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Joaillerie du Centre

Active
Private limited companyfounded 1968active for 58 yearsVestingstraat 14, 2018 Antwerpen, BelgiumKBO/BCE: BE 0404.966.189
Summary

Joaillerie du Centre has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €755,023 and a net result of €28,219. Equity is growing by about 2.5% per year across the filed financial years. Its solvency ranks better than 95% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Joaillerie du CentreActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of watches and jewellery
NACE 47770
1 site
Size
€786,279total assets 2025
Staff
1 FTE
Equity
€755,023
Profit
€28,219
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
  • DE CLEYN BernardDirector
  • DE CLEYN SophieDirector
2025 accounts 86 days early1 of 4 deeds summarised
Why 96lowers riskLiquidity: current ratio 24.53, cash €168,538Founded in 1968Equity €755,023 (96.0% of total assets)Size: total assets €786,279Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.0% of total assets
Liquidity 77+4
short-term debt 4.0% · cash 21.4%
Profitability 73+48
return on assets 3.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 24.53, compared with 19.63 in 2024, above the usual 1.5; short-term debt: 4% and cash: 21.4% of total assets), and 4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 82% on liquidity, 58% on profitability and 49% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 24.53, cash €168,538
NBB · annual accounts
lowers risk · Founded in 1968
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €755,023 (96.0% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €786,279
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
86 days early
2024
116 days early
2023
70 days early
2022
120 days early
2021
67 days early
2020
101 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 88 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 33.3% · 22,576 companies 96.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €28,219 8 years View
  • Active since 1968founded 01-01-1968 58 years View

By topic

Financials

Financial year
2025
Total assets
€786,279
Profit
€28,219
Solvency
96.0%
Total assets▲ 2.9%
Net result
20182025
Go to Financials

Timeline

Events
52
Since
1978
Next accounts
by 31-07-2027
  1. 12-01-2024Reappointments: DE CLEYN Sophie (director) and DE…
  2. 31-12-2023Weakest financial year
  3. 31-12-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Annual meeting
Last Friday of May at 19:00
Purpose
“De handel en fabricatie van juwelen,van edelgesteenten,diamanten,zowel voor sier-als voor…” (deed in Dutch)
Go to Articles of association

Key facts about Joaillerie du Centre

What is the company number of Joaillerie du Centre?
0404.966.189. In Belgium the VAT number is the company number with BE in front: BE 0404.966.189.
Where is Joaillerie du Centre based?
The registered office is at Vestingstraat 14, 2018 Antwerpen.Company details
What does Joaillerie du Centre do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of Joaillerie du Centre?
Private limited company (BV).
When was Joaillerie du Centre founded?
On 01-01-1968.
Is Joaillerie du Centre still active?
Yes, Joaillerie du Centre is an active enterprise in the KBO register.
How many employees does Joaillerie du Centre have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Joaillerie du Centre?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Joaillerie du Centre profitable?
In financial year 2025, Joaillerie du Centre made a profit of €28,219.
Where can I find the annual accounts of Joaillerie du Centre?
Joaillerie du Centre filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Joaillerie du Centre due?
By 31-07-2027, for financial year 2026.Timeline

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