Joba IT Solutions
ActiveJoba IT Solutions has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €51k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+19
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.11 against 9.33 in 2024), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
17.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
38 d early
2023
13 d early
2022
5 d early
2021
21 d late
2020
22 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€272k▲ 9.2%
2024 · €249k
2019: €80k
2020: €124k
2021: €178k
2022: €206k
2023: €219k
2024: €249k
2019 → 2025
Total assets
€294k▲ 6.6%
2024 · €276k
2019: €116k
2020: €202k
2021: €237k
2022: €251k
2023: €263k
2024: €276k
2019 → 2025
Net result
€51k▲ 37.1%
2024 · €37k
2019: €28k
2020: €43k
2021: €55k
2022: €37k
2023: €25k
2024: €37k
2019 → 2025
Working capital
€262k▲ 18.4%
2024 · €221k
2019: €56k
2020: €91k
2021: €148k
2022: €168k
2023: €184k
2024: €221k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€206k▲ 15.4%€219k▲ 6.5%€249k▲ 13.8%€272k▲ 9.2%
Operating result€78k-€60k▼ 23.6%€40k▼ 33.6%€56k▲ 40.3%€75k▲ 35.2%
Net result€55k-€37k▼ 31.8%€25k▼ 31.8%€37k▲ 45.9%€51k▲ 37.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€10k▼ 63.2%
Current assets
€284k▲ 14.4%
Equity and liabilities €294k
Equity
€272k▲ 9.2%
Debt
€22k▼ 18.5%
The debt ratio falls from 9.6% to 7.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€96k▲
2024 · €77k
Cash flow
€71k▲
2024 · €59k
Solvency
92.6%▲
2024 · 90.4%
Current ratio
13.11▲
2024 · 9.33
Quick ratio
12.92▲
2024 · 9.12
Debt / equity
0.08▼
2024 · 0.11
ROE
18.7%▲
2024 · 14.9%
ROA
17.3%▲
2024 · 13.4%
Interest coverage
56.11▲
2024 · 39.95
Debt
€22k▼
2024 · €27k
Debt ≤ 1 year
€22k▼
2024 · €27k
Income taxes
€22k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€294k▲
Fixed assets21/28€28k€10k▼
Tangible fixed assets22/27€28k€10k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€20k€5k▼
Other tangible fixed assets26€2k€989▼
Current assets29/58€248k€284k▲
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€39k€44k▲
Trade receivables40€27k€41k▲
Other amounts receivable41€12k€3k▼
Cash at bank and in hand54/58€203k€234k▲
Deferred charges and accrued income490/1€432€898▲
Equity and liabilities
Total equity and liabilities10/49€276k€294k▲
Equity10/15€249k€272k▲
Contributions10/11€19k€19k=
Reserves13€222k€245k▲
Distributable reserves133€222k€245k▲
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€27k€22k▼
Amounts payable within one year42/48€27k€22k▼
Current portion of amounts payable after more than one year42€12k-
Financial debts43€9k€9k▼
Credit institutions430/8€9k€9k▼
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9-€250
Other amounts payable47/48-€62
Accrued charges and deferred income492/3€53€54▲
Income statement
Code20242025
Non-recurring operating income76A€1k€595▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€20k▼
Other operating charges640/8€834€747▼
Non-recurring operating charges66A€198-
Gross operating margin9900€78k€97k▲
Operating profit (loss)9901€56k€75k▲
Financial income75/76B€176-
Recurring financial income75€176-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B-€839
Profit (loss) for the period before taxes9903€54k€73k▲
Income taxes67/77€17k€22k▲
Profit (loss) for the period9904€37k€51k▲
Profit (loss) for the period to be appropriated9905€37k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€59k▲
Profit (loss) brought forward from the previous period14P€8k€8k▲
Transfer from equity791/2€7k€28k▲
Transfer to equity691/2€37k€51k▲
To other reserves6921€37k€51k▲
Profit to be distributed694/7€7k€28k▲
Return on contributions (dividend)694€7k€28k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €25k ▼31.8%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €200kEq €206k ▲15.4%
4 profitable years in a row build equity to €206k.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 21 days late
2021
30-06
Financial
Highest result since 2019net €55k ▲26.7%
Operating result €78k, net result €55k, both a record.
30-06
Financial
Equity above €150kEq €178k ▲44.3%
3 profitable years in a row build equity to €178k.
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 22 days late
2020
30-06
Financial
Equity above €100kEq €124k ▲53.7%
2 profitable years in a row build equity to €124k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 18 days late
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotstraat 303990 PeerGround area
1,963 m²
Building footprint
184 m²
Volume, LiDAR
739 m³
Parcel 72030E0494/00N000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Joba IT Solutions
since 20122.207.603.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030E0494/00N000 | Flanders | 1,963 m² | 1 · 184 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,807 EUR awarded · 1,807 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,807 EUR | 1,807 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 13,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2012
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:werner@joba-it-solutions.be
Phone:0476/32.37.45