JOBI
ActiveSummary
The computed 12-month bankruptcy probability of JOBI is 1.5% (moderate). The 2025 annual accounts show equity of €125k and a net result of €-3k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 13417 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability33▲+16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.64 against 5.57 in 2024; short-term debt: 17.7% and cash: 0% of total assets), and 17.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
32 d late
2024
29 d late
2023
1 d early
2022
1 d late
2021
24 d late
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 2.0%
2024 · €128k
2018: €59klowest in 8 years
2019: €85k▲ +44.6% vs 2018
2020: €100k▲ +17.1% vs 2019
2021: €137k▲ +37.5% vs 2020
2022: €141k▲ +2.4% vs 2021highest in 8 years
2023: €130k▼ -7.5% vs 2022
2024: €128k▼ -1.8% vs 2023
2025: €125k▼ -2.0% vs 2024
2018 → 2025
Total assets
€152k▼ 2.3%
2024 · €156k
2018: €172k
2019: €200k▲ +16.2% vs 2018highest in 8 years
2020: €163k▼ -18.4% vs 2019
2021: €157k▼ -3.5% vs 2020
2022: €170k▲ +8.2% vs 2021
2023: €159k▼ -6.4% vs 2022
2024: €156k▼ -2.3% vs 2023
2025: €152k▼ -2.3% vs 2024lowest in 8 years
2018 → 2025
Net result
€-3k▼ 12.2%
2024 · €-2k
2018: €29k
2019: €26k▼ -8.3% vs 2018
2020: €15k▼ -44.6% vs 2019
2021: €37k▲ +157% vs 2020highest in 8 years
2022: €3k▼ -91.1% vs 2021
2023: €-11k▼ -419% vs 2022lowest in 8 years
2024: €-2k▲ +78.2% vs 2023
2025: €-3k▼ -12.2% vs 2024
2018 → 2025
Working capital
€125k▼ 2.0%
2024 · €128k
2018: €27klowest in 8 years
2019: €51k▲ +90.9% vs 2018
2020: €74k▲ +43.7% vs 2019
2021: €119k▲ +62.1% vs 2020
2022: €134k▲ +12.7% vs 2021highest in 8 years
2023: €130k▼ -3.3% vs 2022
2024: €128k▼ -1.8% vs 2023
2025: €125k▼ -2.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€141k▲ 2.4%€130k▼ 7.5%€128k▼ 1.8%€125k▼ 2.0%
2021: €137k
2022: €141k▲ +2.4% vs 2021highest in 5 years
2023: €130k▼ -7.5% vs 2022
2024: €128k▼ -1.8% vs 2023
2025: €125k▼ -2.0% vs 2024lowest in 5 years
Operating result€44k-€2k▼ 96.0%€-11k€-2k▲ 81.5%€-2k▼ 20.2%
2021: €44khighest in 5 years
2022: €2k▼ -96.0% vs 2021
2023: €-11k▼ -707% vs 2022lowest in 5 years
2024: €-2k▲ +81.5% vs 2023
2025: €-2k▼ -20.2% vs 2024
Net result€37k-€3k▼ 91.1%€-11k€-2k▲ 78.2%€-3k▼ 12.2%
2021: €37khighest in 5 years
2022: €3k▼ -91.1% vs 2021
2023: €-11k▼ -419% vs 2022lowest in 5 years
2024: €-2k▲ +78.2% vs 2023
2025: €-3k▼ -12.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €152k
Equity
€125k ▼ 2.0%
Debt
€27k ▼ 3.4%
Debt's share of the balance-sheet total falls from 17.9% to 17.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
5.64▲
2024 · 5.57
Debt to equity
0.22▼
2024 · 0.22
ROE
-2.1%▼
2024 · -1.8%
ROA
-1.7%▼
2024 · -1.5%
Debt ≤ 1 year
€27k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€156k€152k▼
Current assets29/58€156k€152k▼
Amounts receivable within one year40/41€155k€152k▼
Trade receivables40€138€1k▲
Other amounts receivable41€155k€151k▼
Cash at bank and in hand54/58€295€8▼
Equity and liabilities
Total equity and liabilities10/49€156k€152k▼
Equity10/15€128k€125k▼
Contributions10/11€6k€6k=
Reserves13€118k€118k=
Distributable reserves133€118k€118k=
Profit (loss) carried forward14€3k€868▼
Amounts payable17/49€28k€27k▼
Amounts payable within one year42/48€28k€27k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€0-
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-2k€-3k▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€868▼
Profit (loss) brought forward from the previous period14P€6k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €12k | €24k | €150 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €7k | €256 | €0 | - | - |
| Other operating charges640/8 | €331 | €456 | €6k | €0 | - | - |
| Gross operating margin9900 | €67k | €34k | €-4k | €-2k | €-2k | ▼ 20.2% |
| Operating profit (loss)9901 | €44k | €2k | €-11k | €-2k | €-2k | ▼ 20.2% |
| Financial income75/76B | €3k | €3k | €3k | €3k | €4k | ▲ 4.0% |
| Recurring financial income75 | €3k | €3k | €3k | €3k | €4k | ▲ 4.0% |
| Financial charges65/66B | €3k | €2k | €3k | €4k | €4k | ▲ 0.5% |
| Recurring financial charges65 | €3k | €2k | €3k | €4k | €4k | ▲ 0.5% |
| Profit (loss) for the period before taxes9903 | €44k | €3k | €-11k | €-2k | €-3k | ▼ 12.2% |
| Income taxes67/77 | €7k | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €37k | €3k | €-11k | €-2k | €-3k | ▼ 12.2% |
| Profit (loss) for the period to be appropriated9905 | €37k | €3k | €-11k | €-2k | €-3k | ▼ 12.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €157k | €170k | €159k | €156k | €152k | ▼ 2.3% |
| Fixed assets21/28 | €18k | €6k | €0 | - | - | - |
| Tangible fixed assets22/27 | €13k | €6k | €0 | - | - | - |
| Plant, machinery and equipment23 | €13k | €6k | €0 | - | - | - |
| Financial fixed assets28 | €5k | €0 | - | - | - | - |
| Current assets29/58 | €139k | €164k | €159k | €156k | €152k | ▼ 2.3% |
| Stocks and contracts in progress3 | €9k | €0 | - | - | - | - |
| Stocks30/36 | €9k | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €123k | €163k | €159k | €155k | €152k | ▼ 2.1% |
| Trade receivables40 | €3k | €6k | €138 | €138 | €1k | ▲ 798% |
| Other amounts receivable41 | €120k | €157k | €159k | €155k | €151k | ▼ 2.8% |
| Cash at bank and in hand54/58 | €8k | €1k | €540 | €295 | €8 | ▼ 97.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €157k | €170k | €159k | €156k | €152k | ▼ 2.3% |
| Equity10/15 | €137k | €141k | €130k | €128k | €125k | ▼ 2.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €118k | €118k | €118k | €118k | €118k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €116k | €116k | €118k | €118k | €118k | = |
| Profit (loss) carried forward14 | €13k | €16k | €6k | €3k | €868 | ▼ 74.9% |
| Amounts payable17/49 | €20k | €30k | €29k | €28k | €27k | ▼ 3.4% |
| Amounts payable within one year42/48 | €20k | €30k | €29k | €28k | €27k | ▼ 3.4% |
| Current portion of amounts payable after more than one year42 | €5k | €3k | €3k | €0 | - | - |
| Financial debts43 | - | €25k | €24k | €25k | €25k | = |
| Credit institutions430/8 | - | €25k | €24k | €25k | €25k | = |
| Trade debts44 | €4k | €1k | €3k | €3k | €2k | ▼ 29.0% |
| Suppliers440/4 | €4k | €1k | €3k | €3k | €2k | ▼ 29.0% |
| Taxes, remuneration and social security45 | €12k | €916 | €216 | €0 | - | - |
| Taxes450/3 | €4k | €216 | €216 | €0 | - | - |
| Remuneration and social security454/9 | €8k | €700 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37k | €3k | €-11k | €-2k | €-3k | ▼ 12.2% |
| + Depreciation and write-downs630 | €10k | €7k | €256 | €0 | - | - |
| Operating cash flow (approximation) | €48k | €11k | €-10k | €-2k | €-3k | ▼ 12.2% |
| Investment in fixed assets (approximation) | - | €5k | €6k | - | - | - |
| Change in cash | - | €-6k | €-738 | €-245 | €-287 | ▼ 16.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲157%
Operating result €44k, net result €37k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.95
Current ratio from 2.20 to 6.95; short-term debt falls from €61k to €20k.
31-12
Financial
Equity above €100kEq €137k ▲37.5%
4 profitable years in a row build equity to €137k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2010
Ground area
4,676 m²
Building footprint
2,091 m²
Volume, LiDAR
31,342 m³
2 parcels, Brussels, Flanders · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
JOBI
since 20102.193.095.071
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0109/00N000 | Flanders | 2,351 m² | 1 · 833 m² | 16.4 m · 4 fl. |
| 21814P0236/00G003 | Brussels | 2,325 m² | 1 · 1,258 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,452. 9,299 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.