middle half▼ 53.9%€114,265within the sector's middle half▲ 36.9%€137,821within the sector's middle half▲ 20.6%
Total assets€409,971within the sector's middle half▼ 7.0%€326,862within the sector's middle half▼ 20.3%€280,428within the sector's middle half▼ 14.2%€253,494within the sector's middle half▼ 9.6%€224,757within the sector's middle half▼ 11.3%
Debt€265,024▼ 18.3%€145,284▼ 45.2%€196,490▲ 35.2%€138,791▼ 29.4%€86,526▼ 37.7%
Working capital-€121,725below the sector's middle half▲ 27.6%-€50,294below the sector's middle half▲ 58.7%-€120,224below the sector's middle half▼ 139%-€58,752below the sector's middle half▲ 51.1%€15,373within the sector's middle half
Solvency35.2%within the sector's middle half▲ 9.0pp55.4%within the sector's middle half▲ 20.2pp29.8%within the sector's middle half▼ 25.6pp45.1%within the sector's middle half▲ 15.3pp61.3%within the sector's middle half▲ 16.2pp
Current ratio0.30below the sector's middle half▲ 0.180.36below the sector's middle half▲ 0.060.25below the sector's middle half▼ 0.110.55below the sector's middle half▲ 0.301.18within the sector's middle half▲ 0.62
Return on assets (ROA)7.0%within the sector's middle half▲ 8.6pp11.2%within the sector's middle half▲ 4.2pp5.1%within the sector's middle half▼ 6.1pp12.2%within the sector's middle half▲ 7.1pp10.5%within the sector's middle half▼ 1.7pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224,757
Fixed assets
€122,858 ▼ 31.9%
Current assets
€101,899 ▲ 39.6%
Equity and liabilities €224,757
Equity
€137,821 ▲ 20.6%
Provisions
€410 ▼ 6.5%
Debt
€86,526 ▼ 37.7%
Debt's share of the balance-sheet total falls from 54.8% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96,425▼
2024 · €109,033
Cash flow
€82,160▼
2024 · €89,695
Debt to equity
0.63▼
2024 · 1.21
ROE
17.2%▼
2024 · 27.0%
Interest coverage
83.43▲
2024 · 45.49
Debt ≤ 1 year
€86,526▼
2024 · €131,763
Debt > 1 year
€0▼
2024 · €7,028
Income taxes
€13,432▼
2024 · €17,102
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66,908 | €59,483 | €59,243 | €58,815 | €58,518 | ▼ 0.5% |
| Other operating charges640/8 | €11,960 | €11,035 | €12,241 | €13,203 | €12,347 | ▼ 6.5% |
| Gross operating margin9900 | €124,424 | €129,562 | €97,942 | €122,236 | €108,772 | ▼ 11.0% |
| Operating profit (loss)9901 | €45,557 | €59,044 | €26,457 | €50,218 | €37,907 | ▼ 24.5% |
| Financial income75/76B | €161 | €86 | €419 | €132 | €294 | ▲ 122% |
| Recurring financial income75 | €161 | €86 | €419 | €132 | €294 | ▲ 122% |
| Financial charges65/66B | €6,859 | €4,911 | €3,590 | €2,397 | €1,156 | ▼ 51.8% |
| Recurring financial charges65 | €6,859 | €4,911 | €3,590 | €2,397 | €1,156 | ▼ 51.8% |
| Profit (loss) for the period before taxes9903 | €38,859 | €54,219 | €23,285 | €47,953 | €37,045 | ▼ 22.7% |
| Transfer from deferred taxes780 | €29 | €29 | €29 | €29 | €29 | = |
| Income taxes67/77 | €10,150 | €17,503 | €8,989 | €17,102 | €13,432 | ▼ 21.5% |
| Profit (loss) for the period9904 | €28,738 | €36,745 | €14,325 | €30,879 | €23,642 | ▼ 23.4% |
| Transfer from tax-exempt reserves789 | €44,200 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €72,938 | €36,745 | €14,325 | €30,879 | €23,642 | ▼ 23.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €409,971 | €326,862 | €280,428 | €253,494 | €224,757 | ▼ 11.3% |
| Fixed assets21/28 | €358,024 | €298,541 | €239,298 | €180,483 | €122,858 | ▼ 31.9% |
| Intangible fixed assets21 | €1,808 | €1,298 | €788 | €278 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €356,216 | €297,244 | €238,510 | €180,205 | €122,858 | ▼ 31.8% |
| Land and buildings22 | €343,343 | €286,447 | €229,677 | €172,907 | €116,148 | ▼ 32.8% |
| Plant, machinery and equipment23 | €11,245 | €9,853 | €8,576 | €7,298 | €6,020 | ▼ 17.5% |
| Furniture and vehicles24 | €1,628 | €943 | €258 | €0 | €690 | - |
| Current assets29/58 | €51,948 | €28,321 | €41,130 | €73,011 | €101,899 | ▲ 39.6% |
| Amounts receivable within one year40/41 | €23,111 | €14,053 | €17,722 | €16,951 | €16,217 | ▼ 4.3% |
| Trade receivables40 | €23,111 | €11,903 | €5,425 | €10,951 | €15,217 | ▲ 39.0% |
| Other amounts receivable41 | €0 | €2,150 | €12,297 | €6,000 | €1,000 | ▼ 83.3% |
| Current investments50/53 | €10,029 | €4,029 | €15,029 | €45,068 | €80,214 | ▲ 78.0% |
| Cash at bank and in hand54/58 | €16,284 | €8,356 | €3,243 | €7,900 | €3,962 | ▼ 49.9% |
| Deferred charges and accrued income490/1 | €2,523 | €1,882 | €5,136 | €3,092 | €1,506 | ▼ 51.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €409,971 | €326,862 | €280,428 | €253,494 | €224,757 | ▼ 11.3% |
| Equity10/15 | €144,423 | €181,083 | €83,471 | €114,265 | €137,821 | ▲ 20.6% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €137,850 | €174,595 | €77,069 | €107,949 | €131,591 | ▲ 21.9% |
| Non-distributable reserves130/1 | €500 | €500 | €500 | €500 | €500 | = |
| Reserves not available under the articles1311 | €500 | €500 | €500 | €500 | €500 | = |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €137,350 | €174,095 | €76,569 | €107,449 | €131,091 | ▲ 22.0% |
| Profit (loss) carried forward14 | €0 | - | €0 | €0 | - | - |
| Investment grants15 | €1,574 | €1,488 | €1,402 | €1,316 | €1,231 | ▼ 6.5% |
| Provisions and deferred taxes16 | €524 | €495 | €467 | €438 | €410 | ▼ 6.5% |
| Deferred taxes168 | €524 | €495 | €467 | €438 | €410 | ▼ 6.5% |
| Amounts payable17/49 | €265,024 | €145,284 | €196,490 | €138,791 | €86,526 | ▼ 37.7% |
| Amounts payable after more than one year17 | €91,352 | €63,244 | €35,136 | €7,028 | €0 | ▼ 100% |
| Financial debts170/4 | €91,352 | €63,244 | €35,136 | €7,028 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €173,672 | €78,615 | €161,354 | €131,763 | €86,526 | ▼ 34.3% |
| Current portion of amounts payable after more than one year42 | €41,129 | €28,108 | €28,108 | €28,108 | €7,028 | ▼ 75.0% |
| Financial debts43 | - | - | - | €53 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €53 | €0 | ▼ 100% |
| Trade debts44 | €4,935 | €2,268 | €8,324 | €6,441 | €2,907 | ▼ 54.9% |
| Suppliers440/4 | €4,935 | €2,268 | €8,324 | €6,441 | €2,907 | ▼ 54.9% |
| Taxes, remuneration and social security45 | €18,150 | €9,794 | €3,987 | €7,482 | €3,739 | ▼ 50.0% |
| Taxes450/3 | €18,150 | €9,794 | €3,987 | €7,482 | €3,739 | ▼ 50.0% |
| Other amounts payable47/48 | €109,459 | €38,445 | €120,936 | €89,679 | €72,853 | ▼ 18.8% |
| Accrued charges and deferred income492/3 | €0 | €3,425 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,738 | €36,745 | €14,325 | €30,879 | €23,642 | ▼ 23.4% |
| + Depreciation and write-downs630 | €66,908 | €59,483 | €59,243 | €58,815 | €58,518 | ▼ 0.5% |
| Operating cash flow (approximation) | €95,645 | €96,228 | €73,568 | €89,695 | €82,160 | ▼ 8.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€894 | - |
| Change in cash | - | -€7,929 | -€5,113 | €4,658 | -€3,938 | ▼ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity doublescurrent ratio 1.18
Current ratio from 0.55 to 1.18; short-term debt falls from €131,763 to €86,526.
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €100,000Eq €114,265 ▲36.9%
4 profitable years in a row build equity to €114,265.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2019net €36,745 ▲27.9%
Operating result €59,044, net result €36,745, both a record.
30-09
Financial
Equity above €150,000Eq €181,083 ▲25.4%
2 profitable years in a row build equity to €181,083.
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €28,738
Net result €28,738 after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet -€7,019
Net result drops to -€7,019, the lowest in the series; recovery starts the following year.
Show earlier events
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 1993
Ground area
1,368 m²
Building footprint
152 m²
Volume, LiDAR
1,153 m³
Parcel 41015B0572/00H000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JOCASO
since 19932.061.690.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015B0572/00H000 | Flanders | 1,368 m² | 1 · 152 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,388 EUR awarded · 2,388 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 684 EUR | 684 EUR |
| 2024 | 1 | 1,062 EUR | 1,310 EUR |
| 2023 | 1 | 248 EUR | 0 EUR |
| 2022 | 1 | 394 EUR | 394 EUR |
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Of 13,405 companies in this sector we hold annual accounts for 6,906. 5,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded12-03-1993
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449632117
Also
9925:BE0449632117
Registered
13-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.