Turnover
≈ €250,000 estimated
The accounts state no turnover.
Jobi Management
Lifetime
18 annual accounts with figures on one time axispeak €35,597 (2025)
€35,597▲ 13×
lowest -€20,465 (2024)
€11,120▲ €31,586
peak €93,100 (2022)
€76,146▲ 17.1%
€421,810▼ 1.3%
Board1 name since 2021
1 directorBIJNENS Jos
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €2,797 to €35,597Back to profit: €11,120Equity from €65,026 to €76,146
Key points
from the 2025 annual accountsChecked score
84
Excellent
Financially stronger than 39% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%▼ -0.4 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%▼ -0.1 percentage points vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Equity €76,146 (15.3% of total assets)
lowers risk
Size: total assets €497,956
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 31% of them on solvency, 11% on liquidity, 45% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as Jobi Management has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Jobi Management itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for Jobi Management. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (1.09 in 2024), below the usual 1.5. Short-term debt is 79.8% and cash 3.2% of total assets. 84.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
30 days late
2023
28 days late
2022
46 days early
2021
17 days early
2020
19 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0894422746
Company renamed from GARAGE BIJNENS to Jobi Management
“Handel in auto’s, bestelwagens, vrachtwagens, moto’s, alsmede onderhoud en herstellingen; Verkoop van alle…” (deed in Dutch) · Gazette deed
Change of role: BIJNENS Jos, from statutory manager to director
General meeting of 25-01-2023 · Gazette deed
First establishment
Garage Bijnens bvba, Bosdel 88, Genk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jobi Management Genk | €497,956 | €35,597 | 15.3% | - |
| MAENE MOTORS Jabbeke | €469,945 | €29,176 | 58.2% | 0 |
| GIPA MOTOR Comblain-au-Pont | €592,603 | €40,949 | 50.5% | 1.2 |
| AUTOBEDRIJF CORNELIS - DEBAEKE Kortemark | €490,926 | €43,601 | 33.1% | - |
| RADO CARS Erpe-Mere | €499,945 | €49,385 | 15.2% | - |
| MOBICOLD Fernelmont | €463,085 | €49,935 | 37.0% | - |
| SINT-ELOOI Ninove | €419,539 | €26,610 | 85.1% | - |
These companies have the same main activity as Jobi Management: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €420,000 and €593,000, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 18-12-2007Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Establishment unit
- 2.167.923.3733600 Genk, since 22-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 03-01-2025
Insights on Jobi Management
Jobi Management files the micro format. That format states no turnover. The gross margin rose from €5,828 in 2008 to €35,597 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jobi Management
- What is the company number of Jobi Management?
- The company number of Jobi Management is 0894.422.746. The VAT number is the same number with BE in front: BE 0894.422.746.
- Where is Jobi Management based?
- The registered office is at Bosdel 88, 3600 Genk.Company details
- What does Jobi Management do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of Jobi Management?
- Jobi Management is a private limited company (BV).
- When was Jobi Management founded?
- Jobi Management was founded on 18-12-2007.
- Is Jobi Management still active?
- Yes, Jobi Management is an active enterprise in the KBO register.
- What is the turnover of Jobi Management?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €35,597 and 37 comparable companies (NACE 47811). It probably lies between €120,000 and €810,000.Financials
- Is Jobi Management profitable?
- In financial year 2025, Jobi Management made a profit of €11,120.
- Where can I find the annual accounts of Jobi Management?
- Jobi Management filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jobi Management due?
- Jobi Management must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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