JOAN
ActiveSummary
The computed 12-month bankruptcy probability of JOAN is 3.6% (moderate). The 2025 annual accounts show equity of €78k and a net result of €68k. Its solvency ranks better than 73% of 13417 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency83
Growth-
Track record67
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.09; short-term debt: 42.5% and cash: 87% of total assets), and 42.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
50.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€78k
Total assets
€136k
Net result
€68k
Working capital
€63k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €136k
Fixed assets
€15k
Current assets
€121k
Equity and liabilities €136k
Equity
€78k
Debt
€58k
Debt finances 42.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€93k
Cash flow
€73k
Current ratio
2.09
Debt to equity
0.74
ROE
87.2%
ROA
50.2%
Interest coverage
37.71
Debt ≤ 1 year
€58k
Income taxes
€17k
Staff costs
€75k
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €75k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €170k |
| Operating profit (loss)9901 | €88k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €86k |
| Income taxes67/77 | €17k |
| Profit (loss) for the period9904 | €68k |
| Profit (loss) for the period to be appropriated9905 | €68k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €136k | |
| Fixed assets21/28 | €15k | |
| Tangible fixed assets22/27 | €15k | |
| Plant, machinery and equipment23 | €8k | |
| Furniture and vehicles24 | €7k | |
| Current assets29/58 | €121k | |
| Amounts receivable within one year40/41 | €599 | |
| Other amounts receivable41 | €599 | |
| Cash at bank and in hand54/58 | €118k | |
| Deferred charges and accrued income490/1 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €136k | |
| Equity10/15 | €78k | |
| Contributions10/11 | €10k | |
| Reserves13 | €68k | |
| Distributable reserves133 | €68k | |
| Amounts payable17/49 | €58k | |
| Amounts payable within one year42/48 | €58k | |
| Trade debts44 | €3k | |
| Suppliers440/4 | €3k | |
| Taxes, remuneration and social security45 | €55k | |
| Taxes450/3 | €41k | |
| Remuneration and social security454/9 | €14k | |
| Other amounts payable47/48 | €100 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €68k |
| + Depreciation and write-downs630 | €5k |
| Operating cash flow (approximation) | €73k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2024
Ground area
1,215 m²
Building footprint
253 m²
Volume, LiDAR
2,940 m³
Parcel 44011B0097/00E000, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Odile
since 20242.354.218.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0097/00E000 | Flanders | 1,215 m² | 1 · 253 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.354.218.407
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BE 0524.704.177
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BRASSERIE SOFIE
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BE 0692.612.761
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PER BACCO
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,452. 9,774 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.