Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of JOBARDENT is < 0.1% (very low). Its gross margin ranks better than 91% of 79 sector peers (fiscal year 2022). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 5 annual accounts.
Signals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2022How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Gross operating margin | €441k | €56k | |
| Staff costs | €449k | €119k | |
| Total assets | €162k | €156k |
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €2k |
| Net profit | - |
| Cash flow | - |
| Staff costs | €449k |
| Income taxes | - |
| Dividends | - |
| Total assets | €162k |
| Equity | - |
| Debt | €126k |
| of which ≤ 1y | €125k |
| of which > 1y | - |
| Working capital | €34k |
| Employees (FTE) | 8.5 |
| 2022 | |
|---|---|
| Current ratio | 1.27 |
| Quick ratio | 1.27 |
| Working capital ratio | 21.2% |
| Solvency | - |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | 2.20 |
| Gross margin | - |
| Net margin | - |
| ROA | - |
| ROE | - |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €162k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €363 |
| Current assets | 29/58 | €159k |
| Amounts receivable within one year | 40/41 | €90k |
| Cash & bank | 54/58 | €66k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €162k |
| Provisions & deferred taxes | 16 | €36k |
| Amounts payable | 17/49 | €126k |
| Amounts payable within one year | 42/48 | €125k |
| Trade debts payable within one year | 44 | €23k |
| Income statement | ||
| Gross operating margin | 9900 | €441k |
| Operating result | 9901 | €692 |
| Financial charges | 65 | €692 |
Health barometer
FY 2022 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Locations & real estate
Registered office
on the map · from the address registerReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087B0318/00W003 | Wallonia | 4,077 m² | 1 · 208 m² | 8.6 m · 2 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by stability.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameFR | JOBARDENT |