Jobzy
ActiveJobzy has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-38k) and a net result of €-44k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 13% of 780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-46
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 1.71 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.7%
Return on assets
-5.5%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€38k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
21 d late
2024
35 d early
2023
27 d late
2022
152 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-38k
2024 · €6k
2021: €2k
2022: €5k
2023: €5k
2024: €6k
2021 → 2025
Total assets
€803k▲ 5,496%
2024 · €14k
2021: €10k
2022: €11k
2023: €14k
2024: €14k
2021 → 2025
Net result
€-44k
2024 · €2k
2021: €-2k
2022: €4k
2023: €914
2024: €2k
2021 → 2025
Working capital
€-338k
2024 · €6k
2021: €2k
2022: €5k
2023: €5k
2024: €6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€5k▲ 135%€5k▲ 2.4%€6k▲ 22.7%€-38k
Operating result€-2k-€6k€3k▼ 51.0%€5k▲ 80.5%€-40k
Net result€-2k-€4k€914▼ 74.1%€2k▲ 115%€-44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40k after €5k in 2024, the lowest year so far.
Balance-sheet composition
Assets €803k
Fixed assets
€775k
Current assets
€28k
Key figures and ratios
EBITDA
€21k
Cash flow
€18k
Solvency
-4.7%▼
2024 · 41.6%
Current ratio
0.08▼
2024 · 1.71
Quick ratio
0.08▼
2024 · 1.71
Debt / equity
-22.08▼
2024 · 1.40
ROE
115.7%▲
2024 · 32.9%
ROA
-5.5%▼
2024 · 13.7%
Interest coverage
5.64
Debt
€841k▲
2024 · €8k
Debt ≤ 1 year
€367k▲
2024 · €8k
Debt > 1 year
€475k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€803k▲
Fixed assets21/28-€775k
Tangible fixed assets22/27-€775k
Land and buildings22-€774k
Plant, machinery and equipment23-€930
Current assets29/58€14k€28k▲
Amounts receivable within one year40/41€9k€14k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€48€3k▲
Cash at bank and in hand54/58€5k€13k▲
Deferred charges and accrued income490/1€288€2k▲
Equity and liabilities
Total equity and liabilities10/49€14k€803k▲
Equity10/15€6k€-38k▼
Contributions10/11€5k€5k=
Reserves13€1k-
Distributable reserves133€1k-
Profit (loss) carried forward14-€-43k
Amounts payable17/49€8k€841k▲
Amounts payable after more than one year17-€475k
Financial debts170/4-€475k
Amounts payable within one year42/48€8k€367k▲
Current portion of amounts payable after more than one year42-€18k
Trade debts44€664€2k▲
Suppliers440/4€664€2k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€2k€339k▲
Accrued charges and deferred income492/3-€157
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€62k
Other operating charges640/8€786€3k▲
Gross operating margin9900€6k€25k▲
Operating profit (loss)9901€5k€-40k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€130€4k▲
Recurring financial charges65€130€4k▲
Profit (loss) for the period before taxes9903€5k€-44k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€2k€-44k▼
Profit (loss) for the period to be appropriated9905€2k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-44k▼
Transfer from equity791/2-€1k
Transfer to equity691/2€1k-
To other reserves6921€1k-
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-44k ▼2346%
Net result drops to €-44k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
01-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Kaart 102930 BrasschaatGround area
328 m²
Building footprint
97 m²
Volume, LiDAR
574 m³
Parcel 11323F0194/00W002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jobzy
since 20202.302.913.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0194/00W002 | Flanders | 328 m² | 1 · 97 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,017 EUR awarded · 930 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 930 EUR | 930 EUR |
| 2022 | 1 | 87 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,347 companies in sector 78100 we hold annual accounts for 1,355. 486 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2020
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jobzy.be
E-mail:info@jobzy.be