JOCABE
ActiveSummary
JOCABE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 78% of 818 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▼-5
Solvency85▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.48 in 2024; short-term debt: 40% of total assets), and 40% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
19 d late
2023
15 d early
2022
13 d early
2021
4 d early
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k
2024 · €4k
Working capital
€-121k▲ 5.8%
2024 · €-128k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6k▼ 57.8%€6k▲ 1.6%€2k▼ 65.8%€4k▲ 91.9%€-10k
Net result€6k▼ 57.8%€6k▲ 1.6%€2k▼ 65.8%€4k▲ 91.9%€-9k
Equity€369k▲ 1.6%€375k▲ 1.6%€377k▲ 0.5%€380k▲ 1.0%€371k▼ 2.5%
Total assets€617k▲ 1.0%€622k▲ 0.8%€623k▲ 0.2%€627k▲ 0.7%€618k▼ 1.5%
Debt€248k▲ 0.2%€247k▼ 0.3%€246k▼ 0.4%€247k▲ 0.2%€247k▲ 0.1%
Working capital€-182k▲ 10.1%€-161k▲ 11.2%€-147k▲ 8.8%€-128k▲ 12.7%€-121k▲ 5.8%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618k
Fixed assets
€492k ▼ 3.3%
Current assets
€126k ▲ 6.5%
Equity and liabilities €618k
Equity
€371k ▼ 2.5%
Debt
€247k ▲ 0.1%
Debt's share of the balance-sheet total rises from 39.3% to 40.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €19k
Cash flow
€-2k▼
2024 · €19k
Current ratio
0.51▲
2024 · 0.48
Debt to equity
0.67▲
2024 · 0.65
ROE
-2.5%▼
2024 · 1.0%
ROA
-1.5%▼
2024 · 0.6%
Debt ≤ 1 year
€247k▲
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €945 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €15k | €15k | €7k | ▼ 50.0% |
| Other operating charges640/8 | €520 | €410 | €446 | €449 | €462 | ▲ 2.8% |
| Non-recurring operating charges66A | - | - | - | - | €9k | - |
| Gross operating margin9900 | €21k | €21k | €17k | €20k | €8k | ▼ 60.6% |
| Operating profit (loss)9901 | €6k | €6k | €2k | €4k | €-10k | ▼ 331% |
| Financial income75/76B | - | €0 | - | - | €197 | - |
| Recurring financial income75 | - | €0 | - | - | €197 | - |
| Profit (loss) for the period before taxes9903 | €6k | €6k | €2k | €4k | €-9k | ▼ 326% |
| Income taxes67/77 | €566 | €575 | €197 | €378 | - | - |
| Profit (loss) for the period9904 | €6k | €6k | €2k | €4k | €-9k | ▼ 349% |
| Profit (loss) for the period to be appropriated9905 | €6k | €6k | €2k | €4k | €-9k | ▼ 349% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €617k | €622k | €623k | €627k | €618k | ▼ 1.5% |
| Fixed assets21/28 | €550k | €536k | €524k | €509k | €492k | ▼ 3.3% |
| Tangible fixed assets22/27 | €59k | €44k | €32k | €17k | - | - |
| Land and buildings22 | €59k | €44k | €32k | €17k | - | - |
| Financial fixed assets28 | €492k | €492k | €492k | €492k | €492k | = |
| Current assets29/58 | €66k | €86k | €99k | €118k | €126k | ▲ 6.5% |
| Amounts receivable within one year40/41 | €66k | €86k | €99k | €118k | €126k | ▲ 6.5% |
| Other amounts receivable41 | €66k | €86k | €99k | €118k | €126k | ▲ 6.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €617k | €622k | €623k | €627k | €618k | ▼ 1.5% |
| Equity10/15 | €369k | €375k | €377k | €380k | €371k | ▼ 2.5% |
| Contributions10/11 | €255k | €255k | €255k | €255k | €255k | = |
| Capital10 | €255k | €255k | €255k | €255k | €255k | = |
| Issued capital100 | €255k | €255k | €255k | €255k | €255k | = |
| Reserves13 | €114k | €120k | €122k | €125k | €116k | ▼ 7.5% |
| Non-distributable reserves130/1 | €26k | €26k | €26k | €26k | €26k | = |
| Legal reserve130 | €26k | €26k | €26k | €26k | €26k | = |
| Tax-exempt reserves132 | €44k | €44k | €44k | €44k | €44k | = |
| Distributable reserves133 | €45k | €51k | €53k | €56k | €47k | ▼ 16.7% |
| Amounts payable17/49 | €248k | €247k | €246k | €247k | €247k | ▲ 0.1% |
| Amounts payable within one year42/48 | €248k | €247k | €246k | €247k | €247k | ▲ 0.1% |
| Trade debts44 | - | - | - | €197 | €378 | ▲ 91.9% |
| Suppliers440/4 | - | - | - | €197 | €378 | ▲ 91.9% |
| Taxes, remuneration and social security45 | €2k | €1k | €197 | €378 | - | - |
| Taxes450/3 | €2k | €1k | €197 | €378 | - | - |
| Other amounts payable47/48 | €246k | €246k | €246k | €246k | €247k | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €6k | €2k | €4k | €-9k | ▼ 349% |
| + Depreciation and write-downs630 | €15k | €15k | €15k | €15k | €7k | ▼ 50.0% |
| Operating cash flow (approximation) | €20k | €20k | €17k | €19k | €-2k | ▼ 110% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €0 | €9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1994
Ground area
1,845 m²
Building footprint
224 m²
Volume, LiDAR
1,359 m³
Parcel 73064B0286/00G004, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Gauwakkerstraat 21, 3621 Lanaken
since 19942.066.602.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73064B0286/00G004 | Flanders | 1,844 m² | 1 · 224 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,861 companies in sector 56112 we hold annual accounts for 9,773. 5,206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded08-04-1994
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.