JOCANA
ActiveJOCANA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €361k and a net result of €-98k. Equity is shrinking by ~6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency88▼-12
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 8.97 in 2024), but 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
-11.2%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€98k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
on the day
2022
on the day
2021
17 d late
2020
2 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€361k▼ 24.7%
2024 · €479k
2019: €594k
2020: €594k
2021: €393k
2022: €349k
2023: €487k
2024: €479k
2019 → 2025
Total assets
€879k▲ 23.2%
2024 · €713k
2019: €964k
2020: €839k
2021: €616k
2022: €570k
2023: €751k
2024: €713k
2019 → 2025
Net result
€-98k▼ 1,092%
2024 · €-8k
2019: €227k
2020: €407
2021: €4k
2022: €-14k
2023: €158k
2024: €-8k
2019 → 2025
Working capital
€64k▼ 71.1%
2024 · €220k
2019: €274k
2020: €279k
2021: €11k
2022: €-15k
2023: €220k
2024: €220k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€393k-€349k▼ 11.2%€487k▲ 39.7%€479k▼ 1.7%€361k▼ 24.7%
Operating result€6k-€-16k€212k€-9k€-94k▼ 992%
Net result€4k-€-14k€158k€-8k€-98k▼ 1,092%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €94k in 2025 against €9k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €879k
Fixed assets
€769k▲ 65.4%
Current assets
€109k▼ 56.0%
Equity and liabilities €879k
Equity
€361k▼ 24.7%
Provisions
€99k▼ 5.6%
Debt
€418k▲ 224%
The debt ratio rises from 18.1% to 47.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€18k▼
2024 · €25k
Cash flow
€14k▼
2024 · €26k
Solvency
41.1%▼
2024 · 67.1%
Current ratio
2.40▼
2024 · 8.97
Quick ratio
2.40▼
2024 · 8.97
Debt / equity
1.16▲
2024 · 0.27
ROE
-27.2%▼
2024 · -1.7%
ROA
-11.2%▼
2024 · -1.2%
Interest coverage
1.85▼
2024 · 9.59
Debt
€418k▲
2024 · €129k
Debt ≤ 1 year
€46k▲
2024 · €28k
Debt > 1 year
€372k▲
2024 · €101k
Income taxes
€169▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€713k€879k▲
Fixed assets21/28€465k€769k▲
Tangible fixed assets22/27€465k€769k▲
Land and buildings22€429k€748k▲
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24€24k€11k▼
Current assets29/58€248k€109k▼
Amounts receivable within one year40/41€22k€2k▼
Trade receivables40€21k€2k▼
Other amounts receivable41€108€108=
Cash at bank and in hand54/58€224k€106k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€713k€879k▲
Equity10/15€479k€361k▼
Contributions10/11€72k€52k▼
Reserves13€438k€421k▼
Tax-exempt reserves132€316k€298k▼
Distributable reserves133€123k€123k=
Profit (loss) carried forward14€-31k€-111k▼
Provisions and deferred taxes16€105k€99k▼
Deferred taxes168€105k€99k▼
Amounts payable17/49€129k€418k▲
Amounts payable after more than one year17€101k€372k▲
Financial debts170/4€101k€372k▲
Amounts payable within one year42/48€28k€46k▲
Current portion of amounts payable after more than one year42€13k€24k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€3k€200▼
Taxes450/3€3k€200▼
Other amounts payable47/48€8k€15k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€112k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€32k€23k▼
Operating profit (loss)9901€-9k€-94k▼
Financial income75/76B€2k€312▼
Recurring financial income75€2k€312▼
Financial charges65/66B€3k€10k▲
Recurring financial charges65€3k€10k▲
Profit (loss) for the period before taxes9903€-10k€-104k▼
Transfer from deferred taxes780€5k€6k▲
Income taxes67/77€3k€169▼
Profit (loss) for the period9904€-8k€-98k▼
Transfer from tax-exempt reserves789€14k€18k▲
Profit (loss) for the period to be appropriated9905€6k€-80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-111k▼
Profit (loss) brought forward from the previous period14P€-31k€-31k=
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €158k
Net result €158k after one loss-making year.
30-06
Financial
Liquidity times 13current ratio 6.69
Current ratio from 0.53 to 6.69.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity times 5current ratio 14.73
Current ratio from 3.11 to 14.73; short-term debt falls from €130k to €20k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-04-2020
Nadia Bogaerts: Resigned as Director
30-06-2014
Nadia Bogaerts: Resigned as Director
30-06-2014
BOGAERTS Carine: Resigned as Managing director
30-06-2014
BOGAERTS Carine: Resigned as Director
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Limbosweg 31860 MeiseGround area
1,442 m²
Building footprint
385 m²
Volume, LiDAR
1,085 m³
2 parcels, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Boechtstraat 15, 1860 Meise
since 19912.054.715.267
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050G0281/00A000 | Flanders | 1,010 m² | 1 · 240 m² | - |
| 23050G0131/00S002 | Flanders | 432 m² | 1 · 145 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-1990
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.