JOBECON
ActiveSummary
JOBECON has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,417 and a net result of -€3,313. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.41 against 4.25 in 2024; short-term debt: 22% and cash: 89.6% of total assets), and 22% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
-14%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€3,313
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
28 d late
2022
30 d late
2021
31 d late
2020
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€18,417▼ 15.2%
2024 · €21,730
Total assets
€23,605▼ 16.0%
2024 · €28,113
Net result
-€3,313▲ 51.3%
2024 · -€6,806
Working capital
€17,714▼ 14.6%
2024 · €20,752
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,229▼ 36.4%€13,205▲ 60.5%€5,497▼ 58.4%-€6,645-€3,122▲ 53.0%
Net result€5,012within the sector's middle half▼ 44.3%€8,283within the sector's middle half▲ 65.3%€3,747within the sector's middle half▼ 54.8%-€6,806below the sector's middle half-€3,313below the sector's middle half▲ 51.3%
Equity€16,506within the sector's middle half▲ 43.6%€24,789within the sector's middle half▲ 50.2%€28,536within the sector's middle half▲ 15.1%€21,730within the sector's middle half▼ 23.9%€18,417within the sector's middle half▼ 15.2%
Total assets€27,112below the sector's middle half▲ 37.8%€37,500below the sector's middle half▲ 38.3%€36,506below the sector's middle half▼ 2.6%€28,113below the sector's middle half▼ 23.0%€23,605below the sector's middle half▼ 16.0%
Debt€10,606▲ 29.5%€12,711▲ 19.8%€7,970▼ 37.3%€6,383▼ 19.9%€5,187▼ 18.7%
Working capital€15,447within the sector's middle half▲ 50.1%€24,058within the sector's middle half▲ 55.7%€27,284within the sector's middle half▲ 13.4%€20,752within the sector's middle half▼ 23.9%€17,714within the sector's middle half▼ 14.6%
Solvency60.9%within the sector's middle half▲ 2.5pp66.1%within the sector's middle half▲ 5.2pp78.2%above the sector's middle half▲ 12.1pp77.3%above the sector's middle half▼ 0.9pp78.0%above the sector's middle half▲ 0.7pp
Current ratio2.46within the sector's middle half▲ 0.202.89within the sector's middle half▲ 0.444.42above the sector's middle half▲ 1.534.25above the sector's middle half▼ 0.174.41above the sector's middle half▲ 0.16
Return on assets (ROA)18.5%within the sector's middle half▼ 27.2pp22.1%within the sector's middle half▲ 3.6pp10.3%within the sector's middle half▼ 11.8pp-24.2%below the sector's middle half▼ 34.5pp-14.0%below the sector's middle half▲ 10.2pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,122 in 2025 against €6,645 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,605
Fixed assets
€704 ▼ 28.0%
Current assets
€22,901 ▼ 15.6%
Equity and liabilities €23,605
Equity
€18,417 ▼ 15.2%
Debt
€5,187 ▼ 18.7%
Debt's share of the balance-sheet total falls from 22.7% to 22.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,848▲
2024 · -€6,371
Cash flow
-€3,038▲
2024 · -€6,532
Debt to equity
0.28▼
2024 · 0.29
ROE
-18.0%▲
2024 · -31.3%
Interest coverage
-14.98▲
2024 · -39.53
Debt ≤ 1 year
€5,187▼
2024 · €6,383
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.2%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €496 | €328 | €119 | €274 | €274 | = |
| Other operating charges640/8 | €623 | €507 | €557 | €721 | €985 | ▲ 36.6% |
| Non-recurring operating charges66A | - | - | €731 | €0 | - | - |
| Gross operating margin9900 | €9,348 | €14,040 | €6,904 | -€5,649 | -€1,863 | ▲ 67.0% |
| Operating profit (loss)9901 | €8,229 | €13,205 | €5,497 | -€6,645 | -€3,122 | ▲ 53.0% |
| Financial income75/76B | - | - | €0 | €0 | - | - |
| Recurring financial income75 | - | - | €0 | €0 | - | - |
| Financial charges65/66B | €74 | €161 | €161 | €161 | €190 | ▲ 18.0% |
| Recurring financial charges65 | €74 | €161 | €161 | €161 | €190 | ▲ 18.0% |
| Profit (loss) for the period before taxes9903 | €8,155 | €13,044 | €5,336 | -€6,806 | -€3,313 | ▲ 51.3% |
| Income taxes67/77 | €3,143 | €4,761 | €1,589 | €0 | - | - |
| Profit (loss) for the period9904 | €5,012 | €8,283 | €3,747 | -€6,806 | -€3,313 | ▲ 51.3% |
| Profit (loss) for the period to be appropriated9905 | €5,012 | €8,283 | €3,747 | -€6,806 | -€3,313 | ▲ 51.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €27,112 | €37,500 | €36,506 | €28,113 | €23,605 | ▼ 16.0% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €1,059 | €731 | €1,252 | €978 | €704 | ▼ 28.0% |
| Tangible fixed assets22/27 | €1,059 | €731 | €1,252 | €978 | €704 | ▼ 28.0% |
| Plant, machinery and equipment23 | €1,059 | €731 | €1,252 | €978 | €704 | ▼ 28.0% |
| Current assets29/58 | €26,053 | €36,769 | €35,254 | €27,135 | €22,901 | ▼ 15.6% |
| Amounts receivable within one year40/41 | €2,118 | €3,480 | €1,880 | €537 | €1,753 | ▲ 226% |
| Trade receivables40 | €2,118 | €3,480 | €1,880 | €537 | €1,748 | ▲ 225% |
| Other amounts receivable41 | - | - | - | - | €5 | - |
| Cash at bank and in hand54/58 | €23,870 | €33,289 | €33,374 | €26,598 | €21,148 | ▼ 20.5% |
| Deferred charges and accrued income490/1 | €65 | €0 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €27,112 | €37,500 | €36,506 | €28,113 | €23,605 | ▼ 16.0% |
| Equity10/15 | €16,506 | €24,789 | €28,536 | €21,730 | €18,417 | ▼ 15.2% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €14,006 | €22,289 | €26,036 | €26,036 | €26,036 | = |
| Distributable reserves133 | €14,006 | €22,289 | €26,036 | €26,036 | €26,036 | = |
| Profit (loss) carried forward14 | - | - | - | -€6,806 | -€10,119 | ▼ 48.7% |
| Amounts payable17/49 | €10,606 | €12,711 | €7,970 | €6,383 | €5,187 | ▼ 18.7% |
| Amounts payable within one year42/48 | €10,606 | €12,711 | €7,970 | €6,383 | €5,187 | ▼ 18.7% |
| Trade debts44 | €130 | €437 | €1,422 | €149 | €512 | ▲ 245% |
| Suppliers440/4 | €130 | €437 | €1,422 | €149 | €512 | ▲ 245% |
| Taxes, remuneration and social security45 | €7,344 | €8,910 | €3,249 | €2,936 | €1,377 | ▼ 53.1% |
| Taxes450/3 | €7,344 | €8,910 | €3,249 | €2,936 | €1,377 | ▼ 53.1% |
| Other amounts payable47/48 | €3,133 | €3,364 | €3,299 | €3,299 | €3,299 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,012 | €8,283 | €3,747 | -€6,806 | -€3,313 | ▲ 51.3% |
| + Depreciation and write-downs630 | €496 | €328 | €119 | €274 | €274 | = |
| Operating cash flow (approximation) | €5,507 | €8,611 | €3,866 | -€6,532 | -€3,038 | ▲ 53.5% |
| Investment in fixed assets (approximation) | - | €0 | -€640 | €0 | €0 | - |
| Change in cash | - | €9,418 | €86 | -€6,776 | -€5,449 | ▲ 19.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€6,806
Net result drops to -€6,806, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2020
Ground area
119 m²
Building footprint
119 m²
Volume, LiDAR
673 m³
Parcel 12342B0077/00W002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOBECON
since 20202.300.620.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342B0077/00W002 | Flanders | 119 m² | 1 · 119 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 5,685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
74999Other professional, scientific and technical activities
85599Other education
95240Repair and maintenance of furniture and upholstery
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743563002
Also
9925:BE0743563002
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.