Equity
€24,641 ▲ 14.0%
JOACK has made a profit in every financial year since 2023.
JOACK
Overview
Lifetime
3 annual accounts with figures on one time axispeak €13,059 (2024)
€4,242▼ 67.5%
peak €10,170 (2024)
€3,033▼ 70.2%
peak €24,641 (2025)
€24,641▲ 14.0%
€12,944▼ 16.7%
Board1 name since 2022
-
Documentsfilings and deeds
09-11-2026101 days late
2025micro format
Gross margin from €13,059 to €4,242Result from €10,170 to €3,033Equity from €21,609 to €24,641Debts from €15,533 to €12,944Cash from €19,236 to €313
Key points
from the 2025 annual accountsFilings
3 annual accounts 101 days
Latest accounts filed late: after the legal deadline.
At the same address
313 companies
Bankruptcy probability
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.3%
01-2025: 3.3%● unchanged vs 12-2024
02-2025: 3.3%● unchanged vs 01-2025
03-2025: 7.3%▲ +4.0 percentage points vs 02-2025highest value
04-2025: 7.2%▼ -0.1 percentage points vs 03-2025
05-2025: 7.2%● unchanged vs 04-2025
06-2025: 7.2%● unchanged vs 05-2025
07-2025: 7.2%● unchanged vs 06-2025
08-2025: 7.2%● unchanged vs 07-2025
09-2025: 7.2%● unchanged vs 08-2025
10-2025: 7.2%● unchanged vs 09-2025
11-2025: 7.3%▲ +0.1 percentage points vs 10-2025
12-2025: 7.3%● unchanged vs 11-2025
01-2026: 7.3%● unchanged vs 12-2025
02-2026: 7.3%● unchanged vs 01-2026
03-2026: 7.3%● unchanged vs 02-2026
04-2026: 6.6%▼ -0.7 percentage points vs 03-2026
05-2026: 6.6%● unchanged vs 04-2026
06-2026: 6.6%● unchanged vs 05-2026
07-2026: 6.6%● unchanged vs 06-2026
08-2026: 6.3%▼ -0.3 percentage points vs 07-2026
09-2026: 6.2%▼ -0.1 percentage points vs 08-2026
10-2026: 6.2%● unchanged vs 09-2026
11-2026: 3.3%▼ -2.9 percentage points vs 10-2026lowest value
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Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 101 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-11-2026, 101 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filingsDeviation from the deadline
2025
101 days late
2024
466 days late
2023
831 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 466 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 November (3 of the last 3 accounts filed within 366 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0789487651
Incorporation
Founding capital of €6,000, 100 shares · Founder: ACKERMAN John · Appointment: ACKERMAN John (director) · published on 10-08-2022 · Gazette deed
First establishment
Mollestraat 61, Asse
Official details
Source: KBO- Status
- Active since 08-08-2022Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Joinery installationNACE 43320and 2 others
- Establishment unit
- 2.334.953.1181730 Asse, since 08-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2025
Insights on JOACK
JOACK files the micro format. That format states no turnover. The gross margin fell from €7,157 in 2023 to €4,242 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 09-11-2026, 101 days late€4,242
▼ 67.5%
€3,843
▼ 69.9%
€3,033
▼ 70.2%
€23,386
▲ 8.2%
65.6%
▲ 7.4 percentage points
2.81
▲ 0.42
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €37,586 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
65.6%
Higher than 71% of 35,136 companies in 2025.
2.81
Higher than 69% of 34,510 companies in 2025.
8.1%
Higher than 53% of 34,711 companies in 2025.
JOACK
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
37,586 | 37,142 | 17,124 | |
21/28 |
1,256 | - | - | |
22/27 |
1,256 | - | - | |
24 |
1,256 | - | - | |
29/58 |
36,330 | 37,142 | 17,124 | |
40/41 |
36,017 | 17,906 | 15,459 | |
40 |
21,544 | 4,087 | 1,639 | |
41 |
14,473 | 13,820 | 13,820 | |
54/58 |
313 | 19,236 | 1,666 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
37,586 | 37,142 | 17,124 | |
10/15 |
24,641 | 21,609 | 11,439 | |
10/11 |
6,000 | 6,000 | 6,000 | |
14 |
18,641 | 15,609 | 5,439 | |
17/49 |
12,944 | 15,533 | 5,686 | |
42/48 |
12,944 | 15,533 | 5,686 | |
44 |
7,523 | 10,523 | 4,156 | |
440/4 |
7,523 | 10,523 | 4,156 | |
45 |
4,660 | 4,250 | 1,530 | |
450/3 |
4,660 | 4,250 | 1,530 | |
47/48 |
761 | 761 | - | |
| Income statement | ||||
9900 |
4,242 | 13,059 | 7,157 | |
630 |
157 | - | - | |
640/8 |
242 | 302 | 348 | |
9901 |
3,843 | 12,758 | 6,809 | |
75/76B |
- | - | 2 | |
75 |
- | - | 2 | |
65/66B |
52 | 45 | 13 | |
65 |
52 | 45 | 13 | |
9903 |
3,791 | 12,713 | 6,798 | |
67/77 |
758 | 2,543 | 1,360 | |
9904 |
3,033 | 10,170 | 5,439 | |
9905 |
3,033 | 10,170 | 5,439 | |
| Appropriation of the result | ||||
9906 |
18,641 | 15,609 | 5,439 | |
14P |
15,609 | 5,439 | - | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 09-11-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 4,000 | - | - | ||
| 3,190 | - | - | ||
| 1,413 | - | - | ||
| -18,923 | 17,570 | - | ||
| 23,386 | 21,609 | 11,439 | ||
| 65.6% | 58.2% | 66.8% | ||
| 2.81 | 2.39 | 3.01 | ||
| 0.53 | 0.72 | 0.50 | ||
| 12.3% | 47.1% | 47.5% | ||
| 8.1% | 27.4% | 31.8% | ||
| 76.54 | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on JOACK
The operating result for 2025 is 70% lower than in 2024 and the lowest since 2023.
Debt's share of the balance-sheet total falls from 41.8% to 34.4%. Equity is higher and debt is lower.
Board & ownership
Board
1 office holder, since incorporationDirector (not named in the articles)
appointed by deed of 10-08-2022
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 10-08-2022
Mandates through the years
1 name, the dashed line is todayACKERMAN John
Director (not named in the articles)
Director (not named in the articles)
Other function
Mandates as a list
- ACKERMAN John
- Director (not named in the articles), appointed by deed of 10-08-2022, still in office
Control
Capital
- Contribution
- €6,000
- Shares
- 100
- Contribution per share
- €60
- Source
- deed of 10-08-2022
Articles of association
deed of 10-08-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 19:00
Shareholders
At incorporation
deed of 10-08-2022 ↗
- ACKERMAN John 100 shares (100%) · €6,000
Network & group
JOACK shares no director with another company.
At the same address
Brusselsesteenweg 292, 3090 Overijse · 313 other companies| NORIM
registered office since 04-07-2022 · founded in 2022 |
turnover €1.1m (2025) 0788.183.101 |
| ISTMAN CONSTRUCTION
registered office since 25-04-2023 · founded in 2023 · accounts filed late |
turnover €856,807 (2024) 0801.141.014 |
| DECO-PRO
registered office since 01-06-2025 · founded in 2014 · accounts filed late |
turnover €635,920 (2024) 0567.823.350 |
| MANDO
registered office since 29-07-2022 · founded in 2022 |
total assets €634,884 (2025) 0789.239.510 |
| HVAC Performance
registered office since 25-10-2022 · founded in 2022 |
total assets €623,019 (2025) 0792.862.063 |
| CORDEIRO CONSTRUCT
registered office since 02-06-2020 · founded in 2020 |
total assets €620,151 (2024) 0747.794.279 |
| Beprosoft Venture
establishment since 01-06-2022 · founded in 2017 · accounts filed late |
total assets €608,433 (2024) 0675.566.990 |
| MAT HOME CONSTRUCT
registered office since 09-11-2022 · founded in 2022 |
total assets €558,765 (2025) 0793.454.951 |
| SANDEF
registered office since 23-08-2022 · founded in 2022 |
turnover €362,314 (2025) 0789.882.975 |
| MODOCAR
registered office since 14-12-2024 · founded in 2024 |
total assets €465,537 (2025) 1017.397.267 |
Timeline
Timeline
8 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2023 filed NBBmicro format · 831 days late
Annual accounts 2024 filed NBBmicro format · 466 days late
Annual accounts 2025 filed NBBmicro format · 101 days late
2025
Weakest financial year net €3,033 ▼70.2% The net result drops to €3,033, the lowest from 2023 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0789487651
2024
Highest result from 2023 to 2025 net €10,170 ▲87% The operating result of €12,758 and the net result of €10,170 are both a record.
2022
IncorporationFounding capital of €6,000, 100 shares · Founder: ACKERMAN John · Appointment: ACKERMAN John (director) · published on 10-08-20227 points ▸
- Registered office clause, 3090Overijse, Brusselsesteenweg292
- Director appointment, ACKERMAN John (director (not named in the articles))
- Permanent representative, ACKERMAN John
- Founder, ACKERMAN John
- Founding capital, €6,000, 100 shares
- ACKERMAN John holds all the shares
- 100 shares
- The deed holds 4 more points.
First establishment Mollestraat 61, Asse
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0789.487.651
- VAT number
- BE 0789.487.651
- Peppol ID
- 0208:0789487651
- Other Peppol ID
- 9925:BE0789487651
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-08-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 19:00deed of 10-08-2022 (in Dutch)
- Peppol
- Reachable since 07-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JOACK in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-08-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 10-08-2022 (in Dutch)
Activities
NACEBEL 202543320
Joinery installation main activity
Codes under NACEBEL 2008
43320
Joinery installation main activity
47540
Retail trade
47591
Retail trade
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Plaatsen en installeren van keukens; Algemene bouwwerken; Dakwerken; Installatie van zwembaden; Het slopen van gebouwen en andere…”deed of 10-08-2022 (in Dutch)
23 activities
- Plaatsen en installeren van keukens
- Algemene bouwwerken
- Dakwerken
- Installatie van zwembaden
- Het slopen van gebouwen en andere bouwwerken;het ruimen van bouwterreinen;het grondverzet;het proefboren en boren;algemene bouwonderneming;het optrekken van de ruwbouw van gebouwen en de structuur van civieltechnische werken,inclusief het gieten van gewapend beton en het uitvoeren van metselwerken;de algemene coördinatie van de werkzaamheden op de bouwwerf;het bouwen van individuele huizen;het optrekken van andere residentiële gebouwen en van kantoorgebouwen;het optrekken van gebouwen voor industrieel of commercieel gebruik of voor landbouwdoeleinden;de dakbedekking en bouw van dakconstructies;de gespecialiseerde bouwwerkzaamheden ten behoeve van diverse bouwwerken,waarvoor specifieke ervaring of een speciale uitrusting nodig is;de elektrische installatie in gebouwen en andere bouwwerken;isolatiewerkzaamheden;het plaatsen of herstellen van ramen en vensters;de installatie van verwarming,klimaatregeling en ventilatie;de installatie in gebouwen en andere bouwwerken van waterleidingen,artikelen en apparaten voor sanitair gebruik,sprinklerinstallaties,gasaansluitingen en leidingen voor diverse gassen;de overige bouwinstallatie;het stukadoors-,plafonneer-,cementeer- en alle andere pleisterwerk,het schrijnwerk van hout of van kunstwerk;het metaalschrijnwerk;het plaatsen van vloer- en wandtegels en mozaïek;het plaatsen van alle andere wand- en vloerbekledingen,inbegrepen van hout of andere materialen;het plaatsen van behang;het schilderen;het glaszetten;de overige werkzaamheden in verband met afwerking van gebouwen.
- In en uitvoer van alle producten;
- Plaatsen van ramen en deuren;
- De aan- en verkoop,groot- en kleinhandel,markthandel,im- en export,conditionering,fabricatie,assemblage van alle consumptiegoederen,halffabricaten en grondstoffen,meer in het bijzonder van alle bouwmaterialen,van alle voedingsmiddelen,zuivelproducten,vlees,vleeswaren,kip en gevogelte,vis,visconserven,producten van de brood-,banket- en suikerbakkerij,schoeisel,textielwaren en kleding,huishoudartikelen,meubileringartikelen,onderhoud en huishoudelijke uitrusting,kunst- en siervoorwerpen,fantasieartikelen,verlichtingsartikelen,radio-elektrisch materiaal,electro materialen,en tabak;de klein- en groothandel in schoeisel en lederwaren;de uitbating van een brood- en banketbakkerij,slagerij,groothandel in voeding
- De uitbating van restaurants,pita- en fast-food-zaken,snackbars,frituren,drankgelegenheden,spijshuizen,verbruikerssalons en dergelijke.
- Garage,(onderhoud en herstellingen van voertuigen)
- Reclamebedrijf,drukkerij
- De groothandel in bloemen en planten;tuinbouwbedrijf,aannemer tuinwerk;Het tijdelijk ter beschikking stellen van interim personeel bij werkgevers,alle activiteiten in verband met het personeel,de werkgelegenheid en de arbeidsbemiddeling;de coaching,de rekrutering en de selectie van personeel;elke activiteit die een rechtstreeks,onrechtstreeks of toebehorende band heeft met wat voorafgaat,zoals de organisatie van nabijheiddiensten,de outplacement,de vorming,de professionele begeleiding,de onderaanbesteding activiteiten in verschillende diensten,en zo voort.
- De uitbating van een solarium,sauna,relax- en wellnesscentrum,schoonheidssalons,bodystyling en powerplate;het verlenen van verzorgingsmassages,van advies op het gebied van de schoonheidszorgen en de gezichtsverzorging;het verstrekken van dieetadvies,huidverzorging en epileren,diensten van manicure en pedicure;handelsbemiddeling in parfums,cosmetica,toiletartikelen en reinigingsmiddelen;de groot- en kleinhandel in parfumerieën en cosmetica.
- Huidverzorging en epileren,manicure en pedicure,sauna’s,solaria,baden,
- Diensten in verband met het lichamelijke welzijn,zoals verleend in inrichten voor thalassotherapie kuurorden,Turkse baden,sauna’s,stoombaden,solarium,massagesalons enz.
- De tussenpersoon in de handel;het verschaffen van arbeidskrachten aan handels- en nijverheidsondernemingen;kapper en kapsalon;telecommunicatie;koerierdienst;de groot- en kleinhandel in horecamaterialen.
- Transport,vervoer van goederen en/of personen
- Taxi,Uber
- Verpakken van allerlei producten voor ondernemingen
- Laswerk,schoonmaak,toerisme,industrieel schoonmaak
- Groot -en kleinhandel in meubelzaken,cadeauartikelen,enz.
- Plaatsen van tatoeage en piercings.
- Alle onroerende activiteiten
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Brusselsesteenweg 292 registered office 3090 Overijse | ||
| Mollestraat 61 1730 Asse | 08-08-2022 | 2.334.953.118 |
Buildings and parcels at the addresses
- Ground area
- 4,102 m²
- Buildings
- 1,062 m²
- Volume, LiDAR
- 11,839 m³
- Tallest building
- 19.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23322L0112/00G000 | 2,168 m² | 1 · 864 m² | 18.9 m · 5 |
| 23062B0376/02D005 | 1,934 m² | 1 · 198 m² | 6.6 m · 1 |
Contact
E-mail
info@joack.be
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0789.487.651