JOANSONS
ActiveJOANSONS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €4k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▲+8
Solvency58▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 2.1 in 2024), but 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
0.9%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 12-01-2026, 47 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
47 d early
2024
35 d early
2023
56 d early
2022
1 d early
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close15-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€119k▲ 3.6%
2024 · €115k
2021: €102k
2022: €109k
2023: €113k
2024: €115k
2021 → 2025
Total assets
€444k▼ 3.6%
2024 · €461k
2021: €502k
2022: €489k
2023: €475k
2024: €461k
2021 → 2025
Net result
€4k▲ 104%
2024 · €2k
2021: €7k
2022: €7k
2023: €4k
2024: €2k
2021 → 2025
Working capital
€31k▼ 32.6%
2024 · €45k
2021: €88k
2022: €77k
2023: €62k
2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€109k▲ 6.8%€113k▲ 3.9%€115k▲ 1.8%€119k▲ 3.6%
Operating result€8k-€15k▲ 78.7%€17k▲ 12.6%€20k▲ 20.1%€20k▲ 0.9%
Net result€7k-€7k▲ 3.9%€4k▼ 39.7%€2k▼ 51.3%€4k▲ 104%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€375k=
Current assets
€70k▼ 19.2%
Equity and liabilities €444k
Equity
€119k▲ 3.6%
Debt
€326k▼ 6.0%
The debt ratio falls from 75.1% to 73.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
26.8%▲
2024 · 24.9%
Current ratio
1.77▼
2024 · 2.10
Quick ratio
1.77▼
2024 · 2.10
Debt / equity
2.74▼
2024 · 3.01
ROE
3.5%▲
2024 · 1.8%
ROA
0.9%▲
2024 · 0.4%
Debt
€326k▼
2024 · €346k
Debt ≤ 1 year
€39k▼
2024 · €41k
Debt > 1 year
€285k▼
2024 · €304k
Income taxes
€1k▲
2024 · €509
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€461k€444k▼
Fixed assets21/28€375k€375k=
Financial fixed assets28€375k€375k=
Current assets29/58€86k€70k▼
Amounts receivable within one year40/41€85k€62k▼
Trade receivables40€6k€0▼
Other amounts receivable41€78k€62k▼
Cash at bank and in hand54/58€0€6k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€461k€444k▼
Equity10/15€115k€119k▲
Contributions10/11€95k€95k=
Profit (loss) carried forward14€20k€24k▲
Amounts payable17/49€346k€326k▼
Amounts payable after more than one year17€304k€285k▼
Financial debts170/4€304k€285k▼
Amounts payable within one year42/48€41k€39k▼
Current portion of amounts payable after more than one year42€19k€19k=
Financial debts43€1k€0▼
Credit institutions430/8€1k€0▼
Trade debts44€1k€987▼
Suppliers440/4€1k€987▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€17k€18k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Other operating charges640/8€392€428▲
Gross operating margin9900€20k€20k▲
Operating profit (loss)9901€20k€20k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€19k€16k▼
Recurring financial charges65€19k€16k▼
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77€509€1k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€24k▲
Profit (loss) brought forward from the previous period14P€18k€20k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
Financial
Weakest financial yearnet €2k ▼51.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-07
Financial
Highest result since 2021net €7k ▲3.9%
Net result €7k, the highest in the series.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensevest 1023000 LeuvenGround area
951 m²
Building footprint
260 m²
Volume, LiDAR
3,394 m³
Parcel 24502B0312/00P007, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JOANSONS
since 20202.310.174.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0312/00P007 | Flanders | 951 m² | 1 · 260 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CENTUM TECHNOLOGIES ET SOLUTIONS
BE 0743.952.782
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POLYCAD
BE 0460.622.613
Gent · Eq €119k
RUIMTELIJKE ORDENING IN TEKST EN SCHETSEN
BE 0770.632.336
Lo-Reninge · Eq €119k
NESCON
BE 0635.844.304
Tielt-Winge · Eq €119k
Ecore
BE 0543.305.413
Thimister-Clermont · Eq €119k
Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 5,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2020
Fiscal year end31-07
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
46190Agents in non-specialised wholesale trade
85599Other education
90029Arts creation and performing arts activities
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.