Jobi Management
ActiveJobi Management has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 34% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+49
Solvency40▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.09 in 2024; short-term debt: 79.8% and cash: 3.2% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
30 d late
2023
28 d late
2022
46 d early
2021
17 d early
2020
19 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 17.1%
2024 · €65k
2018: €77k
2019: €75k
2020: €87k
2021: €90k
2022: €93k
2023: €85k
2024: €65k
2018 → 2025
Total assets
€498k▲ 1.1%
2024 · €492k
2018: €126k
2019: €125k
2020: €238k
2021: €351k
2022: €311k
2023: €340k
2024: €492k
2018 → 2025
Net result
€11k
2024 · €-20k
2018: €9k
2019: €-2k
2020: €11k
2021: €4k
2022: €3k
2023: €-8k
2024: €-20k
2018 → 2025
Working capital
€44k▲ 29.0%
2024 · €34k
2018: €87k
2019: €84k
2020: €96k
2021: €100k
2022: €102k
2023: €49k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€93k▲ 3.0%€85k▼ 8.2%€65k▼ 23.9%€76k▲ 17.1%
Operating result€10k-€10k▲ 3.4%€-5k€-9k▼ 84.4%€19k
Net result€4k-€3k▼ 29.5%€-8k€-20k▼ 169%€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€57k▼ 18.6%
Current assets
€441k▲ 4.4%
Equity and liabilities €498k
Equity
€76k▲ 17.1%
Debt
€422k▼ 1.3%
The debt ratio falls from 86.8% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €1k
Cash flow
€26k▲
2024 · €-10k
Solvency
15.3%▲
2024 · 13.2%
Current ratio
1.11▲
2024 · 1.09
Quick ratio
0.46▼
2024 · 0.57
Debt / equity
5.54▼
2024 · 6.57
ROE
14.6%▲
2024 · -31.5%
ROA
2.2%▲
2024 · -4.2%
Interest coverage
5.07▲
2024 · 0.13
Debt
€422k▼
2024 · €427k
Debt ≤ 1 year
€398k▲
2024 · €389k
Debt > 1 year
€22k▼
2024 · €38k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€492k€498k▲
Fixed assets21/28€70k€57k▼
Tangible fixed assets22/27€70k€57k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€50k€39k▼
Other tangible fixed assets26€11k€10k▼
Current assets29/58€423k€441k▲
Stocks and contracts in progress3€201k€258k▲
Stocks30/36€201k€258k▲
Amounts receivable within one year40/41€205k€164k▼
Trade receivables40€203k€162k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€13k€16k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€492k€498k▲
Equity10/15€65k€76k▲
Contributions10/11€10k€10k=
Reserves13€55k€66k▲
Distributable reserves133€55k€66k▲
Amounts payable17/49€427k€422k▼
Amounts payable after more than one year17€38k€22k▼
Financial debts170/4€38k€22k▼
Amounts payable within one year42/48€389k€398k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€18k€27k▲
Suppliers440/4€18k€27k▲
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€4k€17k▲
Other amounts payable47/48€347k€333k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€959-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€3k€36k▲
Operating profit (loss)9901€-9k€19k▲
Financial income75/76B-€27
Recurring financial income75-€27
Financial charges65/66B€11k€7k▼
Recurring financial charges65€11k€7k▼
Profit (loss) for the period before taxes9903€-20k€12k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-20k€11k▲
Profit (loss) for the period to be appropriated9905€-20k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€11k▲
Transfer from equity791/2€20k-
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosdel 883600 GenkGround area
3,247 m²
Building footprint
1,250 m²
Parcel 71305F1225/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Garage Bijnens bvba
since 20082.167.923.373
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F1225/00D000 | Flanders | 3,247 m² | 1 · 1,250 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPLICAR
BE 0719.499.181
Fleurus · Eq €76k
LETATECH
BE 0711.742.151
Zwevegem · Eq €76k
CVD EXCLUSIVE CARS
BE 0668.711.664
Westerlo · Eq €76k
WK Cars
BE 0639.853.669
Zonnebeke · Eq €76k
JEMA
BE 0453.797.672
Brecht · Eq €76k
Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 3,534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2007
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.